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App name
EveryDollar: Budget Your Money
Description
At over 3,000,000 downloads, EveryDollar has helped millions of people take control of their money, and it can help you too. Stop wondering where all your money goes every month and start telling it where to go with the world’s best budgeting app. EveryDollar takes the stress out of budgeting and makes it easy to make a plan for your money (and actually stick to it for once). Create your budget in less than 10 minutes. Customize budget categories, track expenses, set up savings funds—and more. Whether you’re saving money, paying off debt, or just making sure all the bills get paid, EveryDollar’s got your back. Using a zero-based budgeting method, it gives every dollar a job (get it—every dollar) so you’re getting the most out of your money. And when you start giving every dollar a job, you’ll realize how much more money you really have—it’ll feel like you got a raise. In fact, the average budgeter finds $332 in their first month of using EveryDollar! That’s working smarter not harder. Upgrade and Get the All-In-One Money Plan Upgrade to the paid version to connect your bank to your budget, automatically track transactions, get custom reports on your spending and more. Plus, you’ll get access to all of the apps in Ramsey+, including the BabySteps progress tracker and the FinancialPeace learning app. Upgrade anytime or start a free trial. Key Free Features: Budget — Create your custom monthly budget in minutes. — Set up savings funds for goals and larger expenses. — Access your budget through the app or a desktop browser. — Adjust or reset your budget throughout the month to keep up with real life. — Create custom budget categories. Track Expenses — Track spending on the go. — Split expenses across multiple budget items. — Check on spent and remaining amounts at a glance. Connect With Service and Savings Experts — Find trustworthy experts in real estate, insurance and tax services through our Endorsed Local Providers program. — Ditch third-party advertisements, because EveryDollar doesn’t play that way. Upgrade for Exclusive Ramsey+ Features: — Connect to your bank so transactions automatically stream into your budget. — View your account balance in the app. — Get priority and callback support. — Unlock access to the BabySteps app to track progress on your financial goals. — Unlock access to the FinancialPeace app and watch any of our personal finance courses, including Financial Peace University. Show your money you’re the one in charge. Download EveryDollar today. Privacy Policy: https://policies.ramseysolutions.net/privacy-policy Terms of Use: https://policies.ramseysolutions.net/terms-of-use
Good app, but annoying repeat notification
by Isthisnametakenyet74837483 on 2021/04/21 23:42
I like this app for budgeting. There used to be an issue where if your bank account got disconnected in the middle of the month, then you’d have to recategorize all your transactions over again once the connection was restored. It was a pain. They seemed to have “fixed” that. I use quotes around “fixed” because the already-categorized transactions now stay where you had them, but the app reimports the duplicate transactions and notifies you that it deleted the duplicates—repeatedly. There is an orange dot in the Transactions tab that will not go away. You tap on the transactions tab, get the message letting you know the app deleted the duplicate transactions for you. Ok. Go back to your budget tab, and the orange dot appears again on the Transactions tab. Does not matter if I try to look at the duplicate transactions, it doesn’t help. There is also no way to permanently delete them. While the old way was annoying because you may have to redo your transaction categories, this is annoying because the notification won’t go away. Please fix!
Every Dollar
by MLouiseBo on 2021/04/21 20:30
Loving it so far!
Simple Budgetting
by D. Johnathan on 2021/04/21 03:21
This app is nice and simple like a google sheet or excel sheet, but with a pleasant UI and has all the formulas already created. I love how it’s not trying to auto budget things like other apps and trying to be “smart”. It’s better when it is simple like this and makes it so much easier to use. You’re in control, not an algorithm that is auto categorizing things. This keeps you accountable and responsible. Love this app! The bank linking is not needed but paying to support the dev team :)
No
by kandncifprpgpvpv on 2021/04/20 23:14
No
Glitches
by Kri$t@ on 2021/04/20 08:49
I used the free version before and added all my own transactions. I did well and decided to pay the money to link to my bank to save time. Now the transactions I spend time assigning to categories just disappear like I never assigned them and the deleted transactions are quite distracting. Do not buy!
Good but really buggy
by Csnyder0007 on 2021/04/16 15:30
The app in concept is really good but they are working through bugs that ruin it. Specifically is the when your bank needs to be reconnected the app basically deleted all my transactions and wiped my budget, mid month, clean. On top of that aggravation you get a notification telling you that they deleted transactions every time you log on. I reached out to customer service and they told me to turn off the notification on the web site. The website when accessed from your device forces you to use the app. For those of us who use mobile devices exclusively there’s no way to turn off the notification. So at this point I paid a yearly subscription for access to the Ramsey website and a now useless budgeting app. I’ll call that money a “stupid tax” and use YNAB from now on.
Great for the most part
by Adianee on 2021/04/14 17:49
This app is pretty good. I use it all the time. I love that you can create and delete categories and truly make it your budget. I do wish that you could set due dates into the following month. As an example if my water bill is due May 4th but I don’t receive my first check of the month until May 8th then I need to pull that payment from April’s budget. But I can’t put the due date as May. It isn’t anything that will stop me from using the app.
Life changing
by Annoyed32579 on 2021/04/13 17:19
This app has changed my perspective and helped me budget. 💖
Makes budgeting easy
by ShoeQueen6 on 2021/04/11 12:39
This app makes it so easy to budget! I can't believe I spent so much time doing a paper/pencil budget. This is gold - a true time saver. Budgeting couldn't be easier!
This cash flow chart really helps!
by Natnat8000 on 2021/04/08 10:20
I love how it makes me use every receipt and put it somewhere in my chart! It helps me feel as if I have control of my money and also helps me to think before I buy.
Can’t login.
by MbMomof3 on 2021/04/07 21:11
I’ve opened and closed this app a few times, as well as deleting and reinstalling the app. It still will not allow me to login! (Apple iPhone 11.)
Game changer! The more you use it, the easier it gets to track your money and see where it goes.
by aryam26 on 2021/04/07 06:49
the better it gets to track your expenses.
Stopping linking with bank
by Thomase5 on 2021/04/06 18:42
Transactions were loading every 5 or so days, so very delayed. Then stopped loading all together even when it said it was updated an hour ago. Tried updating, deleting app and reinstalling, disconnected bank and was never able to connect to bank again. Not sure if my credit union is no longer on their list but I’ve tried countless of times. Reached out to customer service a few days ago and never heard anything back. Will be deleting and find a new service, I’m not going to pay for something that no longer works.
Makes Budgeting easy to track
by Tavy servin on 2021/04/06 14:40
Makes finances easy to track for $14.95 a month or go free and use you bank information to track payments and bill. Amazing app with videos to help keep you motivated along your financial peace journey, but for the videos you need to pay and I am ok with that.
Great App
by Deholmes10 on 2021/04/06 04:21
Great App, it’s worth it in my experience
App is so glitchy.
by LMiget on 2021/04/06 03:05
I have been using this app for two years. The design is great but it is SO GLITCHY. I cannot count the number of times I have gone to track money and I can’t log in, which is extremely frustrating. I also will log multiple expenses at a time and it just closes. NOT WORTH THE MONEY.
Signs me out every few days
by EricMagallan on 2021/04/06 00:27
I have to sign into the app at least once a week. It’s quite frustrating when I have dozens of notifications that are updating, but I can’t sign in. How is it that I can have my notifications update, but have to sign in. Lots of room for improvement from their sign in experience. Please fix this!!!
I’ve seen better
by Nuts and bolts... on 2021/04/05 18:51
This app is honestly a disappointment. The connection to my banks break all the time and I have to manually reset it or, as what happened today, I have to completely disconnect all of my bank accounts and then re-connect them. What this does is clear out any transactions that were waiting to be processed or needed to be uploaded. Utterly frustrating and completely unnecessary. To say I am frustrated with the app and the monthly $10 to use it to track my budget is an understatement. I’m considering dropping it like a prom dress and moving to another more stable, more user-friendly, overall better app. When Dave Ramsey says this is the best out there, he’s wrong. I’ve seen much better and I’m going to head that way. See ya EveryDollar. YOU’RE FIRED!!
Last Update Glitched
by skjenfucuwxinensjisirjjtkcosoo on 2021/04/05 14:39
The latest updated has created a glitch in the calculations. Please fix this ASAP or I’ll have to find another app.
Decent but annoying
by Alex3775 on 2021/04/04 13:09
Works well and is pretty easy to use, but does it have to tell me about the 29 transactions it automatically deleted EVERY time I view mr transactions? I got it, you deleted some stuff I don’t need from a month ago, let’s move on shall we?
Update
by Sound man Chris on 2021/04/03 20:32
Oh the latest update looks cool but the change that I see is that it doesn’t lineup with withdrawn like for example it used to say after I written out my entire budget the amount over and then every time that I would make a deposit it would read correct with my bank and then every time I would make a withdrawal it doesn’t move down
Recent update doesn’t do a budget
by KhaiPey9 on 2021/04/03 16:20
Loved the app, until now.. budget no longer shows REMAINING funds as INCOME - SPENT... I’m not sure what it shows now, but unless fixed we will be deleting this and getting another budgeting app
Previous updates
by Sheeshman on 2021/04/03 15:37
I do not like the way the app was updated. The remaining balance does not add up with income. Please return to previous way funds were subtracted.
1 rating until they fix it.
by TuckeredOutt on 2021/04/03 01:46
Been using for almost a year and has really helped me keep track of my finances and pay off a couple of credit cards. Now suddenly there is an issue with tracking my remaining balance. Please fix this!
IPad Pro- Poor Functionality
by Litterboxgolfer on 2021/04/02 07:35
I use this app on my android phone and computer with much success! Unfortunately, the iPad version will not rotate horizontally, nor will it cooperate with any multitasking feature such as split view or slide over. Really frustrating to try and be productive on the iPad with this app.
Bank connections not a reliable feature
by badfisH3132 on 2021/04/01 14:47
App will not stay connected to bank for automatic transaction uploads. Functionality of the app is decent. I would recommend not paying for a subscription until fixed. I expressed my issues to support and response was that my banks security protocols where blame.
Need major updates
by Alyssa562 on 2021/03/31 16:25
What kind of update is this? Used to show remaining amount left to budget but now it’s just showing the total amount spent and doesn’t show cents either! Fix this ASAP
Glitching App
by Fergierod on 2021/03/31 13:26
The app is not balancing my account when I put down my purchases.
Update
by GCC55 on 2021/03/31 12:33
The newest update puts the ‘remaining’ tab all out of sync. No longer subtracts expenses from income. Would look for a new app.
love it, but too slow
by amandapbrewer on 2021/03/29 13:17
This app has all the potential and is really great except the transactions that get imported from the bank take forever. i want to track my spending right away so i can stay on top of what is remaining in my account, but it takes several days for the transactions to show up in the app. And i don’t think all of them are even coming through. I’m not sure if this is a bank problem or an app problem, but if they are able to resolve this then this app would be incredible!
Does Not Work
by ssarahheliza on 2021/03/29 03:22
Signed up, confirmed my email address, and it keeps taking me to the app to sign up again. So I did it again...signed up, confirmed my email address and then it takes me to sign up again! Cannot get into the app.
Can’t even get into the app.
by Disone72 on 2021/03/28 21:02
Trying to reset my passes and the app won’t even show a keyboard to make changes.
Can’t even perform simple math
by Thoreal02 on 2021/03/28 20:44
App doesn’t work. Wont even subtract spent items from income. So worthless
Love love LOVE
by yanelylopez on 2021/03/27 21:36
thank goodness i found this when i did because i have such a bad spending habit, so this way i can track it instead of trying to do it all in my notes app.
Duplicate transactions/Common Transaction
by Wmwjr on 2021/03/26 12:07
Two issues/irritants: I am an FPU Member/future coordinator and financial coach. Duplicate transactions Why does show multiple duplicated transactions for exact same dollar amounts, dates, & merchants??? This makes the app very cumbersome to use since I have to delete those duplicates transaction (sometime up to 4-5 duplicates at a time)!!! Very irritating and time consuming as I spend more time cleaning up transactions instead of analyzing my budget and spending patterns. Common Transaction Another app I link to my accounts (QuickBooks for self-employment) handles common and/recurring transactions AUTOMATICALLY. Why doesn’t this app handle those recurring/common merchants automatically instead of just ‘creating a rule’ to just move the common/recurring items automatically? Again makes the manual allocation of these budget items highly cumbersome and irritating as the idea of computing and apps is to make things automated. You could Create a Rule which handles all precious and future transactions to this merchant automatically allocated on the budget. You could notify which transactions were handled by the ‘Rule’ just as a reminders that it’s in place and to review. This would also be done during the budget analysis phase and review. Again it would lessen the mechanical tasks and increase time to analyze the budget to make material changes in spending. Just two highly encouraged suggestions to reduce manual labor and increase effective. This would put the app into the A+++ 5 out of 5 category. Otherwise I dread opening the app and seeing all these Duplicate transactions/Common Transactions. Please advise. Good functional app other than these two issues. Please advise if I’m doing something wrong. I can provide screenshots to illustrate. Good job however.
Not as detailed as some other apps
by Ralefever on 2021/03/25 23:44
I liked EveryDollar for being able to categorize my purchases. However, I want to have a $0 budget so that I can see any surplus in my budget at the end of the month and put it in savings or investing. EveryDollar doesn’t do this as clearly as other apps. It also doesn’t have a way for me to categorize budget items that aren’t paid every month. For example, I pay my car insurance annually or my trash bill quarterly. Even though I set money aside each month for that, it always shows as a deficient on the months I pay it. It’s just been frustrating to not be able to see everything I’d like. I’m switching to YNAB.
This is a Scam: Buyer Beware!
by Twelfth Station on 2021/03/25 21:59
The bank sync is unreliable and not worth $130 a year. I declined to renew the membership, expecting I would be able to keep my data because the free version is still usable without the bank sync, but my data got erased. “You can start a new free trial to get your data back,” they told me. When I started a new trial, they charged me $130 immediately, then they refused to refund me and I still didn’t get my data back. Stay away from this scam.
Great tracking tool
by MLW connect on 2021/03/24 15:33
Telling every dollar where you want it to go and watching life happen and take it into areas you never thought to list. (Step one: identify the problem. Haha)
Fund Feature
by Goodole13 on 2021/03/24 13:25
The last update completely changed the “remaining” tab. Dropped this app down to a 1 Star and will look for other budgeting apps.
student on a budget
by sheisloved3412 on 2021/03/23 20:35
my parents are both financial nerds so i grew up watching Dave. it’s engrained into my soul to have an emergency fund but now that i’m a student i don’t have time to sit down and write a budget every month. i started using the Everydollar app and i love it! it’s super easy and i can set reoccurring expenses. the only thing i don’t like is the “fund saving” it’s challenging to use but that’s my only complaint
I use this app every day
by Brycer84 on 2021/03/23 18:29
I love this app. It helps me tell my money what to do, rather than my money telling me what to do.
Ok doesn’t allow landscape view on iPad Pro.
by jjp65 on 2021/03/23 02:26
Ok
Great app but loses bank connection frequently
by BJCoffee on 2021/03/22 10:39
I have had the app for a couple years. After a year paid to upgrade to have connection to bank account. The connection frequently is broken. At least once per week you don’t have connection for a day. And recently it will go for weeks before becoming fixed. Frustrating. When it works, it’s fantastic. But it is becoming more and more frequent that it doesn’t.
Bank transactions
by mark metzgar on 2021/03/20 01:00
Like the app. Bank transactions have been brought in twice for the last few days. Also would like to see pending transactions in the pending transaction tab even through it will not show as something that can be posted against a budget item. Will help keep track of recent spends prior to posting.
Best budgeting app
by HunterMcBerlinsun on 2021/03/17 23:22
The other apps are great, but EveryDollar is the absolute easiest to use and easy to learn.
Won’t go horizontal on iPad
by 92brdgs on 2021/03/15 23:35
App is great but on my iPad it isn’t Turing horizontal.
Doesn’t include income for the whole month at the beginning of the month
by islandpt24 on 2021/03/13 02:15
I have always wondered why the app doesn’t allow us to set a date for paychecks being deposited. And then Ramsey advocates the app to give every dollar a name. We can’t because it’s not able to calculate current biweekly funds at the beginning of the month to plan purchases. It’s just weird.
It is not worth it to those that have already seen the Ramsey course
by Crumbs89 on 2021/03/11 12:42
There are apps that are Free or five dollars or less, that do the exact same thing! When you pay $129 a year, you were just giving your money away.
Great for some things
by nrgflo3 on 2021/03/11 03:52
I have only done the trial period thus far, so haven’t had a lot of time with the app. That being said, it was pretty simple and helpful in general. A few problems I noticed however were that if I created a fund for savings, it would still show as “available “ to spend money. I don’t want my savings to show as available, I only want to see what is left to spend that month instead of showing I have hundreds more! The fund money should not be shown on the top of the screen as available. Also, my paychecks are different every month, so I use a minimum amount I expect to make to create the budget. When I add a transaction stating how much I actually made, it does update as the new amount to budget. What’s the point? So I feel like I have to do transactions without this apps knowledge in order to see what I actually have to spend. Not sure yet if I will try the paid version.
I’m in for life
by Sgtpepper1119 on 2021/03/10 17:39
Dave Ramsey I acknowledge you for your greatness. I’m getting debt-free this year because of you. This app is amazing. I’ve tried thousands of abs it seems but this one really works for me. I highly recommend Daves products to anyone and everyone. Especially his podcast and radio show. Get inspired, get an action, and change your family tree.
I tried every single budgeting app
by zsnyde on 2021/03/09 17:55
I literally tried them all. But this is the Best budgeting app out there. I
Ramsey System is Great. App? Not so much...
by Word is the word on 2021/03/09 15:08
I will say I’m bummed that it is as expensive as it is but I’m gonna own that and admit that paying for this app is more conducive to my financial success than my yearly Amazon Music subscription. 2 stars is NOT for cost but I wanted to mention it because there seem to be quite a few other reviewers that feel the same way. I think it’s important to cross-examine the cost of this very helpful app with your other expenses. ALL THAT BEING SAID...HERE IS WHY I GAVE 2 STARS: Every time I open the app I have to FREAKING log back into my bank account!! Drives me NUTS!! Please fix this, DAAAAAAAAAAVE. Or so help me I will go get a credit card!!
Not worth the subscription cost
by MissyThatch on 2021/03/07 01:32
The concept is great but it’s too buggy to be reliable. For the last several months it has failed to record transactions that have cleared my back and even though I’ve enabled biometric login, I still have to login with username and password after every single update. I would forgive the login annoyance if it accurately tracked my expenditures.
No Good
by A/C-SuperCool on 2021/03/06 17:23
Sorry to leave the poor review... I have been using the app for close to a year now. We have had what seemed like issue, after issue, after issue... Now, the straw that broke camels back, they no longer have access to Hancock/Whitney Bank.... My bank... I really feel like it had the potential to be a great program, they just can’t seem to get all the bugs worked out... Sorry Guys...
Was great, now they ruined it
by mifrog on 2021/03/06 16:20
This app was great for the basics of setting the budget and tracking my spending to it. Now they got greedy and you can only set a budget. Useless if I can’t track to it. I can set a budget in a free spreadsheet. There are so many ways they could have improved the app to get add-ons you pay for. They made it useless. *deletes app*
Love the app but it NEVER opens
by Sfoerster on 2021/03/04 13:28
I really want to use this app, all day, every day, because it could be so useful!! BUT this app always fails to load or open on my iPhone. I’ve made sure to keep it updated. I’m turned my phone off and restarted. Still nothing!!
Very easy and intuitive!
by Trunks0408 on 2021/03/03 20:36
I use this everyday to tack all my expenses. Would be super nice feature to be able to add pictures of receipts.
Love this!!
by agratz14 on 2021/03/03 19:08
I started using this whenever I got out of college and got my first career job. I can’t imagine living without it! I used to love using Excel, but this app is so user-friendly and takes so much less of my time to formulate a budget. I love the copy over feature from month to month. My husband also has the password to the account and it’s so nice to be able to both upload transactions we spend that day - it really gives me peace knowing exactly where we are at in each category of the budget.
So you want to save money?
by Niiiiicccccckkkkkkkkname on 2021/03/03 16:17
Why would you make an app about trying to save money and the first thing you have to do to unlock the features is charge people $10/yr to use? Hack job app Dave Ramsey
Downloaded Charges are duplicated.
by Ftnavy124 on 2021/03/03 03:25
Don’t use the premium service if you have USAA because most of the charges come through twice.
Keeps yourself accountable!
by shadowally on 2021/03/02 21:42
I’ve been using the app for about a year now to track my income and more I firmly believe in the idea of giving every dollar a job to do. I especially like how it tells you if your over or under budget that way I can make adjustments as needed. If you’re serious about managing your money, I recommend this app because tracking every dollar spent is important.
Hard to use
by CamCam2003 on 2021/03/02 14:33
I really like the concept and want to use the app but I am confused on how to use it. I don’t know how to track a purchase I made and see how much money I have left in that category.
Save to PAY the subscription!!!
by javocol_79 on 2021/03/02 13:13
It is silly to ask for $ 129 for an application that claims to help you save; If you can miraculously save something per year, that savings will surely be spent on the subscription payment for this app
no iPad support
by AnotherJosher on 2021/03/02 06:23
still waiting for this :) really good other cases
Hasn’t worked since re-downloaded
by wlamont86 on 2021/03/02 03:33
I had this app last year and failed to use it properly. I decided to re-download it Sunday and it has not worked properly since downloading it. At first it said something was wrong with sign in and to try back later. I was finally able to sign in and now it won’t let me edit my monthly expenses. I’ll give it until Wednesday to start working properly and if nothing changes I’ll be canceling all 3 apps.
Great app. Better than YNAB
by JoeJoeSchmoeYo on 2021/02/28 23:25
This app looks and works better than YNAB. Everydollar is also free. I’m signing up for their Financial Peace University too, seems like a useful educational material
Loving budgeting
by tmyers53 on 2021/02/27 03:44
Loving the co copy of budgeting and EveryDollar makes it so easy. I will love it even more when I balance.
Best budgeting app. No question.
by kruisen4Abruisen on 2021/02/26 15:51
If you are looking for a budgeting app to make your life easier, look no more. This app is the absolute best budgeting app for free. You can pay a fee to make your life that much easier which I think is a good balance. These guys also teach a financial course if you are in need of additional assistants. Believe me, they are the best. One thing I would LOVE to see from these guys are widgets for the Home Screen. I would like to be able to see upcoming bills / total expenses / total money saved this month, just something along those lines would be fantastic.
Works when it feels like it
by TeachUSomething on 2021/02/26 15:30
I am ready to move on from this tool. I paid for the full version, but it works part time. I have two accounts linked to the app. It periodically decides that it will not sync transactions from one of my accounts. It’s so frustrating! I half way wonder if this is Dave trying to make me join accounts with my spouse. I DON’T WANT TO, SO QUIT ASKING! Reached out to support but not much luck. Not the best budgeting app in the world. Stop saying that.
Syncing Issues
by BMJEXP on 2021/02/24 17:12
This is a great app for budgeting. However, the bank syncing does not work well. I have tried with two banks and a couple credit cards. Customer service is nice and apologetic; however, it's a hefty price to pay for the syncing not to work. They do not offer refund if the syncing is not working.
No support—you’re a n your own
by Mojo 12647 on 2021/02/24 04:20
I’ve used this app for two years. It has failed multiple times—bank won’t sync. Support says it takes 48 hours to 4 days to get help. It takes weeks to get help. When they do help it takes weeks to resolve the issue. They just aren’t there for you. So if you are with a huge major bank, sync might not fail, but do not use if with a smaller bank or credit union.
Simply Irreplaceable
by Johnkrug on 2021/02/23 07:00
For 5 years now, we’ve used EveryDollar to march up the baby steps. During our first year of marriage we started using the app and payed off $30,000 in students loans, becoming debt free! Since then we’ve continued to use EveryDollar to invest, save and give, and it’s hard to imagine the clunky systems we tried to use before. After moving to a new country, we were worried that EveryDollar wouldn’t work for us, but it automatically adjusted to our new currency! True to its word, it has made money conversations between my wife and me much easier and unified. We get excited about setting goals because they’re easy to see and plan for in EveryDollar. Love it.
Great app but...
by Ejejonesy on 2021/02/19 18:56
I love the app in general, but for the last few months it keeps popping up a notification saying I have duplicate transactions that they deleted and I can find them in my deleted folder. There’s nothing there. So other than that, I love everything about it.
The best
by Vaughnspi on 2021/02/18 18:55
This is the best budget app!!
Stopped connecting to my bank
by Roger Walker Jones on 2021/02/18 03:45
I have been using EveryDollar for a couple years and have found it to be great. However, starting about a month ago I have to reconnect to my bank daily. For the last few days I have been unable to update my transactions and the app will not connect to my bank at all. I am about to give up and find another app.
Awesome way to budget.
by Luke man 276589056 on 2021/02/17 19:04
This is best app for budgeting. It manages and pulls all your transaction from the various accounts you have. Once it knows where things go, it self learns the proper account to allocate it to . Simply awesome. Highly recommend.
Will not show transactions
by Kihww on 2021/02/17 03:32
We really want to like this budgeting tool, but it will not sync with our bank transactions. The trial period was short that before we could decide if we truly liked it we were charged the full amount for a budgeting app that does not work. Sometimes when a transaction does finally show up it has been well over a week.
Perfect complimentary option
by FTJUST on 2021/02/16 18:48
My wife and I started to work on paying our debts a year ago. We started working with the envelope system but then COVID hit and stores began to move to plastic instead of cash(with the excuse of money being a COVID spreader or coin shortage). This is where this app came in handy. It did take awhile to get used to but after we did it became a blessing from God for us. It helps us focus on what we can spend, based on our budget, like if we paid using cash from the designated envelope. Hopefully, stores will begin to accept cash and we can return to the envelope system. If not, we can continue our goal to pay our debts gazelle style with the help of this app.
Should be free
by nic abcde j on 2021/02/16 18:25
As a budget / money saving app, I shouldn’t have to pay to be able to connect and allow the app to automate my expenses and income. Should be free. If you make it free I will use.
Bloated mess from pompous celebrity
by Michael Bryand on 2021/02/14 05:58
Dave’s recent ramblings on how we don’t need a $1,400 stimulus check really shows how out of touch he is. 11 million unemployed, many of us are hurting due to the virus but it doesn’t affect the rich the same way, right? After reading about his huge, expensive party during a pandemic and now his inhumanity, I’m done.
Great App
by Cowboy Wes on 2021/02/13 22:37
Thanks so much Dave Ramsey & Team! So much appreciated! You have changed my life! Cheers! Wesley W Obee
Best budgeting app
by deeveevee on 2021/02/12 03:35
I’ve tried 3 different budgeting apps, none work as good as this one. Could have better options for self employed but is flexible enough to where it works.
Good
by tiffanywalls64 on 2021/02/10 19:50
Very good app but I hate having to reconnect my bank every other day. I have two different ones tied to it and it’s hard.
Can’t function without it
by Daninj on 2021/02/10 17:03
Definitely worth the $. I love this app and that it links to my debt snowball. By far the best budgeting app!
Deleted EVERYTHING
by Camo119 on 2021/02/10 04:29
The app logged me out and when I logged back in, my entire budget was gone and I had to start from scratch. It was very inconvenient and frustrating.
Focused and FINISHED with Dave Ramsey
by MusashiG on 2021/02/10 03:49
After reports on how Dave Ramsey treats his employees, I deleted this app. I choose to not keep funding the crazy.
So frustrating
by Sarah and Erick on 2021/02/10 03:11
So frustrating after hours and hours trying to get anything on this app to work, I have decided it’s not worth the $124 per year. It has so many bugs, error messages every 5 mins when I try to sync accounts delete transactions. Why make budgeting worse with this app?!
10/10 would recommend to a friend
by StockMarketAmature on 2021/02/09 17:59
Easy to use and keep up with budget. This app helps me control my money and keep me sane. Also, If you ever need motivation for budgeting just tune into the Dave Ramsey podcast. 10/10 I literally recommend this app to everyone I talk to money about.
Great app but don’t need Ramsey+
by Gail Kenneth on 2021/02/09 16:33
This app really is great for budgeting, but it’s a shame they have bundled it in with Ramsey+. I don’t need the whole package, which is $130 a year. I was happy to pay $10/month for EveryDollar by itself as the interface was the best I’ve found for budgeting. Not everyone using EveryDollar is in debt or looking for financial freedom, some of us just like to budget effectively.
Great app but still has glitches
by shutterm4 on 2021/02/09 13:13
I really love using this app but it double imports transactions on a pretty frequent basis. It’s not a show stopper, but it is annoying to have to double check and make sure a charge hasn’t already been posted to your budget. This is one of the easiest budgeting apps I’ve used. I especially like that single changes can be split into multiple sections of the budget, which is a feature I have not found in other apps. Fix the double import problem and this will be a 5 star review.
Decent App but doesn’t update in real time!
by myra_l on 2021/02/09 13:08
It takes several days to update to connected banks. That is a real problem for me. I wish it updated in real time or atleast everyday. As I type this the last update to my connected accounts was 4 days ago.
👍🏼
by Mr.Moneybagss on 2021/02/08 00:49
A great way to keep track of all income and spending
Practical
by mtfreedom0428 on 2021/02/07 10:49
Simple and awesome!
You morons...
by Chucklehead 64 on 2021/02/07 02:56
...drive me crazy because my password doesn’t meet with YOUR approval: •It’s not long enough, OR •It needs to have both letters AND numbers, OR •It has both letters AND numbers, BUT at least one of the letters has to be UPPERCASE, OR •It has both letters AND numbers, and at least one of the letters is UPPERCASE, BUT it also has to include ONE SPECIAL CHARACTER, OR •Blah, Blah, Blah, etc., etc., etc. People who try to steal online info may be annoying, BUT NOT NEARLY AS ANNOYING AS THE PEOPLE WHO HAVE UNILATERALLY DECIDED THEIR JOB IS TO PROTECT ME from online thieves!!! To quote Shakespeare, “A pox on BOTH of your houses!”
Best budgeting app!
by m-christopherrrr on 2021/02/06 17:26
I have tried many other budgeting apps and none compare to the ease and visibility this one provides. This app is a life saver for a busy family!
Lack of Intuitive Design Features
by PatriotCam on 2021/02/06 17:25
You import transactions from your bank. The transactions come in with a date assigned to them. This app doesn’t recognize that data point. You spend an hour on a Saturday morning categorizing each transaction for Jan and Feb, only to find they are all being dropped into Feb, so you are over budget on everything. You read the help on this issue, and find that the “fix” is to go into EACH. INDIVIDUAL. TRANSACTION to unassign the category. Then you choose the “right” month, and reassign EACH. INDIVIDUAL. TRANSACTION to the right category again. You go in to check how your January progress looks, and find that the transactions are all attributed to February. I’m done. It’s 2021, and there is no reason why the programmers couldn’t “auto assign” transactions to the right month, with a feature to let you move them to a different month on the odd-ball chance that you need to. Wow. I cherish every minute of my free time away from work and other obligations, and I’ve lost 2 hours. I canceled my subscription.
I am doing it !
by sarlyn75 on 2021/02/06 16:42
Thanks to this budgetting app
Best budgeting app out there
by chillers,76 on 2021/02/06 14:16
This app does everything you need it to do and with ease.
Great app
by Pattismikee on 2021/02/06 08:57
Would have given it a 5 but Ramsey is going to continue to improve it, I’m sure. So you can do better Dave I’m sure! 😁
I Use This App All The Time
by big_dan_ on 2018/06/09 13:57
I have been using every dollar since it launched. It replaced the other two or three budgeting apps that I had previously used and there has been no going back. It’s updated very regularly and is produced by a good-sized company where their whole focus is helping people get control of their finances, so the regular updates are always going to be the case. I usually set up the budget for the month on my computer and then do updates throughout the month on my phone while I am on the go. I have set up new budgets on the phone and it works great too, I am just on a computer all day every day for work so it is habit I guess. The app is very intuitive and easy to use. There is an extra feature called EveryDollar Plus that is available for a fee each month to integrate your bank data and the expenses that your bank sees so that you can quickly categorize them with a few taps into the correct budget categories so that you don’t have to manually enter each transaction. I did a trial of EveryDollar Plus when the app first launched and decided not to use it. So I have been using the free version for the last year and a half or two years since the app launched. It’s probably about time I give every dollar plus another try since it’s probably going to be a bit different since all of the updates that they have done since I used it last. Great app that I use all the time! This is one app that I could not do without on my iPhone.
This app is by far the best budgeting tool out there.
by DC_Dave on 2018/03/16 12:36
This app and corresponding desktop interface is by far the best out there. It’s very customizable. I’ve never been good at budgeting because I get paid bi-weekly and I have a variable income. I also travel unexpectedly for my job which throws off my budget by adding reimbursable expenses throughout the month. Through the help and suggestions of the everydollar support staff, I know now how to work this app as an effective tool with all those budgeting variables. You work your current month budget with the paychecks from the previous month. Then I keep a “hill and vallley” account with just enough to cover any short months where my checks may not cover expenses. So far I haven’t had to use that account. For the travel expenses, I created an expense and income category of reimbursable expenses. I know how much I get per day for meals while traveling and I simply add that to the reimbursable lines as the month/travel has gone on. This has been a huge money saver for me. I’m controlling every aspect of my finances by budgeting. It’s the foundation for everything I’m doing with my money. And I highly recommend spending the $120 for financial peace university which as of now includes everydollar plus for a year. Worth. Every. Penny. (And no I don’t work for Dave Ramsey but it’s a great program for getting out of debt)
Good tool, some flaws
by Kita_GSD on 2018/03/11 14:23
I do like this app and it has helped me keep track of my spending much better than I had been. It also shows me how much I am really spending on items that I can cut back on, like eating out. Before, I really didn't realize how much we were spending and now I can see it add up as the month goes on. I like being able to split transactions into different categories to track each cost. But the help section is lacking and there was no real tutorial that I saw so I kind of had to learn as I went. The one thing I still can not get an answer to is the income. I can put in a planned amount but sometimes our income is more or less. When I put the actual received amount in as a transaction, it doesn't change my overall monthly amount. So it doesn't account for the over/under. This may be user error, but I've tried everything to get it to work properly and it won't. So I just change the planned amount to what we get paid. Which is fine, although the next month's budget shows the wrong amounts as planned income and I have to change, and it is not at all what the help section says should happen. It seems like the plus version would do it for me, but I am not paying $120 a year for an app to help me budget and save money. And honestly, I think that is shady of Dave Ramsey to even do that considering he preaches about cutting out unnecessary expenses. I'd give this app 4 stars but the lacking help section and fee for everydollar plus makes it lose at least 1 star.
The right fit for me!
by CindyLuAshley on 2020/09/05 13:54
I have used just about every budgeting app on the App Store and they don’t seem to keep me coming back like Every dollar. - I love the simplicity of the tracking methods and the quick data each budget category provides from synced transactions. -With this app I find the more I use it, the more focused I become on where to save and structure my finances to reach certain financial goals. -The only improvement would be implementing auto-categorizing of the synced transaction and prompt for approval rather than sorting every single one AND giving a category every month. With automatically giving a category (from past saved transactions) but still listing the transaction for approval, you are still reviewing the transaction but not having to do the same leg work every month when you are syncing transactions to place into the budget. This makes only it mush faster and you can still change the category if needed for a change in a specific transaction. -Overall, this is the best app for me. I can easily track and update everything as well as see bank transactions and how my money is being spent every month.
I use the free version!
by Tyler-Rai on 2020/05/30 15:31
I read all of the reviews before signing up a year ago and a lot of people were having trouble with their paid subscription accounts. So I went the free route .... All I say is take your time signing up because some boxes are actually checked for you. To include the automatic reoccurring subscription. **I have never tried the paid version** I downloaded the app because I watch Dave Ramsey videos online. Before this app I was doing a paper budget ... which I loved. So I just moved my paper notes to my phone. Another reason I went with the free version is because I’m used to having to make daily transactions deductions to my budget. It really does help me to stay on track ... forces me to actually check my checking account balance almost daily. Then inputting the amount into the app and placing it into the proper category allows me to see what, where, how much and how often I spending my money. Makes me feel as if I am using cash. It has become a habit for me to check my app for the available balance in a category before I go spending my money.
Needs option to add accounts manually
by cantreviewwithnonickname on 2021/01/06 05:50
I tried this app for a week, and in general, it has some very good features. However, once you have signed up for the “plus” account, it seems you can only add bank accounts that are electronically linked, and not all banks are supported. I have 3 accounts, all of which I access online regularly, that are not supported by EveryDollar. (They are, however, supported by other budgeting apps I have used.) I would have been okay with it if I had the option of adding and tracking the accounts manually. (They also proudly stated in their reply how there are over 200 banks supported, and to check the list, as if I was going to close out the accounts I had just so I could bank with one of the ones they actually supported. Talk about missing the point!) It can’t be that hard to add unlinked/offline accounts as an option. I’ve used both mvelopes and YNAB in the past, and both let me do this. I was hoping for a better budgeting app, but at a cost that is so much higher than the other apps out there, without even providing a way to track all of my accounts, it just seems like a huge waste of money. (I know part of the value of the subscription is supposed to be access to the other features, like FPU. But if all you need is budgeting, then those “extras” are pointless.)
Really want to like it more
by Trevor5151 on 2020/01/13 13:23
I really want to like it more. The User Interface is a plus for me. Conceptually I like this app way better than any of the others I have used. If you want to only use the free version and add all of your transactions it works great. My issues are with the paid version, and downloading transactions from my bank. I started using it and loved the app. After a couple of months I started to notice transactions missing. I started paying more attention, and compared it to a competitor who I still have my accounts linked to. The competitor shows all transactions, and EveryDollar does not. I put a request into support, and received feedback that they weren’t experiencing any issues with my bank. Was asked to update my login information with my bank to see if that would resolve the issue. I did this and went another couple of weeks having the same issue. I emailed again, and never received a response. I let it go for a little bit, and then emailed again. It has been more than two days, and still no response. My biggest issue is TRUST. If I can’t trust the transactions that are being downloaded, the app becomes useless, and doesn’t allow me to budget correctly. Again, I really want to like this app, but can’t if the version I paid for doesn’t work appropriately.
A Must Have!!
by leongwhyte on 2019/11/29 04:26
If you’re serious about keeping tabs on your budget, this app is a must-have! The free version is nice. However, for $100 per year, you can link your bank and or credit card accounts to track your spending. The app reminds you to create a budget for an upcoming month two or three days before the new month starts! It automatically copies the previous month’s info which makes it easy to tweak budget items and amounts. The app is intuitive because you can create a fund (like a Christmas gift shopping fund, or a vacation fund) and tuck money away each month knowing that when it’s time to pay for that cruise, you can easily transfer the funds and pay without worry. The app also allows you to enter long-term payment accounts; car loan information for example, can be entered and you can more or less keep track of what is owed, on the app. This has made life so much easier for my family! I love Excel, but for $100 per year, I don’t have to spend hours each month tracking where the money went!! Thank you Mr. Ramsey!!
Fantastic budgeting app
by drummer44jesus on 2020/06/06 23:55
Been using this app for a few years and love it. Before then I had a complex spreadsheet I made for budgeting but when I married my wife that had to go. We love the ease of use for setup and and maintaining the budget. And with the cloud-based syncing of data, my wife and I can each stay current because we share the same account. There are a couple of quirks with the app. First, for unused funds in one category item to carry over from one month to the next that category needs to be setup as a Fund or else that money will “disappear” from the budget going into the new month. The app by default does not set a new category item as a fund; you have to change it yourself. Second, this app will not load the budget if you are not able to receive cellular data or connect to wifi. So if you are off the grid or traveling international without a data plan then good luck. Haven’t tried the Plus feature so I can’t speak to that. Thank you Dave Ramsey and team for blessing us and others with such a great service.
Could’ve Been Great
by Ponyparent on 2019/03/25 15:04
My husband and I purchased this app to help keep us both on the same page about our budget, after ready Dave Ramsey’s books. At first it was great, just set the budget and drag and drop. Then our bank had an outage on the app, three months later our bank still has an outage. I’ve spoken with technical support for the last three months and they have no idea how long it will take to get the bank back. All the while the Mint app is connected to our bank, which is free. So I keep asking and keep getting the same “ we hope to have it fixed soon” message. I finally got so fed up I contacted iTunes to get a refund, but of course, we had canceled the subscription to not renew at the year mark, we couldn’t get any sort of refund. Which we didn’t know, because we followed the instructions from the every dollar company on how to get a refund. So now we are out WAY too much money for an app that literally doesn’t work, and the company has stated there is nothing they can do for us because we purchased the subscription through iTunes and not online. My suggestion, don’t waste your money. Find a different budgeting app that is more reliable or at least cheaper, because if you bank loses connection you won’t see a dime back, which to me seems cruelly ironic.
Nice App
by mldjr on 2018/05/10 23:36
I’ve realized that the more you use the app the more you get into it and you really do see where your money has been going and you can redirect it to the right place. Only reason it is not 5 star review is because you can’t absolutely do everything on the app that you can on the website on a Mac or PC so that can be inconvenient (minor). I had an issue with my income being incorrect and the glitch was fixed within a couple days. You just have to use the help feature. The $10 is worth every penny for the benefit of money you save from using this budgeting tool and to me is not a factor in the grand scheme of things when trying to fix your financial situation even with a tight budget. Once you get a hang of it nobody says if you find a way to maintain your budget another way that you can’t cancel the subscription. You will still have most of the features you need with the free version. I feel like to expect this to all be free and not have to pay for this convenience that this gives you would be a bit a sense of entitlement. Not a good trait. Pay the 10 bucks and use the heck out of it.
Changed Our Lives!
by kingxicano on 2018/07/12 18:49
I thought I wanted to stick to Dave Ramsey‘s paper budget printout. It seemed too much of a bother to get on the computer to do my budgeting but boy was I wrong! This app does all the adding, subtracting, re-adding, re-subtracting automatically for you! If I need to make a small adjustment to my budget I was having to re-calculate the whole month! What a hassle. Now I can make any adjustments so easily and this really keeps me on track. I prefer to do it on the large computer screen but it’s also so very handy to have the budgeting app on my phone for when I’m out I need to add in a transaction. Another thing I like to do is look at my bank screen on the computer, and use my phone for EveryDollar so I can add in the transactions. There are no advertisements or gimmicks. Since beginning Dave’s program in mid February we have paid off a total of $14,000 in debt and saved another $14,000 towards our emergency fund. This app was pivotal in helping me to organize our household budget. The best part is that my husband has been really impressed!
This is just what I wanted
by dleepero on 2019/04/30 01:04
This app is wonderful. The layout is very simplistic which is great for easily seeing where I’m at in terms of my spending. Believe it or not the function that sold me on this app was the ability to not only name my budget lines, but the budget categories as well. There were a few apps I tried where you were locked into the names they used. I truly felt like I got to completely customize my budget. Bill reminders and linking your bank account are locked behind the paid version, which is fine, the developers made a great product and should be compensated as such. If you’re not willing to penny up and get the paid version, the free version is still marvelous. I cannot tell you how many times the thought of “I should make a budget” has crossed my mind, If you’re in a similar position, stop reading this review and download it already! You’ll be glad you did. I am about to pay off my second credit card and am almost ready to tackle my auto loan. I’m never looking back.
Perfect in every way EXECPT no way to allocate
by Steph1234567892 on 2019/04/12 14:52
I love this app and the user friendliness of it over the other highly rated apps in it field. My only complaint is that there is no way to set up your allocations on the app so a written form is still necessary for those that get paid multiple times a month. I think for almost $10 a month that there should be all of the tools that Dave Ramsey has in printable form on his website on the app as well. MAKE THE ALLOCATIONS AN OPTION ON THE APP! All the other things like lump sum payments can be set up using the “Fund” feature, break down of savings, and irregular income planning by setting up as many categories as you desire BUT it is lacking this and this is a huge part of being successful. PLEASE MAKE THE ALLOCATIONS AN OPTION ON THE APP and I will gladly give this five stars! Also as a side note but not a deal breaker or loose of any stars is that it doesn’t like to stay connected to my PayPal account/credit card so I have to re-login when I want it to up day per my paying off that debt and any online purchases I do through PayPal not very many for me so not a big deal. Thank you!
I guess you need my money more than I do.
by Jack_0811 on 2019/11/28 14:49
First of all being the fact that I signed up for a 14 day trial and then immediately was charged for it. How is that a trial if I’m paying for it right away? To make matters worse I paid through Apple. Everdollar says they can’t refund those types of payments. That’s convenient. Also they don’t give the option to choose the monthly subscription. “Want a 14 day trial? P.S. we’re going to charge you a full years subscription before you’re able to decide if any of this is what you want 😉”. On a lesser note but still irritating. I use a credit card for everything for security purposes so no place I make purchases can possibly have access to the accounts where my personal cash is located. Just in case a place of business gets hacked then I won’t be dealing with an empty account for up to three months. Everdollar of course advises against the use of a credit card even if in my case when it’s not accumulating debt, it’s just a security measure. So when I use the card it shows up in Everydollar as debt even though it’s not debt it’s normal spending that I will refund using my cash from a separate bank. So I can’t even use the app normally because it just thinks I’m constantly going deeper into debt.
If only I had start d using this App sooner
by deal deals on 2020/04/15 14:58
Since our retirement we really track our spending and this app is irreplaceable for doing that. The amounts shown in "remaining" however have never added up correctly. Even if I remove our budget line item for emergency fund. The total does not correspond when I manually add the remaining to spend. For us, it would be better if that ONLY remaining amount only included the amounts to spend. Since the latest update there is a glitch....when I enter in a line item for expenses, it used to show, via a green line, that the spend amount has been entered, it doesn't do that anymore on SOME of the items entered. Specifically on our recurring monthly expense items. I've recommended this app so many times, yes it takes a few months to become accustomed to using it, however...those few months are WELL worth it. Wish those people would start using it, because I can see the money being thrown out the window by those I have recommended this app to...😢 We are so happy to finally be in complete control of our finances.
Needs to be more stable - bank account link
by ICPOWELL on 2018/10/15 01:22
The app is great in that it is a logical way to budget. FPU has excellent information. The app keeps kicking my bank account out and requires me to use a lesser level of security. Given that I have to pay $100 a year for the luxury of connecting my bank account I think it should work seamlessly. I have not changed anything on my account in over a year; yet every two months or so I have to delete my bank info and put it back in and the sift through the double charges. I’m not using a small bank either, it’s one of the largest in the country so there is no reason EveryDollar shouldn’t support it perfectly. I don’t want to use a different app and I’ve even switched bank accounts when EveryDollar stopped supporting a credit union I was with - that was a pain. I hope Ramsey solutions puts some money behind the app to improve it. Especially if you are going to advertise in it and charge $100 a year for the premium feature.
Great app with some room for improvement
by Anmateo715 on 2019/07/11 23:35
First, I have to say my wife and I really enjoy using this app to track all of our expenses! I love having the ability to drag and drop new transactions into each category. I also like being able see when we go over our under or our projected expenses and having a visual representation of our remaining amounts per category. Having access to budgeting resources and financial peace university is also a huge plus! However, I would really like to have the ability to see which account the transaction came from on the transaction details screen. This would help tremendously in sorting transactions since my wife and I use several different accounts for different purposes. Additionally, I think it would be helpful to have access to a graph or chart that shows spending/saving trends per category over time. This would give users more insight into their spending habits and their ability to accurately project expenses each month. Overall, this a great app that is close to being the perfect budgeting tool!
Confusing and misleading if you take them up on an offer to resubscribe.
by Pbauble on 2020/03/19 15:24
We had utilized the EveryDollar app a few years ago, but due to extreme circumstances, we cancelled all subscriptions for a time. Now, we are in a position to get life back in order, and EveryDollar is one way we knew to go about that. When I downloaded the app, I was asked if I would like to subscribe, and the app stated we would have a seven day trial. I didn’t really need a trial, but I followed the prompts to resubscribe. I couldn’t find the monthly option, so I hit subscribe, believing I would be given that option in a later step. I wasn’t. I was charged $129. When I called Apple support to change it, I was told that that option isn’t given to folks who are resubscribing. That’s a little harsh and misleading. Customers should be told UP FRONT that, due to having previously subscribed, they are not eligible for a monthly payment plan. Those of us that are getting back on our feet and really need this should be able to purchase the app. That’s a big hunk of money at one time for some folks. Please, consider changing the process for those of us who would like to resubscribe.
Former Quicken Budget User
by like_a_gazelle on 2019/04/03 05:26
Since 2004, I’ve used Quicken for our personal financial management. As far as the budget goes, this app blows Quicken’s budgeting tool out of the water. Every Dollar is so user friendly, and the zero dollar concept is much more effective than Quicken’s how much you make- how much you spend method. I love that Every Dollar makes you assign every incoming dollar. If your like me, and tend to overspend in certain categories, you’ll have to take from another category to balance out to zero. Knowing this has helped me re-think impulse buys. I also love that my husband and I both can see and use the app from our cell phones. This means that I don’t have to call him and ask what was the charge or that charge. He can go in and assign it to the appropriate category himself very easily and quickly. I’ve only just started but already I think it’s going to be a great tool for my husband and I to complete all the baby steps.
Paid subscription stopped working
by GD Hero on 2019/07/10 14:50
Concept is great, visually appealing, easy to understand and use, and there’s a nice free version where you manually input your transactions. This honestly WAS a great budgeting app I’ve used with my spouse for several years until the PAID version just stopped working with my bank account for a month with no fix. There’s also no customer support number to call (can only submit an online request for call back) and for nearly the cost of a Netflix subscription, I expected better. There’s nothing like trying to budget when your primary means to do so stops working for a month or longer :( **UPDATE** I’d sent some emails and after just over a month the issues with my bank seem to have been resolved and works as advertised again for the paid version. In the meantime we tried some other budget apps but will continue to use EveryDollar as long as it works. If the App Staff are reading this, thanks and PLEASE work with your third party company repairing bank issues to shorten problem repair time.
Definitely Not Worth $130!
by kat.stewart on 2020/09/02 17:00
I am an accountant, but my husband is not, so we decided on this budgeting app since it seemed a little more user friendly for those without a background in finance compared to a lot of other apps. We used this app for a whole year, and I was disappointed at how little information it can process, and how much effort it takes to maintain accurate info. My husband stopped using it altogether because of what a pain it is. One of my biggest complaints is that there is no “reports” section, so I could never see how well I was doing month to month, or notice any trends making it impossible to get a “big picture” idea of your finances. Categorizing expenses was a hassle too, especially when you are trying to categorize two months (ex. At the beginning of the month you have expenses from the past month as well as the present). The app was always having connection issues with my banks, so I never had real time information. I think I would have maybe let issues like these slide if it were a free app, but it is DEFINITELY NOT worth the $130 yearly subscription fee. I started to dread doing my finances because of how annoying this app is.
The Best App Period
by kavika10 on 2020/02/07 07:10
This app was created by Dave Ramsey and his team who help people with building wealth. The people behind this product are A+ and it shows in how intuitive this app is. I paid for the pro version that connects to my bank. Everything gets updated automatically and I literally just drag and drop the transaction into whatever section of the budget I need to. It is a little pricey but I will continue to pay it in a heartbeat because this is a must have tool for my wife and I to continue to work off the same budget simultaneously. It takes about 3 months to really start to put a solid budget together after some trial and error. Do yourself a favor and take financial piece university while your at it. They teach you everything you need to know about finances and how to build wealth. I’ll be debt free this year, and continue using this app for building wealth 🤙🏼 Thanks to Dave and his team for providing these great tools
Great budget tool
by QueenELC on 2019/01/28 01:50
We started with the basic EveryDollar app 3 years ago and quickly upgraded to the premium because we couldn’t stay on top of loading our purchases. Game changer and worth every penny! My husband and I can both use the same account to make it easy to be on the same page. Easy to change budget amounts. Can’t change the line item name. Sometimes it logs me out but not a big deal since I remember my info. The emergency savings “goal” I haven’t quite figured out yet because you can put a goal amount but when you save the amount for the month and drag it into that line item, it still shows incompleted. The line items carry over from month to month but I wish there was an option to flag line items as quarterly, annually of every 2 months so I don’t have to remember. Overall a great app to use with your spouse and start telling your money where to go and start winning with your money!
Recent update preventing 5 stars
by Quiet Please on 2019/06/02 18:27
I love this app and recommend it to everyone!! I have really been able to get my family finances in order and have started saving a lot. If you’re looking for a budgeting app, your financial situation is most likely not great, just like mine before using the app. So here’s a money saving tip, you don’t need to pay for premium service. Enter everything yourself and be very hands on with all money coming in and going out and you will really start to see results. Good luck! One complaint only and I guess it’s minor. There was recently an update where retailer names will automatically be suggested when entering an expense. Please get rid of it. The local grocery store is not listed and many other places I shop are not listed either. Please go back to the way it was before. It was great. The only thing that would have made that better would be to save the names from my previous entries and then suggest those instead of what it suggests now. Thanks, love the app.
Great app, but some suggestions
by flute43 on 2019/02/06 15:08
Is there a phone number to call for help? I’m only on day 2 of my free two week trial. I have added my bank account. My big suggestion is please change it to a 30 day trial so people can actually understand and see the benefit of budgeting for the whole month. If people can see 30 days more people might be hooked Okay so on to the actual app, not going to lie I love it! I love that it sinks to my phone and bank account and I always have it with me. Unless some thing big happens I will for sure becoming a subscriber. Someone may look at this and think $130 a year is a lot but I say it’s worth keeping such great track of every dollar! This is something I so needed in my life. The 4 star is just because of the trial period length and not sure yet how easy it is to get help. I searched for a phone number to call and couldn’t find one. That could be hard for someone who is not tech savvy. Great app!!
Love the simplicity of this app!
by ambomcf on 2019/06/19 17:49
I really am thankful for this app! I started using it in January, 2019 and have been faithfully budgeting since then. I have such a good picture of exactly where I spend my money, and can hold myself accountable for expenses. I use the free version, and love it. It’s not difficult for me to sit down every 1-2 weeks and make sure all my expenses are up to date. The app makes it really easy to delineate different things that I am saving for, which I LOVE! I’m always planning vacations, so it works it out great for that. My paychecks are not always exactly the same, and it is really simple for me to update my budget throughout the month with each new paycheck, but you could also plan ahead and not have to do that if your paycheck is consistent. I’ve tried mint, ynab, pocketgaurd, and other apps. This by far has been the simplest, and easiest for me to use... which means I actually use it. Great app! Thank you!
Really - this changed our lives!
by Carmen N. P. on 2020/06/28 14:28
I’ve never left a review on an app before, but after using EveryDollar for almost 8 months now and seeing the difference it has made in our lives, I felt compelled. Pairing this app along with Dave Ramsey’s easy to follow Baby Steps (not the app, just the concept), we paid off over $15k in debt, have money in our savings account for the first time in our adult lives, and are in the process of closing on our first home with the lowest possible interest rate thanks to my new credit score of 775! Before I found this app I had tried other budgeting apps but they were confusing, and didn’t do the very simple thing I wanted to do - list my bills, and then mark my bills as paid while showing my income and what was remaining. This app is a breath of fresh air and so easy to use. My only regret is that I didn’t find it and start budgeting sooner! Thank you Dave Ramsey and team!!
Feels outdated. Needs more features.
by Herbz33 on 2018/09/01 16:23
I just finished the total money make over book recently and this has been one of the better apps available, good budgeting app but could be better, there are other apps out there where this app could take a few pages from, features that are not available in this budgeting app. My only complaint is that it doesn't have a calculator built into the app to factor in cash expenses and income. I always find myself leaving the app to use my iphones calculator and having to reopen the app again to put the numbers in to each budgeted item. It would be easier and faster to be able to paste the results in each item. It would also be nice to swipe in between the planned, spent and remaining pages instead having to tap it. not worth the monthly asking price unless it improves. On the plus side the drag and drop feature is awesome if connected to your bank account, I will continue to use the free version for now.
Loving EveryDollar every day
by IAtoSTL16 on 2018/02/05 21:43
Honestly, I can not say how much I truly love this app. It has helped me incredibly to plan for the future, separate my savings goals, and everything. I have the free app vs paying to connect to my bank account. I love the ability to add my purchases right away instead of waiting for them to go through on my bank acct. For 3 months straight I kept track of every transaction and all of my budgeting on PAPER and week-by-week because I have two sources of income that vary each paycheck. Now I am able to look ahead at the month, estimate (on my own) how much I will be getting paid, and then budget from there. There's so much more money I realized I can put into my different savings goals. Unfortunately the benefits aren't the same between the app and online, but I also love that I'm able to create 'funds' for my savings and it continues to track it month to month. THANK YOU for this app 🙏🏼🙏🏼
An idea for improvement
by Syd.E.E. on 2019/08/29 17:10
I just downloaded this app recently so I am still in the process of figuring it out but it seems great so far! I used to use the app YNAB, which I really loved as it was so thorough, but I didn't want to spend the money for it after my free trial was up and they don’t even have a free version. EveryDollar is SO MUCH easier to understand, but of course the free version does not have all of the fancy features that the Plus version has or that YNAB has, which I completely understand and am okay with because I don’t want to pay anything. However, there is ONE THING that I wish EveryDollar had in general that I am really missing about YNAB so far. I see that there is an option for setting a due date for budgeting items, but you can only set a due date for that individual month and set it to repeat each month. I am new to this app so I am not sure how that works exactly, but I just like the savings options of YNAB better where you can set a due date months in advance and track your saving throughout. It also gives you a recommendation of how much you should be putting into that savings fund each month. This is helpful if you want to save for something like a trip next summer so you can set an amount and date that you would like to save that money by If EveryDollar could come up with something like this that would be amazing. I am still going to try it out for awhile though since it is free.
Good, needs improvement
by Athe.na on 2019/08/07 20:17
Great app for budgeting. If you want to save money and get a clear idea of how much you’re spending where, and how much money you have spent/have yet to spend at any point in the month, this is an excellent app. It clearly categorizes your expenditures and and is flexible to changes. My only issue is this is not an app that expedites budgeting to make it simple and thoughtless. This is more of a sit-down, enter your budget kind of deal, rather than an on-the-go-it-only-takes-two-seconds-to-add-the-burger-I-just-bought-to-my-budget-kind-of-deal. It would be nice to have an initial screen immediately after opening the app that would allow you to enter an amount of money, classify it as an expenditure or an income, and pick a category (food, gas, etc.) Additionally, I don’t like that you have to create an account to use this app. Occasionally I get logged out and when I’m socializing with friends it’s a bummer to have to log in (with a very complex password) to enter my expenses. I don’t need that kind of privacy around my budget. You should be able to get of currently-permanent widgets (such as “taxes/insurance” or “debt”) I never use them and they clog my interface. My last issue is that my actual income varies from my predicted income, but the budget does not adjust accordingly when I enter my check (I have to manually change my predicted income, which carries over into the next month.)
Love how simple and nice the user face is but..
by Amc0320 on 2021/01/28 13:02
I love this app and how simple it is! As an an interior design professional I also like how it looks because it matters to me. It’s not like a confusing financial app with to many numbers to not understand. That said if I could add one this it would be a bill calendar. If somehow when you are setting up your bills for the month in that section you put the date and it reminds you it also could sync to a calendar so you could see and overall of what is going on. That way if you wanted you could be more aware of the bills and if you needed to call and ask to switch it to a different date to have better cash flow so you don’t over draft of something if rent came out the same week for example then you could avoid that. Really I just an overall visual of when things are due if possible in an update in the future:)
Great App
by MaryTonyKC on 2019/06/10 13:23
I love this app and the tech support is really helpful and stays with you until it works. I’ve been using it for two months. In the long run it’s worth it to pay for the app because of you are really tracking and trying to budget this app is as up to date as your bank account. I tried using my bank account budget tool and it was not nearly as user friendly for the family budget. It lets you look at planned/spent/remaining categories in each budget item within seconds. It’s helps keep track lump sum budget items that used to sneak up on us. We realized we needed to be setting back $2000 a month for a fund for lump sum spending. How many months and years of stress did that category alone cause! The only person who doesn’t need this app is someone who has no income. Thanks Dave!
App that is solid for Day to Day
by Willworldchamp04 on 2017/10/05 13:02
This (Free Version) app works well for everyday use. If you are looking to input data manually and track your expenses this works great. However I like to use my IPad for most of my mobile financing and this is where it is weak. The app doesn't have the ability to stretch to the full size of the screen and it doesn't rotate for portrait to landscape. Unfortunately when my wife and I sit down for the end of month budget review we have to log in online to look at all the features why? Also their are so many features that aren't available online not available on the app. The baby steps tracker is a screen that would be great to look at on the app my wife looks at that screen twice a week as a way to motivate and focus her on our long term goals. The fund categories are great for saving money up for special things however to set them up in the app is difficult. It would be great if the debt categories had a tab that showed our balance what we paid and what we are saving by putting extra payments in. As well as a time counter of the expected payoff date. Also if we have a fund and the need comes that we use some of that money it then is calculated in the spent total and the remaining budget total. Understand why it shows up in the spent total however at our end of the month meetings we have to go back hand calculate what our remaining monthly budget is so we can apply the savings to our debt. This is frustrating.
I tried to like it. I really did.
by MBM16 on 2018/10/24 17:05
I’m a huge DR fan. His advice helped me gain financial freedom many years ago. When my family and I started looking for a simple, shareable budgeting app we naturally thought of Everydollar. For a long time it worked fine. Although very pricey for the premium edition that downloads transactions it was worth it. We were able to keep a good budget for a long time Then the little annoyances started to creep in. The biggest of which was continually being logged out even AFTER putting in a transaction. I’d be halfway through putting in the details, hit save, and the app would kick me out. I’d have to login and start over. Sometimes I could go days between logging in and other times it would be each time I opened the app. The kicker was when I asked for support this last time. The response was that the issue must be my fault since their staff couldn’t reproduce the problem. I just can’t believe that. I’m not going to pay $10/month to be sassed by support staff when their product is failing me. Good bye, everydollar.
Free spirit but won’t let me budget
by Big Guns329 on 2018/01/09 05:58
I am the free spirit type, I would love to have the everydollar as someone that is into Dave Ramsey and wants to see my trend over past three months. However as someone that is paid hourly or easier for my brain to look at how much money I have in that envelope using a weekly budget system then monthly. Seeing as how I am paid every Friday literally. I feel when doing monthly I have more in there than what I already have and while some bills like utilities and rent I can pay weekly others like Netflix are so low that to pay that area is ridiculous because we aren’t allowed to do a bi weekly or weekly budget. Other than a couple variances like clothes needed for work or a emergency repair my spending is the same but my biggest issue with Dave requiring monthly has always been the tracking is not the same. I may have $400 in grocery according to the app but really only have $100 that extra $300 can get confusing when grocery shopping and simple is easier when budgeting
Better before the updates
by keljojokel on 2020/10/22 15:24
I used this app all the time a couple years ago, and I LOVED it back then specifically because it wasn’t actually connected to your bank account and didn’t pull transactions automatically. In my experience with other apps that DO pull that automatically (like Clarity), the transactions are always late and categorized incorrectly so there is a lot of manual effort to sort it through. I also prefer to not have it linked for security reasons. However, this app has since been updated with Ramsey, and although you don’t need to link an account for this app to work, it’s really annoying and cluttered because most of the functionality is built for that now. Also, for some reason it doesn’t allow me to edit any planned budget item after it’s made- it defaults back to zero if I try to edit, so I have to delete it and start again. The search for a plain and simple budget app to manually input my budget and expenses has to begin again, I think :(
Almost perfect.
by BassManNV on 2018/12/27 05:47
The thing about EveryDollar is that (if you have a bank that will import transactions for you) it tracks every purchase and it’s lovely on the surface. It let’s you make sure everything is tied to every budget with a drag and drop ease that is just brilliant. But there’s a pretty big problem that after 2+ years, I still struggle with: funds. They’re a mess and nobody knows how to figure it out. After over a year and several support tickets, they have no desire to help you with that. I feel like I’m part of a pre-release public beta program because they have no way to track how much fund money should be “sitting pretty and set aside” in your checking account. For example: let’s say I have a $300 dollar insurance payment due in 3 months, but I’ve decided to put aside $100/month. Makes sense so far? Good. Now compound that with, oh, literally 15+ other scenarios. Now how much money should be in your checking at the end of this month/right now to account for those 15 various funds? ¯\_(ツ)_/¯ The solution is to create a whole new spreadsheet or some other database to track these allocation of funds to answer this question of what “should” my balance be— but then why am I paying EveryDollar? Grrrr... One day they’ll care about people who save like this and need a precise accounting of their budget. Seriously, I don’t know how else to solve this problem.
Love the system, but the app just isn’t there yet.
by John in Wichita on 2018/06/22 21:58
I love the concept behind Every Dollar, especially when you pair it with Dave’s Baby Steps. The suggestions for how to use extra money to achieve your goals is great!! But the app falls short when you start using it day to day. Moving extra money from one budget item to another is cumbersome. The same is true for actually tracking how your debt is being paid off - accounting for interest and escrow is a big mess. It’s also messy to really see how much is in your accounts (bank balance minus uncleared transactions). Every Dollar is a great app and I plan to keep using the free version to set up my monthly budgets. But there aren’t enough features for me to use it day by day. It’s just not deep enough to warrant the $100+ price tag of the Plus version. There are other apps out there that do more for less money. Features I’d like to see in the future: 1. View transactions by account and display working balances for all accounts 2. Set up debts and payments including interest and escrow. 3. Easily move extra money from one budget item to another. 4. Set up multiple budgets 5. Upload files like .qfx to import transactions from institutions that don’t allow direct download. 6. Ability to change budget length (weekly, bi-weekly, or monthly). 7. Set up recurring transactions. The idea for this app is solid. The execution’s just not quite there yet - especially not for $100 per year.
Good app, terrible service
by Hot mama 3! on 2017/09/30 16:07
This app worked great for us for the few months that we used it. I’ve never been great at budgeting and we decided to do a trial version of the plus to see how we liked it. It was convenient but after getting billed the $100 for the plus version, we already started to question it. The app worked fine. We question our decision making for spending $100 on something that we were trying to use to help us save money.... oops. We decided to try and cancel, for the last few months I have been trying to cancel my subscription. Their website says it’s a subscription through Apple so you have to cancel it through them. My apple account shows nothing. Well this morning, without warning we got charged another $100. It’s sad that a company that is “out there to help out people with finances,” is doing such a big money grab with this. So now for the next few days, I get to waste my time trying to get them to give me my money back that I didn’t have to give them in the first place.
Great for some things
by nrgflo3 on 2021/03/11 03:52
I have only done the trial period thus far, so haven’t had a lot of time with the app. That being said, it was pretty simple and helpful in general. A few problems I noticed however were that if I created a fund for savings, it would still show as “available “ to spend money. I don’t want my savings to show as available, I only want to see what is left to spend that month instead of showing I have hundreds more! The fund money should not be shown on the top of the screen as available. Also, my paychecks are different every month, so I use a minimum amount I expect to make to create the budget. When I add a transaction stating how much I actually made, it does update as the new amount to budget. What’s the point? So I feel like I have to do transactions without this apps knowledge in order to see what I actually have to spend. Not sure yet if I will try the paid version.
Love it but needs improvement
by Dejanira12122211122 on 2020/05/01 12:59
When I started the Dave Ramsey plan, I wasn’t sure I was going to stick to it but this app is 100% the reason I’ve been able to stay on track. It’s a great tool and I recommend it to everyone. A few suggestions: - The bank accounts are constantly being removed, not loading, etc. it’s frustrating to have to keep re-adding them. - there should be a calculator of some sorts in the app. If there is money left over to budget, I have to leave the app to calculate the numbers. It would be great if there was a way to do that in the app - Setting up savings is extremely confusing and it took a long time for me to understand what to do. We have to “delete” the transaction of us putting it in savings. Which is completely different than the rest of the user experience. You wouldn’t know that unless you read up on it. UX could definitely be improved here.
Great but needs improvements
by Atask88 on 2018/10/24 19:33
I’ve used this app for about a year now. I paid for the “plus” version. I found it a little pricey but continued to pay it anyway because having all of my transactions downloaded for me was worth it. I’ve loved the app although there have always been a few smaller things I would have liked to improve. For example, there are certain aspects that can only be edited from the desktop version, not from inside the app itself. All of these things were minor and not enough to get me to stop using the app. However we recently got an American Express credit card and I found that I could not sync purchases from this card to the app as they do not support it. I emailed and was told they had no plans to support Amex in the near future. This was enough for me to end my subscription and I’m now on the hunt for another budget app. Overall this is a good app but for the price could use some improvements!
Paid EveryDollar is Great, but it has it limits
by Anynon on 2019/07/23 14:50
First, I totally recommend this budgeting app. I have explored and used everything including Mint and Personal Capital and others! This is the best one by far to help you actually stay on your budget. The paid version is a absolute must though, without imported transactions I would not use it! Second, it has some quirks I would love to see improved. I suggest linking savings accounts to the funds themselves so that it stays in sync with added interest and what you actually put in there! Right now it generates 2 transactions the negative from checking and the positive into savings, which you have to delete one transaction so they don’t “cancel each other out” on the budget. Other little weird work around for different things exist if you look at their forums. Other than that it’s by far the best app we have used for helping us stay on track!
Almost There...
by Drew from Hilliard on 2019/05/25 12:37
Love the app but it falls short of 5 stars only because the funds don’t account for the previously saved amount when charging against the fund in the budgeted month. For example, let’s say the fund budget for the month is $100 and the previous amount in the fund is $300 for a total of $400. Let’s also say the remaining overall budget for the month is $2000. Now a purchase is made using all of the $400 available in the fund. Instead of only charging the $100 budgeted for the month in the fund against the remaining overall budget for the month, the app deducts the entire $400 available in the fund from the remaining monthly budget. This makes the overall remaining budget $1600 when it actually should be $1900 if taking into account the previous deposits in the fund. This is my only complaint with the app but it’s significant as it basically makes the fund feature obsolete.
Lack of Intuitive Design Features
by PatriotCam on 2021/02/06 17:25
You import transactions from your bank. The transactions come in with a date assigned to them. This app doesn’t recognize that data point. You spend an hour on a Saturday morning categorizing each transaction for Jan and Feb, only to find they are all being dropped into Feb, so you are over budget on everything. You read the help on this issue, and find that the “fix” is to go into EACH. INDIVIDUAL. TRANSACTION to unassign the category. Then you choose the “right” month, and reassign EACH. INDIVIDUAL. TRANSACTION to the right category again. You go in to check how your January progress looks, and find that the transactions are all attributed to February. I’m done. It’s 2021, and there is no reason why the programmers couldn’t “auto assign” transactions to the right month, with a feature to let you move them to a different month on the odd-ball chance that you need to. Wow. I cherish every minute of my free time away from work and other obligations, and I’ve lost 2 hours. I canceled my subscription.
Mostly good, hard to reconcile at end of month
by FI for the win on 2019/03/01 22:00
This is a free app, and I very much appreciate it. Thanks to the Ramsey organizations for providing. The income and expenses parts of the app are pretty good and intuitive. It’s easy to account for income and spending. My problems with the app have to do with reconciling the budget at the end of the month. Let’s say that you earned a little more than you expected and spent a little less. That’s a good thing, right? Earn more, spend less, and apply the excess to debt or savings. Its challenging to account for added income in the Every Dollar app and that’s further complicated if you want to use added money to apply to a fund, particularly if you have more than one fund. The function is just not intuitive and the funds aren’t easily modified when you want to make minor changes based on what you actually end up with as a surplus at the end of the month. The instructions could be improved. But I think how the funds are structured is more the problem. You can solve the “extra earnings” issue at the end of the month fairly easily by just changing the budgeted amounts to what the actual amounts received are in your budget. However I’ll probably just treat amounts set aside in “funds” as expenses in in the future and account for those funds outside the app.
Just okay and basic
by K_Lo_Feeva on 2020/04/17 12:31
I found this app to be extremely useful. I have been on Dave’s plan for a while and this app does the job. The only annoying thing for me is that i believe this app should be intuitive enough to auto adjust your income based on the actual dollar amount inputed. It takes an extra step to change the budget amount to match what you actually received and it would be nice to have this auto changed for you. Another thing i found annoying was the fund feature. You cant turn it off once its activated. The help section says to delete it as a budget item for a workaround, but that doesn't even work. I cannot delete budget items under the savings category, fund or no fund. It doesn't work. I don't know, but it seems like such a simple thing to not have working properly and for that i give 4 stars.
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EveryDollar: Budget Your Money
Description
At over 3,000,000 downloads, EveryDollar has helped millions of people take control of their money, and it can help you too. Stop wondering where all your money goes every month and start telling it where to go with the world’s best budgeting app. EveryDollar takes the stress out of budgeting and makes it easy to make a plan for your money (and actually stick to it for once). Create your budget in less than 10 minutes. Customize budget categories, track expenses, set up savings funds—and more. Whether you’re saving money, paying off debt, or just making sure all the bills get paid, EveryDollar’s got your back. Using a zero-based budgeting method, it gives every dollar a job (get it—every dollar) so you’re getting the most out of your money. And when you start giving every dollar a job, you’ll realize how much more money you really have—it’ll feel like you got a raise. In fact, the average budgeter finds $332 in their first month of using EveryDollar! That’s working smarter not harder. Upgrade and Get the All-In-One Money Plan Upgrade to the paid version to connect your bank to your budget, automatically track transactions, get custom reports on your spending and more. Plus, you’ll get access to all of the apps in Ramsey+, including the BabySteps progress tracker and the FinancialPeace learning app. Upgrade anytime or start a free trial. Key Free Features: Budget — Create your custom monthly budget in minutes. — Set up savings funds for goals and larger expenses. — Access your budget through the app or a desktop browser. — Adjust or reset your budget throughout the month to keep up with real life. — Create custom budget categories. Track Expenses — Track spending on the go. — Split expenses across multiple budget items. — Check on spent and remaining amounts at a glance. Connect With Service and Savings Experts — Find trustworthy experts in real estate, insurance and tax services through our Endorsed Local Providers program. — Ditch third-party advertisements, because EveryDollar doesn’t play that way. Upgrade for Exclusive Ramsey+ Features: — Connect to your bank so transactions automatically stream into your budget. — View your account balance in the app. — Get priority and callback support. — Unlock access to the BabySteps app to track progress on your financial goals. — Unlock access to the FinancialPeace app and watch any of our personal finance courses, including Financial Peace University. Show your money you’re the one in charge. Download EveryDollar today. Privacy Policy: https://policies.ramseysolutions.net/privacy-policy Terms of Use: https://policies.ramseysolutions.net/terms-of-use
Good app, but annoying repeat notification
by Isthisnametakenyet74837483 on 2021/04/21 23:42
I like this app for budgeting. There used to be an issue where if your bank account got disconnected in the middle of the month, then you’d have to recategorize all your transactions over again once the connection was restored. It was a pain. They seemed to have “fixed” that. I use quotes around “fixed” because the already-categorized transactions now stay where you had them, but the app reimports the duplicate transactions and notifies you that it deleted the duplicates—repeatedly. There is an orange dot in the Transactions tab that will not go away. You tap on the transactions tab, get the message letting you know the app deleted the duplicate transactions for you. Ok. Go back to your budget tab, and the orange dot appears again on the Transactions tab. Does not matter if I try to look at the duplicate transactions, it doesn’t help. There is also no way to permanently delete them. While the old way was annoying because you may have to redo your transaction categories, this is annoying because the notification won’t go away. Please fix!
Every Dollar
by MLouiseBo on 2021/04/21 20:30
Loving it so far!
Simple Budgetting
by D. Johnathan on 2021/04/21 03:21
This app is nice and simple like a google sheet or excel sheet, but with a pleasant UI and has all the formulas already created. I love how it’s not trying to auto budget things like other apps and trying to be “smart”. It’s better when it is simple like this and makes it so much easier to use. You’re in control, not an algorithm that is auto categorizing things. This keeps you accountable and responsible. Love this app! The bank linking is not needed but paying to support the dev team :)
No
by kandncifprpgpvpv on 2021/04/20 23:14
No
Glitches
by Kri$t@ on 2021/04/20 08:49
I used the free version before and added all my own transactions. I did well and decided to pay the money to link to my bank to save time. Now the transactions I spend time assigning to categories just disappear like I never assigned them and the deleted transactions are quite distracting. Do not buy!
Good but really buggy
by Csnyder0007 on 2021/04/16 15:30
The app in concept is really good but they are working through bugs that ruin it. Specifically is the when your bank needs to be reconnected the app basically deleted all my transactions and wiped my budget, mid month, clean. On top of that aggravation you get a notification telling you that they deleted transactions every time you log on. I reached out to customer service and they told me to turn off the notification on the web site. The website when accessed from your device forces you to use the app. For those of us who use mobile devices exclusively there’s no way to turn off the notification. So at this point I paid a yearly subscription for access to the Ramsey website and a now useless budgeting app. I’ll call that money a “stupid tax” and use YNAB from now on.
Great for the most part
by Adianee on 2021/04/14 17:49
This app is pretty good. I use it all the time. I love that you can create and delete categories and truly make it your budget. I do wish that you could set due dates into the following month. As an example if my water bill is due May 4th but I don’t receive my first check of the month until May 8th then I need to pull that payment from April’s budget. But I can’t put the due date as May. It isn’t anything that will stop me from using the app.
Life changing
by Annoyed32579 on 2021/04/13 17:19
This app has changed my perspective and helped me budget. 💖
Makes budgeting easy
by ShoeQueen6 on 2021/04/11 12:39
This app makes it so easy to budget! I can't believe I spent so much time doing a paper/pencil budget. This is gold - a true time saver. Budgeting couldn't be easier!
This cash flow chart really helps!
by Natnat8000 on 2021/04/08 10:20
I love how it makes me use every receipt and put it somewhere in my chart! It helps me feel as if I have control of my money and also helps me to think before I buy.
Can’t login.
by MbMomof3 on 2021/04/07 21:11
I’ve opened and closed this app a few times, as well as deleting and reinstalling the app. It still will not allow me to login! (Apple iPhone 11.)
Game changer! The more you use it, the easier it gets to track your money and see where it goes.
by aryam26 on 2021/04/07 06:49
the better it gets to track your expenses.
Stopping linking with bank
by Thomase5 on 2021/04/06 18:42
Transactions were loading every 5 or so days, so very delayed. Then stopped loading all together even when it said it was updated an hour ago. Tried updating, deleting app and reinstalling, disconnected bank and was never able to connect to bank again. Not sure if my credit union is no longer on their list but I’ve tried countless of times. Reached out to customer service a few days ago and never heard anything back. Will be deleting and find a new service, I’m not going to pay for something that no longer works.
Makes Budgeting easy to track
by Tavy servin on 2021/04/06 14:40
Makes finances easy to track for $14.95 a month or go free and use you bank information to track payments and bill. Amazing app with videos to help keep you motivated along your financial peace journey, but for the videos you need to pay and I am ok with that.
Great App
by Deholmes10 on 2021/04/06 04:21
Great App, it’s worth it in my experience
App is so glitchy.
by LMiget on 2021/04/06 03:05
I have been using this app for two years. The design is great but it is SO GLITCHY. I cannot count the number of times I have gone to track money and I can’t log in, which is extremely frustrating. I also will log multiple expenses at a time and it just closes. NOT WORTH THE MONEY.
Signs me out every few days
by EricMagallan on 2021/04/06 00:27
I have to sign into the app at least once a week. It’s quite frustrating when I have dozens of notifications that are updating, but I can’t sign in. How is it that I can have my notifications update, but have to sign in. Lots of room for improvement from their sign in experience. Please fix this!!!
I’ve seen better
by Nuts and bolts... on 2021/04/05 18:51
This app is honestly a disappointment. The connection to my banks break all the time and I have to manually reset it or, as what happened today, I have to completely disconnect all of my bank accounts and then re-connect them. What this does is clear out any transactions that were waiting to be processed or needed to be uploaded. Utterly frustrating and completely unnecessary. To say I am frustrated with the app and the monthly $10 to use it to track my budget is an understatement. I’m considering dropping it like a prom dress and moving to another more stable, more user-friendly, overall better app. When Dave Ramsey says this is the best out there, he’s wrong. I’ve seen much better and I’m going to head that way. See ya EveryDollar. YOU’RE FIRED!!
Last Update Glitched
by skjenfucuwxinensjisirjjtkcosoo on 2021/04/05 14:39
The latest updated has created a glitch in the calculations. Please fix this ASAP or I’ll have to find another app.
Decent but annoying
by Alex3775 on 2021/04/04 13:09
Works well and is pretty easy to use, but does it have to tell me about the 29 transactions it automatically deleted EVERY time I view mr transactions? I got it, you deleted some stuff I don’t need from a month ago, let’s move on shall we?
Update
by Sound man Chris on 2021/04/03 20:32
Oh the latest update looks cool but the change that I see is that it doesn’t lineup with withdrawn like for example it used to say after I written out my entire budget the amount over and then every time that I would make a deposit it would read correct with my bank and then every time I would make a withdrawal it doesn’t move down
Recent update doesn’t do a budget
by KhaiPey9 on 2021/04/03 16:20
Loved the app, until now.. budget no longer shows REMAINING funds as INCOME - SPENT... I’m not sure what it shows now, but unless fixed we will be deleting this and getting another budgeting app
Previous updates
by Sheeshman on 2021/04/03 15:37
I do not like the way the app was updated. The remaining balance does not add up with income. Please return to previous way funds were subtracted.
1 rating until they fix it.
by TuckeredOutt on 2021/04/03 01:46
Been using for almost a year and has really helped me keep track of my finances and pay off a couple of credit cards. Now suddenly there is an issue with tracking my remaining balance. Please fix this!
IPad Pro- Poor Functionality
by Litterboxgolfer on 2021/04/02 07:35
I use this app on my android phone and computer with much success! Unfortunately, the iPad version will not rotate horizontally, nor will it cooperate with any multitasking feature such as split view or slide over. Really frustrating to try and be productive on the iPad with this app.
Bank connections not a reliable feature
by badfisH3132 on 2021/04/01 14:47
App will not stay connected to bank for automatic transaction uploads. Functionality of the app is decent. I would recommend not paying for a subscription until fixed. I expressed my issues to support and response was that my banks security protocols where blame.
Need major updates
by Alyssa562 on 2021/03/31 16:25
What kind of update is this? Used to show remaining amount left to budget but now it’s just showing the total amount spent and doesn’t show cents either! Fix this ASAP
Glitching App
by Fergierod on 2021/03/31 13:26
The app is not balancing my account when I put down my purchases.
Update
by GCC55 on 2021/03/31 12:33
The newest update puts the ‘remaining’ tab all out of sync. No longer subtracts expenses from income. Would look for a new app.
love it, but too slow
by amandapbrewer on 2021/03/29 13:17
This app has all the potential and is really great except the transactions that get imported from the bank take forever. i want to track my spending right away so i can stay on top of what is remaining in my account, but it takes several days for the transactions to show up in the app. And i don’t think all of them are even coming through. I’m not sure if this is a bank problem or an app problem, but if they are able to resolve this then this app would be incredible!
Does Not Work
by ssarahheliza on 2021/03/29 03:22
Signed up, confirmed my email address, and it keeps taking me to the app to sign up again. So I did it again...signed up, confirmed my email address and then it takes me to sign up again! Cannot get into the app.
Can’t even get into the app.
by Disone72 on 2021/03/28 21:02
Trying to reset my passes and the app won’t even show a keyboard to make changes.
Can’t even perform simple math
by Thoreal02 on 2021/03/28 20:44
App doesn’t work. Wont even subtract spent items from income. So worthless
Love love LOVE
by yanelylopez on 2021/03/27 21:36
thank goodness i found this when i did because i have such a bad spending habit, so this way i can track it instead of trying to do it all in my notes app.
Duplicate transactions/Common Transaction
by Wmwjr on 2021/03/26 12:07
Two issues/irritants: I am an FPU Member/future coordinator and financial coach. Duplicate transactions Why does show multiple duplicated transactions for exact same dollar amounts, dates, & merchants??? This makes the app very cumbersome to use since I have to delete those duplicates transaction (sometime up to 4-5 duplicates at a time)!!! Very irritating and time consuming as I spend more time cleaning up transactions instead of analyzing my budget and spending patterns. Common Transaction Another app I link to my accounts (QuickBooks for self-employment) handles common and/recurring transactions AUTOMATICALLY. Why doesn’t this app handle those recurring/common merchants automatically instead of just ‘creating a rule’ to just move the common/recurring items automatically? Again makes the manual allocation of these budget items highly cumbersome and irritating as the idea of computing and apps is to make things automated. You could Create a Rule which handles all precious and future transactions to this merchant automatically allocated on the budget. You could notify which transactions were handled by the ‘Rule’ just as a reminders that it’s in place and to review. This would also be done during the budget analysis phase and review. Again it would lessen the mechanical tasks and increase time to analyze the budget to make material changes in spending. Just two highly encouraged suggestions to reduce manual labor and increase effective. This would put the app into the A+++ 5 out of 5 category. Otherwise I dread opening the app and seeing all these Duplicate transactions/Common Transactions. Please advise. Good functional app other than these two issues. Please advise if I’m doing something wrong. I can provide screenshots to illustrate. Good job however.
Not as detailed as some other apps
by Ralefever on 2021/03/25 23:44
I liked EveryDollar for being able to categorize my purchases. However, I want to have a $0 budget so that I can see any surplus in my budget at the end of the month and put it in savings or investing. EveryDollar doesn’t do this as clearly as other apps. It also doesn’t have a way for me to categorize budget items that aren’t paid every month. For example, I pay my car insurance annually or my trash bill quarterly. Even though I set money aside each month for that, it always shows as a deficient on the months I pay it. It’s just been frustrating to not be able to see everything I’d like. I’m switching to YNAB.
This is a Scam: Buyer Beware!
by Twelfth Station on 2021/03/25 21:59
The bank sync is unreliable and not worth $130 a year. I declined to renew the membership, expecting I would be able to keep my data because the free version is still usable without the bank sync, but my data got erased. “You can start a new free trial to get your data back,” they told me. When I started a new trial, they charged me $130 immediately, then they refused to refund me and I still didn’t get my data back. Stay away from this scam.
Great tracking tool
by MLW connect on 2021/03/24 15:33
Telling every dollar where you want it to go and watching life happen and take it into areas you never thought to list. (Step one: identify the problem. Haha)
Fund Feature
by Goodole13 on 2021/03/24 13:25
The last update completely changed the “remaining” tab. Dropped this app down to a 1 Star and will look for other budgeting apps.
student on a budget
by sheisloved3412 on 2021/03/23 20:35
my parents are both financial nerds so i grew up watching Dave. it’s engrained into my soul to have an emergency fund but now that i’m a student i don’t have time to sit down and write a budget every month. i started using the Everydollar app and i love it! it’s super easy and i can set reoccurring expenses. the only thing i don’t like is the “fund saving” it’s challenging to use but that’s my only complaint
I use this app every day
by Brycer84 on 2021/03/23 18:29
I love this app. It helps me tell my money what to do, rather than my money telling me what to do.
Ok doesn’t allow landscape view on iPad Pro.
by jjp65 on 2021/03/23 02:26
Ok
Great app but loses bank connection frequently
by BJCoffee on 2021/03/22 10:39
I have had the app for a couple years. After a year paid to upgrade to have connection to bank account. The connection frequently is broken. At least once per week you don’t have connection for a day. And recently it will go for weeks before becoming fixed. Frustrating. When it works, it’s fantastic. But it is becoming more and more frequent that it doesn’t.
Bank transactions
by mark metzgar on 2021/03/20 01:00
Like the app. Bank transactions have been brought in twice for the last few days. Also would like to see pending transactions in the pending transaction tab even through it will not show as something that can be posted against a budget item. Will help keep track of recent spends prior to posting.
Best budgeting app
by HunterMcBerlinsun on 2021/03/17 23:22
The other apps are great, but EveryDollar is the absolute easiest to use and easy to learn.
Won’t go horizontal on iPad
by 92brdgs on 2021/03/15 23:35
App is great but on my iPad it isn’t Turing horizontal.
Doesn’t include income for the whole month at the beginning of the month
by islandpt24 on 2021/03/13 02:15
I have always wondered why the app doesn’t allow us to set a date for paychecks being deposited. And then Ramsey advocates the app to give every dollar a name. We can’t because it’s not able to calculate current biweekly funds at the beginning of the month to plan purchases. It’s just weird.
It is not worth it to those that have already seen the Ramsey course
by Crumbs89 on 2021/03/11 12:42
There are apps that are Free or five dollars or less, that do the exact same thing! When you pay $129 a year, you were just giving your money away.
Great for some things
by nrgflo3 on 2021/03/11 03:52
I have only done the trial period thus far, so haven’t had a lot of time with the app. That being said, it was pretty simple and helpful in general. A few problems I noticed however were that if I created a fund for savings, it would still show as “available “ to spend money. I don’t want my savings to show as available, I only want to see what is left to spend that month instead of showing I have hundreds more! The fund money should not be shown on the top of the screen as available. Also, my paychecks are different every month, so I use a minimum amount I expect to make to create the budget. When I add a transaction stating how much I actually made, it does update as the new amount to budget. What’s the point? So I feel like I have to do transactions without this apps knowledge in order to see what I actually have to spend. Not sure yet if I will try the paid version.
I’m in for life
by Sgtpepper1119 on 2021/03/10 17:39
Dave Ramsey I acknowledge you for your greatness. I’m getting debt-free this year because of you. This app is amazing. I’ve tried thousands of abs it seems but this one really works for me. I highly recommend Daves products to anyone and everyone. Especially his podcast and radio show. Get inspired, get an action, and change your family tree.
I tried every single budgeting app
by zsnyde on 2021/03/09 17:55
I literally tried them all. But this is the Best budgeting app out there. I
Ramsey System is Great. App? Not so much...
by Word is the word on 2021/03/09 15:08
I will say I’m bummed that it is as expensive as it is but I’m gonna own that and admit that paying for this app is more conducive to my financial success than my yearly Amazon Music subscription. 2 stars is NOT for cost but I wanted to mention it because there seem to be quite a few other reviewers that feel the same way. I think it’s important to cross-examine the cost of this very helpful app with your other expenses. ALL THAT BEING SAID...HERE IS WHY I GAVE 2 STARS: Every time I open the app I have to FREAKING log back into my bank account!! Drives me NUTS!! Please fix this, DAAAAAAAAAAVE. Or so help me I will go get a credit card!!
Not worth the subscription cost
by MissyThatch on 2021/03/07 01:32
The concept is great but it’s too buggy to be reliable. For the last several months it has failed to record transactions that have cleared my back and even though I’ve enabled biometric login, I still have to login with username and password after every single update. I would forgive the login annoyance if it accurately tracked my expenditures.
No Good
by A/C-SuperCool on 2021/03/06 17:23
Sorry to leave the poor review... I have been using the app for close to a year now. We have had what seemed like issue, after issue, after issue... Now, the straw that broke camels back, they no longer have access to Hancock/Whitney Bank.... My bank... I really feel like it had the potential to be a great program, they just can’t seem to get all the bugs worked out... Sorry Guys...
Was great, now they ruined it
by mifrog on 2021/03/06 16:20
This app was great for the basics of setting the budget and tracking my spending to it. Now they got greedy and you can only set a budget. Useless if I can’t track to it. I can set a budget in a free spreadsheet. There are so many ways they could have improved the app to get add-ons you pay for. They made it useless. *deletes app*
Love the app but it NEVER opens
by Sfoerster on 2021/03/04 13:28
I really want to use this app, all day, every day, because it could be so useful!! BUT this app always fails to load or open on my iPhone. I’ve made sure to keep it updated. I’m turned my phone off and restarted. Still nothing!!
Very easy and intuitive!
by Trunks0408 on 2021/03/03 20:36
I use this everyday to tack all my expenses. Would be super nice feature to be able to add pictures of receipts.
Love this!!
by agratz14 on 2021/03/03 19:08
I started using this whenever I got out of college and got my first career job. I can’t imagine living without it! I used to love using Excel, but this app is so user-friendly and takes so much less of my time to formulate a budget. I love the copy over feature from month to month. My husband also has the password to the account and it’s so nice to be able to both upload transactions we spend that day - it really gives me peace knowing exactly where we are at in each category of the budget.
So you want to save money?
by Niiiiicccccckkkkkkkkname on 2021/03/03 16:17
Why would you make an app about trying to save money and the first thing you have to do to unlock the features is charge people $10/yr to use? Hack job app Dave Ramsey
Downloaded Charges are duplicated.
by Ftnavy124 on 2021/03/03 03:25
Don’t use the premium service if you have USAA because most of the charges come through twice.
Keeps yourself accountable!
by shadowally on 2021/03/02 21:42
I’ve been using the app for about a year now to track my income and more I firmly believe in the idea of giving every dollar a job to do. I especially like how it tells you if your over or under budget that way I can make adjustments as needed. If you’re serious about managing your money, I recommend this app because tracking every dollar spent is important.
Hard to use
by CamCam2003 on 2021/03/02 14:33
I really like the concept and want to use the app but I am confused on how to use it. I don’t know how to track a purchase I made and see how much money I have left in that category.
Save to PAY the subscription!!!
by javocol_79 on 2021/03/02 13:13
It is silly to ask for $ 129 for an application that claims to help you save; If you can miraculously save something per year, that savings will surely be spent on the subscription payment for this app
no iPad support
by AnotherJosher on 2021/03/02 06:23
still waiting for this :) really good other cases
Hasn’t worked since re-downloaded
by wlamont86 on 2021/03/02 03:33
I had this app last year and failed to use it properly. I decided to re-download it Sunday and it has not worked properly since downloading it. At first it said something was wrong with sign in and to try back later. I was finally able to sign in and now it won’t let me edit my monthly expenses. I’ll give it until Wednesday to start working properly and if nothing changes I’ll be canceling all 3 apps.
Great app. Better than YNAB
by JoeJoeSchmoeYo on 2021/02/28 23:25
This app looks and works better than YNAB. Everydollar is also free. I’m signing up for their Financial Peace University too, seems like a useful educational material
Loving budgeting
by tmyers53 on 2021/02/27 03:44
Loving the co copy of budgeting and EveryDollar makes it so easy. I will love it even more when I balance.
Best budgeting app. No question.
by kruisen4Abruisen on 2021/02/26 15:51
If you are looking for a budgeting app to make your life easier, look no more. This app is the absolute best budgeting app for free. You can pay a fee to make your life that much easier which I think is a good balance. These guys also teach a financial course if you are in need of additional assistants. Believe me, they are the best. One thing I would LOVE to see from these guys are widgets for the Home Screen. I would like to be able to see upcoming bills / total expenses / total money saved this month, just something along those lines would be fantastic.
Works when it feels like it
by TeachUSomething on 2021/02/26 15:30
I am ready to move on from this tool. I paid for the full version, but it works part time. I have two accounts linked to the app. It periodically decides that it will not sync transactions from one of my accounts. It’s so frustrating! I half way wonder if this is Dave trying to make me join accounts with my spouse. I DON’T WANT TO, SO QUIT ASKING! Reached out to support but not much luck. Not the best budgeting app in the world. Stop saying that.
Syncing Issues
by BMJEXP on 2021/02/24 17:12
This is a great app for budgeting. However, the bank syncing does not work well. I have tried with two banks and a couple credit cards. Customer service is nice and apologetic; however, it's a hefty price to pay for the syncing not to work. They do not offer refund if the syncing is not working.
No support—you’re a n your own
by Mojo 12647 on 2021/02/24 04:20
I’ve used this app for two years. It has failed multiple times—bank won’t sync. Support says it takes 48 hours to 4 days to get help. It takes weeks to get help. When they do help it takes weeks to resolve the issue. They just aren’t there for you. So if you are with a huge major bank, sync might not fail, but do not use if with a smaller bank or credit union.
Simply Irreplaceable
by Johnkrug on 2021/02/23 07:00
For 5 years now, we’ve used EveryDollar to march up the baby steps. During our first year of marriage we started using the app and payed off $30,000 in students loans, becoming debt free! Since then we’ve continued to use EveryDollar to invest, save and give, and it’s hard to imagine the clunky systems we tried to use before. After moving to a new country, we were worried that EveryDollar wouldn’t work for us, but it automatically adjusted to our new currency! True to its word, it has made money conversations between my wife and me much easier and unified. We get excited about setting goals because they’re easy to see and plan for in EveryDollar. Love it.
Great app but...
by Ejejonesy on 2021/02/19 18:56
I love the app in general, but for the last few months it keeps popping up a notification saying I have duplicate transactions that they deleted and I can find them in my deleted folder. There’s nothing there. So other than that, I love everything about it.
The best
by Vaughnspi on 2021/02/18 18:55
This is the best budget app!!
Stopped connecting to my bank
by Roger Walker Jones on 2021/02/18 03:45
I have been using EveryDollar for a couple years and have found it to be great. However, starting about a month ago I have to reconnect to my bank daily. For the last few days I have been unable to update my transactions and the app will not connect to my bank at all. I am about to give up and find another app.
Awesome way to budget.
by Luke man 276589056 on 2021/02/17 19:04
This is best app for budgeting. It manages and pulls all your transaction from the various accounts you have. Once it knows where things go, it self learns the proper account to allocate it to . Simply awesome. Highly recommend.
Will not show transactions
by Kihww on 2021/02/17 03:32
We really want to like this budgeting tool, but it will not sync with our bank transactions. The trial period was short that before we could decide if we truly liked it we were charged the full amount for a budgeting app that does not work. Sometimes when a transaction does finally show up it has been well over a week.
Perfect complimentary option
by FTJUST on 2021/02/16 18:48
My wife and I started to work on paying our debts a year ago. We started working with the envelope system but then COVID hit and stores began to move to plastic instead of cash(with the excuse of money being a COVID spreader or coin shortage). This is where this app came in handy. It did take awhile to get used to but after we did it became a blessing from God for us. It helps us focus on what we can spend, based on our budget, like if we paid using cash from the designated envelope. Hopefully, stores will begin to accept cash and we can return to the envelope system. If not, we can continue our goal to pay our debts gazelle style with the help of this app.
Should be free
by nic abcde j on 2021/02/16 18:25
As a budget / money saving app, I shouldn’t have to pay to be able to connect and allow the app to automate my expenses and income. Should be free. If you make it free I will use.
Bloated mess from pompous celebrity
by Michael Bryand on 2021/02/14 05:58
Dave’s recent ramblings on how we don’t need a $1,400 stimulus check really shows how out of touch he is. 11 million unemployed, many of us are hurting due to the virus but it doesn’t affect the rich the same way, right? After reading about his huge, expensive party during a pandemic and now his inhumanity, I’m done.
Great App
by Cowboy Wes on 2021/02/13 22:37
Thanks so much Dave Ramsey & Team! So much appreciated! You have changed my life! Cheers! Wesley W Obee
Best budgeting app
by deeveevee on 2021/02/12 03:35
I’ve tried 3 different budgeting apps, none work as good as this one. Could have better options for self employed but is flexible enough to where it works.
Good
by tiffanywalls64 on 2021/02/10 19:50
Very good app but I hate having to reconnect my bank every other day. I have two different ones tied to it and it’s hard.
Can’t function without it
by Daninj on 2021/02/10 17:03
Definitely worth the $. I love this app and that it links to my debt snowball. By far the best budgeting app!
Deleted EVERYTHING
by Camo119 on 2021/02/10 04:29
The app logged me out and when I logged back in, my entire budget was gone and I had to start from scratch. It was very inconvenient and frustrating.
Focused and FINISHED with Dave Ramsey
by MusashiG on 2021/02/10 03:49
After reports on how Dave Ramsey treats his employees, I deleted this app. I choose to not keep funding the crazy.
So frustrating
by Sarah and Erick on 2021/02/10 03:11
So frustrating after hours and hours trying to get anything on this app to work, I have decided it’s not worth the $124 per year. It has so many bugs, error messages every 5 mins when I try to sync accounts delete transactions. Why make budgeting worse with this app?!
10/10 would recommend to a friend
by StockMarketAmature on 2021/02/09 17:59
Easy to use and keep up with budget. This app helps me control my money and keep me sane. Also, If you ever need motivation for budgeting just tune into the Dave Ramsey podcast. 10/10 I literally recommend this app to everyone I talk to money about.
Great app but don’t need Ramsey+
by Gail Kenneth on 2021/02/09 16:33
This app really is great for budgeting, but it’s a shame they have bundled it in with Ramsey+. I don’t need the whole package, which is $130 a year. I was happy to pay $10/month for EveryDollar by itself as the interface was the best I’ve found for budgeting. Not everyone using EveryDollar is in debt or looking for financial freedom, some of us just like to budget effectively.
Great app but still has glitches
by shutterm4 on 2021/02/09 13:13
I really love using this app but it double imports transactions on a pretty frequent basis. It’s not a show stopper, but it is annoying to have to double check and make sure a charge hasn’t already been posted to your budget. This is one of the easiest budgeting apps I’ve used. I especially like that single changes can be split into multiple sections of the budget, which is a feature I have not found in other apps. Fix the double import problem and this will be a 5 star review.
Decent App but doesn’t update in real time!
by myra_l on 2021/02/09 13:08
It takes several days to update to connected banks. That is a real problem for me. I wish it updated in real time or atleast everyday. As I type this the last update to my connected accounts was 4 days ago.
👍🏼
by Mr.Moneybagss on 2021/02/08 00:49
A great way to keep track of all income and spending
Practical
by mtfreedom0428 on 2021/02/07 10:49
Simple and awesome!
You morons...
by Chucklehead 64 on 2021/02/07 02:56
...drive me crazy because my password doesn’t meet with YOUR approval: •It’s not long enough, OR •It needs to have both letters AND numbers, OR •It has both letters AND numbers, BUT at least one of the letters has to be UPPERCASE, OR •It has both letters AND numbers, and at least one of the letters is UPPERCASE, BUT it also has to include ONE SPECIAL CHARACTER, OR •Blah, Blah, Blah, etc., etc., etc. People who try to steal online info may be annoying, BUT NOT NEARLY AS ANNOYING AS THE PEOPLE WHO HAVE UNILATERALLY DECIDED THEIR JOB IS TO PROTECT ME from online thieves!!! To quote Shakespeare, “A pox on BOTH of your houses!”
Best budgeting app!
by m-christopherrrr on 2021/02/06 17:26
I have tried many other budgeting apps and none compare to the ease and visibility this one provides. This app is a life saver for a busy family!
Lack of Intuitive Design Features
by PatriotCam on 2021/02/06 17:25
You import transactions from your bank. The transactions come in with a date assigned to them. This app doesn’t recognize that data point. You spend an hour on a Saturday morning categorizing each transaction for Jan and Feb, only to find they are all being dropped into Feb, so you are over budget on everything. You read the help on this issue, and find that the “fix” is to go into EACH. INDIVIDUAL. TRANSACTION to unassign the category. Then you choose the “right” month, and reassign EACH. INDIVIDUAL. TRANSACTION to the right category again. You go in to check how your January progress looks, and find that the transactions are all attributed to February. I’m done. It’s 2021, and there is no reason why the programmers couldn’t “auto assign” transactions to the right month, with a feature to let you move them to a different month on the odd-ball chance that you need to. Wow. I cherish every minute of my free time away from work and other obligations, and I’ve lost 2 hours. I canceled my subscription.
I am doing it !
by sarlyn75 on 2021/02/06 16:42
Thanks to this budgetting app
Best budgeting app out there
by chillers,76 on 2021/02/06 14:16
This app does everything you need it to do and with ease.
Great app
by Pattismikee on 2021/02/06 08:57
Would have given it a 5 but Ramsey is going to continue to improve it, I’m sure. So you can do better Dave I’m sure! 😁
I Use This App All The Time
by big_dan_ on 2018/06/09 13:57
I have been using every dollar since it launched. It replaced the other two or three budgeting apps that I had previously used and there has been no going back. It’s updated very regularly and is produced by a good-sized company where their whole focus is helping people get control of their finances, so the regular updates are always going to be the case. I usually set up the budget for the month on my computer and then do updates throughout the month on my phone while I am on the go. I have set up new budgets on the phone and it works great too, I am just on a computer all day every day for work so it is habit I guess. The app is very intuitive and easy to use. There is an extra feature called EveryDollar Plus that is available for a fee each month to integrate your bank data and the expenses that your bank sees so that you can quickly categorize them with a few taps into the correct budget categories so that you don’t have to manually enter each transaction. I did a trial of EveryDollar Plus when the app first launched and decided not to use it. So I have been using the free version for the last year and a half or two years since the app launched. It’s probably about time I give every dollar plus another try since it’s probably going to be a bit different since all of the updates that they have done since I used it last. Great app that I use all the time! This is one app that I could not do without on my iPhone.
This app is by far the best budgeting tool out there.
by DC_Dave on 2018/03/16 12:36
This app and corresponding desktop interface is by far the best out there. It’s very customizable. I’ve never been good at budgeting because I get paid bi-weekly and I have a variable income. I also travel unexpectedly for my job which throws off my budget by adding reimbursable expenses throughout the month. Through the help and suggestions of the everydollar support staff, I know now how to work this app as an effective tool with all those budgeting variables. You work your current month budget with the paychecks from the previous month. Then I keep a “hill and vallley” account with just enough to cover any short months where my checks may not cover expenses. So far I haven’t had to use that account. For the travel expenses, I created an expense and income category of reimbursable expenses. I know how much I get per day for meals while traveling and I simply add that to the reimbursable lines as the month/travel has gone on. This has been a huge money saver for me. I’m controlling every aspect of my finances by budgeting. It’s the foundation for everything I’m doing with my money. And I highly recommend spending the $120 for financial peace university which as of now includes everydollar plus for a year. Worth. Every. Penny. (And no I don’t work for Dave Ramsey but it’s a great program for getting out of debt)
Good tool, some flaws
by Kita_GSD on 2018/03/11 14:23
I do like this app and it has helped me keep track of my spending much better than I had been. It also shows me how much I am really spending on items that I can cut back on, like eating out. Before, I really didn't realize how much we were spending and now I can see it add up as the month goes on. I like being able to split transactions into different categories to track each cost. But the help section is lacking and there was no real tutorial that I saw so I kind of had to learn as I went. The one thing I still can not get an answer to is the income. I can put in a planned amount but sometimes our income is more or less. When I put the actual received amount in as a transaction, it doesn't change my overall monthly amount. So it doesn't account for the over/under. This may be user error, but I've tried everything to get it to work properly and it won't. So I just change the planned amount to what we get paid. Which is fine, although the next month's budget shows the wrong amounts as planned income and I have to change, and it is not at all what the help section says should happen. It seems like the plus version would do it for me, but I am not paying $120 a year for an app to help me budget and save money. And honestly, I think that is shady of Dave Ramsey to even do that considering he preaches about cutting out unnecessary expenses. I'd give this app 4 stars but the lacking help section and fee for everydollar plus makes it lose at least 1 star.
The right fit for me!
by CindyLuAshley on 2020/09/05 13:54
I have used just about every budgeting app on the App Store and they don’t seem to keep me coming back like Every dollar. - I love the simplicity of the tracking methods and the quick data each budget category provides from synced transactions. -With this app I find the more I use it, the more focused I become on where to save and structure my finances to reach certain financial goals. -The only improvement would be implementing auto-categorizing of the synced transaction and prompt for approval rather than sorting every single one AND giving a category every month. With automatically giving a category (from past saved transactions) but still listing the transaction for approval, you are still reviewing the transaction but not having to do the same leg work every month when you are syncing transactions to place into the budget. This makes only it mush faster and you can still change the category if needed for a change in a specific transaction. -Overall, this is the best app for me. I can easily track and update everything as well as see bank transactions and how my money is being spent every month.
I use the free version!
by Tyler-Rai on 2020/05/30 15:31
I read all of the reviews before signing up a year ago and a lot of people were having trouble with their paid subscription accounts. So I went the free route .... All I say is take your time signing up because some boxes are actually checked for you. To include the automatic reoccurring subscription. **I have never tried the paid version** I downloaded the app because I watch Dave Ramsey videos online. Before this app I was doing a paper budget ... which I loved. So I just moved my paper notes to my phone. Another reason I went with the free version is because I’m used to having to make daily transactions deductions to my budget. It really does help me to stay on track ... forces me to actually check my checking account balance almost daily. Then inputting the amount into the app and placing it into the proper category allows me to see what, where, how much and how often I spending my money. Makes me feel as if I am using cash. It has become a habit for me to check my app for the available balance in a category before I go spending my money.
Needs option to add accounts manually
by cantreviewwithnonickname on 2021/01/06 05:50
I tried this app for a week, and in general, it has some very good features. However, once you have signed up for the “plus” account, it seems you can only add bank accounts that are electronically linked, and not all banks are supported. I have 3 accounts, all of which I access online regularly, that are not supported by EveryDollar. (They are, however, supported by other budgeting apps I have used.) I would have been okay with it if I had the option of adding and tracking the accounts manually. (They also proudly stated in their reply how there are over 200 banks supported, and to check the list, as if I was going to close out the accounts I had just so I could bank with one of the ones they actually supported. Talk about missing the point!) It can’t be that hard to add unlinked/offline accounts as an option. I’ve used both mvelopes and YNAB in the past, and both let me do this. I was hoping for a better budgeting app, but at a cost that is so much higher than the other apps out there, without even providing a way to track all of my accounts, it just seems like a huge waste of money. (I know part of the value of the subscription is supposed to be access to the other features, like FPU. But if all you need is budgeting, then those “extras” are pointless.)
Really want to like it more
by Trevor5151 on 2020/01/13 13:23
I really want to like it more. The User Interface is a plus for me. Conceptually I like this app way better than any of the others I have used. If you want to only use the free version and add all of your transactions it works great. My issues are with the paid version, and downloading transactions from my bank. I started using it and loved the app. After a couple of months I started to notice transactions missing. I started paying more attention, and compared it to a competitor who I still have my accounts linked to. The competitor shows all transactions, and EveryDollar does not. I put a request into support, and received feedback that they weren’t experiencing any issues with my bank. Was asked to update my login information with my bank to see if that would resolve the issue. I did this and went another couple of weeks having the same issue. I emailed again, and never received a response. I let it go for a little bit, and then emailed again. It has been more than two days, and still no response. My biggest issue is TRUST. If I can’t trust the transactions that are being downloaded, the app becomes useless, and doesn’t allow me to budget correctly. Again, I really want to like this app, but can’t if the version I paid for doesn’t work appropriately.
A Must Have!!
by leongwhyte on 2019/11/29 04:26
If you’re serious about keeping tabs on your budget, this app is a must-have! The free version is nice. However, for $100 per year, you can link your bank and or credit card accounts to track your spending. The app reminds you to create a budget for an upcoming month two or three days before the new month starts! It automatically copies the previous month’s info which makes it easy to tweak budget items and amounts. The app is intuitive because you can create a fund (like a Christmas gift shopping fund, or a vacation fund) and tuck money away each month knowing that when it’s time to pay for that cruise, you can easily transfer the funds and pay without worry. The app also allows you to enter long-term payment accounts; car loan information for example, can be entered and you can more or less keep track of what is owed, on the app. This has made life so much easier for my family! I love Excel, but for $100 per year, I don’t have to spend hours each month tracking where the money went!! Thank you Mr. Ramsey!!
Fantastic budgeting app
by drummer44jesus on 2020/06/06 23:55
Been using this app for a few years and love it. Before then I had a complex spreadsheet I made for budgeting but when I married my wife that had to go. We love the ease of use for setup and and maintaining the budget. And with the cloud-based syncing of data, my wife and I can each stay current because we share the same account. There are a couple of quirks with the app. First, for unused funds in one category item to carry over from one month to the next that category needs to be setup as a Fund or else that money will “disappear” from the budget going into the new month. The app by default does not set a new category item as a fund; you have to change it yourself. Second, this app will not load the budget if you are not able to receive cellular data or connect to wifi. So if you are off the grid or traveling international without a data plan then good luck. Haven’t tried the Plus feature so I can’t speak to that. Thank you Dave Ramsey and team for blessing us and others with such a great service.
Could’ve Been Great
by Ponyparent on 2019/03/25 15:04
My husband and I purchased this app to help keep us both on the same page about our budget, after ready Dave Ramsey’s books. At first it was great, just set the budget and drag and drop. Then our bank had an outage on the app, three months later our bank still has an outage. I’ve spoken with technical support for the last three months and they have no idea how long it will take to get the bank back. All the while the Mint app is connected to our bank, which is free. So I keep asking and keep getting the same “ we hope to have it fixed soon” message. I finally got so fed up I contacted iTunes to get a refund, but of course, we had canceled the subscription to not renew at the year mark, we couldn’t get any sort of refund. Which we didn’t know, because we followed the instructions from the every dollar company on how to get a refund. So now we are out WAY too much money for an app that literally doesn’t work, and the company has stated there is nothing they can do for us because we purchased the subscription through iTunes and not online. My suggestion, don’t waste your money. Find a different budgeting app that is more reliable or at least cheaper, because if you bank loses connection you won’t see a dime back, which to me seems cruelly ironic.
Nice App
by mldjr on 2018/05/10 23:36
I’ve realized that the more you use the app the more you get into it and you really do see where your money has been going and you can redirect it to the right place. Only reason it is not 5 star review is because you can’t absolutely do everything on the app that you can on the website on a Mac or PC so that can be inconvenient (minor). I had an issue with my income being incorrect and the glitch was fixed within a couple days. You just have to use the help feature. The $10 is worth every penny for the benefit of money you save from using this budgeting tool and to me is not a factor in the grand scheme of things when trying to fix your financial situation even with a tight budget. Once you get a hang of it nobody says if you find a way to maintain your budget another way that you can’t cancel the subscription. You will still have most of the features you need with the free version. I feel like to expect this to all be free and not have to pay for this convenience that this gives you would be a bit a sense of entitlement. Not a good trait. Pay the 10 bucks and use the heck out of it.
Changed Our Lives!
by kingxicano on 2018/07/12 18:49
I thought I wanted to stick to Dave Ramsey‘s paper budget printout. It seemed too much of a bother to get on the computer to do my budgeting but boy was I wrong! This app does all the adding, subtracting, re-adding, re-subtracting automatically for you! If I need to make a small adjustment to my budget I was having to re-calculate the whole month! What a hassle. Now I can make any adjustments so easily and this really keeps me on track. I prefer to do it on the large computer screen but it’s also so very handy to have the budgeting app on my phone for when I’m out I need to add in a transaction. Another thing I like to do is look at my bank screen on the computer, and use my phone for EveryDollar so I can add in the transactions. There are no advertisements or gimmicks. Since beginning Dave’s program in mid February we have paid off a total of $14,000 in debt and saved another $14,000 towards our emergency fund. This app was pivotal in helping me to organize our household budget. The best part is that my husband has been really impressed!
This is just what I wanted
by dleepero on 2019/04/30 01:04
This app is wonderful. The layout is very simplistic which is great for easily seeing where I’m at in terms of my spending. Believe it or not the function that sold me on this app was the ability to not only name my budget lines, but the budget categories as well. There were a few apps I tried where you were locked into the names they used. I truly felt like I got to completely customize my budget. Bill reminders and linking your bank account are locked behind the paid version, which is fine, the developers made a great product and should be compensated as such. If you’re not willing to penny up and get the paid version, the free version is still marvelous. I cannot tell you how many times the thought of “I should make a budget” has crossed my mind, If you’re in a similar position, stop reading this review and download it already! You’ll be glad you did. I am about to pay off my second credit card and am almost ready to tackle my auto loan. I’m never looking back.
Perfect in every way EXECPT no way to allocate
by Steph1234567892 on 2019/04/12 14:52
I love this app and the user friendliness of it over the other highly rated apps in it field. My only complaint is that there is no way to set up your allocations on the app so a written form is still necessary for those that get paid multiple times a month. I think for almost $10 a month that there should be all of the tools that Dave Ramsey has in printable form on his website on the app as well. MAKE THE ALLOCATIONS AN OPTION ON THE APP! All the other things like lump sum payments can be set up using the “Fund” feature, break down of savings, and irregular income planning by setting up as many categories as you desire BUT it is lacking this and this is a huge part of being successful. PLEASE MAKE THE ALLOCATIONS AN OPTION ON THE APP and I will gladly give this five stars! Also as a side note but not a deal breaker or loose of any stars is that it doesn’t like to stay connected to my PayPal account/credit card so I have to re-login when I want it to up day per my paying off that debt and any online purchases I do through PayPal not very many for me so not a big deal. Thank you!
I guess you need my money more than I do.
by Jack_0811 on 2019/11/28 14:49
First of all being the fact that I signed up for a 14 day trial and then immediately was charged for it. How is that a trial if I’m paying for it right away? To make matters worse I paid through Apple. Everdollar says they can’t refund those types of payments. That’s convenient. Also they don’t give the option to choose the monthly subscription. “Want a 14 day trial? P.S. we’re going to charge you a full years subscription before you’re able to decide if any of this is what you want 😉”. On a lesser note but still irritating. I use a credit card for everything for security purposes so no place I make purchases can possibly have access to the accounts where my personal cash is located. Just in case a place of business gets hacked then I won’t be dealing with an empty account for up to three months. Everdollar of course advises against the use of a credit card even if in my case when it’s not accumulating debt, it’s just a security measure. So when I use the card it shows up in Everydollar as debt even though it’s not debt it’s normal spending that I will refund using my cash from a separate bank. So I can’t even use the app normally because it just thinks I’m constantly going deeper into debt.
If only I had start d using this App sooner
by deal deals on 2020/04/15 14:58
Since our retirement we really track our spending and this app is irreplaceable for doing that. The amounts shown in "remaining" however have never added up correctly. Even if I remove our budget line item for emergency fund. The total does not correspond when I manually add the remaining to spend. For us, it would be better if that ONLY remaining amount only included the amounts to spend. Since the latest update there is a glitch....when I enter in a line item for expenses, it used to show, via a green line, that the spend amount has been entered, it doesn't do that anymore on SOME of the items entered. Specifically on our recurring monthly expense items. I've recommended this app so many times, yes it takes a few months to become accustomed to using it, however...those few months are WELL worth it. Wish those people would start using it, because I can see the money being thrown out the window by those I have recommended this app to...😢 We are so happy to finally be in complete control of our finances.
Needs to be more stable - bank account link
by ICPOWELL on 2018/10/15 01:22
The app is great in that it is a logical way to budget. FPU has excellent information. The app keeps kicking my bank account out and requires me to use a lesser level of security. Given that I have to pay $100 a year for the luxury of connecting my bank account I think it should work seamlessly. I have not changed anything on my account in over a year; yet every two months or so I have to delete my bank info and put it back in and the sift through the double charges. I’m not using a small bank either, it’s one of the largest in the country so there is no reason EveryDollar shouldn’t support it perfectly. I don’t want to use a different app and I’ve even switched bank accounts when EveryDollar stopped supporting a credit union I was with - that was a pain. I hope Ramsey solutions puts some money behind the app to improve it. Especially if you are going to advertise in it and charge $100 a year for the premium feature.
Great app with some room for improvement
by Anmateo715 on 2019/07/11 23:35
First, I have to say my wife and I really enjoy using this app to track all of our expenses! I love having the ability to drag and drop new transactions into each category. I also like being able see when we go over our under or our projected expenses and having a visual representation of our remaining amounts per category. Having access to budgeting resources and financial peace university is also a huge plus! However, I would really like to have the ability to see which account the transaction came from on the transaction details screen. This would help tremendously in sorting transactions since my wife and I use several different accounts for different purposes. Additionally, I think it would be helpful to have access to a graph or chart that shows spending/saving trends per category over time. This would give users more insight into their spending habits and their ability to accurately project expenses each month. Overall, this a great app that is close to being the perfect budgeting tool!
Confusing and misleading if you take them up on an offer to resubscribe.
by Pbauble on 2020/03/19 15:24
We had utilized the EveryDollar app a few years ago, but due to extreme circumstances, we cancelled all subscriptions for a time. Now, we are in a position to get life back in order, and EveryDollar is one way we knew to go about that. When I downloaded the app, I was asked if I would like to subscribe, and the app stated we would have a seven day trial. I didn’t really need a trial, but I followed the prompts to resubscribe. I couldn’t find the monthly option, so I hit subscribe, believing I would be given that option in a later step. I wasn’t. I was charged $129. When I called Apple support to change it, I was told that that option isn’t given to folks who are resubscribing. That’s a little harsh and misleading. Customers should be told UP FRONT that, due to having previously subscribed, they are not eligible for a monthly payment plan. Those of us that are getting back on our feet and really need this should be able to purchase the app. That’s a big hunk of money at one time for some folks. Please, consider changing the process for those of us who would like to resubscribe.
Former Quicken Budget User
by like_a_gazelle on 2019/04/03 05:26
Since 2004, I’ve used Quicken for our personal financial management. As far as the budget goes, this app blows Quicken’s budgeting tool out of the water. Every Dollar is so user friendly, and the zero dollar concept is much more effective than Quicken’s how much you make- how much you spend method. I love that Every Dollar makes you assign every incoming dollar. If your like me, and tend to overspend in certain categories, you’ll have to take from another category to balance out to zero. Knowing this has helped me re-think impulse buys. I also love that my husband and I both can see and use the app from our cell phones. This means that I don’t have to call him and ask what was the charge or that charge. He can go in and assign it to the appropriate category himself very easily and quickly. I’ve only just started but already I think it’s going to be a great tool for my husband and I to complete all the baby steps.
Paid subscription stopped working
by GD Hero on 2019/07/10 14:50
Concept is great, visually appealing, easy to understand and use, and there’s a nice free version where you manually input your transactions. This honestly WAS a great budgeting app I’ve used with my spouse for several years until the PAID version just stopped working with my bank account for a month with no fix. There’s also no customer support number to call (can only submit an online request for call back) and for nearly the cost of a Netflix subscription, I expected better. There’s nothing like trying to budget when your primary means to do so stops working for a month or longer :( **UPDATE** I’d sent some emails and after just over a month the issues with my bank seem to have been resolved and works as advertised again for the paid version. In the meantime we tried some other budget apps but will continue to use EveryDollar as long as it works. If the App Staff are reading this, thanks and PLEASE work with your third party company repairing bank issues to shorten problem repair time.
Definitely Not Worth $130!
by kat.stewart on 2020/09/02 17:00
I am an accountant, but my husband is not, so we decided on this budgeting app since it seemed a little more user friendly for those without a background in finance compared to a lot of other apps. We used this app for a whole year, and I was disappointed at how little information it can process, and how much effort it takes to maintain accurate info. My husband stopped using it altogether because of what a pain it is. One of my biggest complaints is that there is no “reports” section, so I could never see how well I was doing month to month, or notice any trends making it impossible to get a “big picture” idea of your finances. Categorizing expenses was a hassle too, especially when you are trying to categorize two months (ex. At the beginning of the month you have expenses from the past month as well as the present). The app was always having connection issues with my banks, so I never had real time information. I think I would have maybe let issues like these slide if it were a free app, but it is DEFINITELY NOT worth the $130 yearly subscription fee. I started to dread doing my finances because of how annoying this app is.
The Best App Period
by kavika10 on 2020/02/07 07:10
This app was created by Dave Ramsey and his team who help people with building wealth. The people behind this product are A+ and it shows in how intuitive this app is. I paid for the pro version that connects to my bank. Everything gets updated automatically and I literally just drag and drop the transaction into whatever section of the budget I need to. It is a little pricey but I will continue to pay it in a heartbeat because this is a must have tool for my wife and I to continue to work off the same budget simultaneously. It takes about 3 months to really start to put a solid budget together after some trial and error. Do yourself a favor and take financial piece university while your at it. They teach you everything you need to know about finances and how to build wealth. I’ll be debt free this year, and continue using this app for building wealth 🤙🏼 Thanks to Dave and his team for providing these great tools
Great budget tool
by QueenELC on 2019/01/28 01:50
We started with the basic EveryDollar app 3 years ago and quickly upgraded to the premium because we couldn’t stay on top of loading our purchases. Game changer and worth every penny! My husband and I can both use the same account to make it easy to be on the same page. Easy to change budget amounts. Can’t change the line item name. Sometimes it logs me out but not a big deal since I remember my info. The emergency savings “goal” I haven’t quite figured out yet because you can put a goal amount but when you save the amount for the month and drag it into that line item, it still shows incompleted. The line items carry over from month to month but I wish there was an option to flag line items as quarterly, annually of every 2 months so I don’t have to remember. Overall a great app to use with your spouse and start telling your money where to go and start winning with your money!
Recent update preventing 5 stars
by Quiet Please on 2019/06/02 18:27
I love this app and recommend it to everyone!! I have really been able to get my family finances in order and have started saving a lot. If you’re looking for a budgeting app, your financial situation is most likely not great, just like mine before using the app. So here’s a money saving tip, you don’t need to pay for premium service. Enter everything yourself and be very hands on with all money coming in and going out and you will really start to see results. Good luck! One complaint only and I guess it’s minor. There was recently an update where retailer names will automatically be suggested when entering an expense. Please get rid of it. The local grocery store is not listed and many other places I shop are not listed either. Please go back to the way it was before. It was great. The only thing that would have made that better would be to save the names from my previous entries and then suggest those instead of what it suggests now. Thanks, love the app.
Great app, but some suggestions
by flute43 on 2019/02/06 15:08
Is there a phone number to call for help? I’m only on day 2 of my free two week trial. I have added my bank account. My big suggestion is please change it to a 30 day trial so people can actually understand and see the benefit of budgeting for the whole month. If people can see 30 days more people might be hooked Okay so on to the actual app, not going to lie I love it! I love that it sinks to my phone and bank account and I always have it with me. Unless some thing big happens I will for sure becoming a subscriber. Someone may look at this and think $130 a year is a lot but I say it’s worth keeping such great track of every dollar! This is something I so needed in my life. The 4 star is just because of the trial period length and not sure yet how easy it is to get help. I searched for a phone number to call and couldn’t find one. That could be hard for someone who is not tech savvy. Great app!!
Love the simplicity of this app!
by ambomcf on 2019/06/19 17:49
I really am thankful for this app! I started using it in January, 2019 and have been faithfully budgeting since then. I have such a good picture of exactly where I spend my money, and can hold myself accountable for expenses. I use the free version, and love it. It’s not difficult for me to sit down every 1-2 weeks and make sure all my expenses are up to date. The app makes it really easy to delineate different things that I am saving for, which I LOVE! I’m always planning vacations, so it works it out great for that. My paychecks are not always exactly the same, and it is really simple for me to update my budget throughout the month with each new paycheck, but you could also plan ahead and not have to do that if your paycheck is consistent. I’ve tried mint, ynab, pocketgaurd, and other apps. This by far has been the simplest, and easiest for me to use... which means I actually use it. Great app! Thank you!
Really - this changed our lives!
by Carmen N. P. on 2020/06/28 14:28
I’ve never left a review on an app before, but after using EveryDollar for almost 8 months now and seeing the difference it has made in our lives, I felt compelled. Pairing this app along with Dave Ramsey’s easy to follow Baby Steps (not the app, just the concept), we paid off over $15k in debt, have money in our savings account for the first time in our adult lives, and are in the process of closing on our first home with the lowest possible interest rate thanks to my new credit score of 775! Before I found this app I had tried other budgeting apps but they were confusing, and didn’t do the very simple thing I wanted to do - list my bills, and then mark my bills as paid while showing my income and what was remaining. This app is a breath of fresh air and so easy to use. My only regret is that I didn’t find it and start budgeting sooner! Thank you Dave Ramsey and team!!
Feels outdated. Needs more features.
by Herbz33 on 2018/09/01 16:23
I just finished the total money make over book recently and this has been one of the better apps available, good budgeting app but could be better, there are other apps out there where this app could take a few pages from, features that are not available in this budgeting app. My only complaint is that it doesn't have a calculator built into the app to factor in cash expenses and income. I always find myself leaving the app to use my iphones calculator and having to reopen the app again to put the numbers in to each budgeted item. It would be easier and faster to be able to paste the results in each item. It would also be nice to swipe in between the planned, spent and remaining pages instead having to tap it. not worth the monthly asking price unless it improves. On the plus side the drag and drop feature is awesome if connected to your bank account, I will continue to use the free version for now.
Loving EveryDollar every day
by IAtoSTL16 on 2018/02/05 21:43
Honestly, I can not say how much I truly love this app. It has helped me incredibly to plan for the future, separate my savings goals, and everything. I have the free app vs paying to connect to my bank account. I love the ability to add my purchases right away instead of waiting for them to go through on my bank acct. For 3 months straight I kept track of every transaction and all of my budgeting on PAPER and week-by-week because I have two sources of income that vary each paycheck. Now I am able to look ahead at the month, estimate (on my own) how much I will be getting paid, and then budget from there. There's so much more money I realized I can put into my different savings goals. Unfortunately the benefits aren't the same between the app and online, but I also love that I'm able to create 'funds' for my savings and it continues to track it month to month. THANK YOU for this app 🙏🏼🙏🏼
An idea for improvement
by Syd.E.E. on 2019/08/29 17:10
I just downloaded this app recently so I am still in the process of figuring it out but it seems great so far! I used to use the app YNAB, which I really loved as it was so thorough, but I didn't want to spend the money for it after my free trial was up and they don’t even have a free version. EveryDollar is SO MUCH easier to understand, but of course the free version does not have all of the fancy features that the Plus version has or that YNAB has, which I completely understand and am okay with because I don’t want to pay anything. However, there is ONE THING that I wish EveryDollar had in general that I am really missing about YNAB so far. I see that there is an option for setting a due date for budgeting items, but you can only set a due date for that individual month and set it to repeat each month. I am new to this app so I am not sure how that works exactly, but I just like the savings options of YNAB better where you can set a due date months in advance and track your saving throughout. It also gives you a recommendation of how much you should be putting into that savings fund each month. This is helpful if you want to save for something like a trip next summer so you can set an amount and date that you would like to save that money by If EveryDollar could come up with something like this that would be amazing. I am still going to try it out for awhile though since it is free.
Good, needs improvement
by Athe.na on 2019/08/07 20:17
Great app for budgeting. If you want to save money and get a clear idea of how much you’re spending where, and how much money you have spent/have yet to spend at any point in the month, this is an excellent app. It clearly categorizes your expenditures and and is flexible to changes. My only issue is this is not an app that expedites budgeting to make it simple and thoughtless. This is more of a sit-down, enter your budget kind of deal, rather than an on-the-go-it-only-takes-two-seconds-to-add-the-burger-I-just-bought-to-my-budget-kind-of-deal. It would be nice to have an initial screen immediately after opening the app that would allow you to enter an amount of money, classify it as an expenditure or an income, and pick a category (food, gas, etc.) Additionally, I don’t like that you have to create an account to use this app. Occasionally I get logged out and when I’m socializing with friends it’s a bummer to have to log in (with a very complex password) to enter my expenses. I don’t need that kind of privacy around my budget. You should be able to get of currently-permanent widgets (such as “taxes/insurance” or “debt”) I never use them and they clog my interface. My last issue is that my actual income varies from my predicted income, but the budget does not adjust accordingly when I enter my check (I have to manually change my predicted income, which carries over into the next month.)
Love how simple and nice the user face is but..
by Amc0320 on 2021/01/28 13:02
I love this app and how simple it is! As an an interior design professional I also like how it looks because it matters to me. It’s not like a confusing financial app with to many numbers to not understand. That said if I could add one this it would be a bill calendar. If somehow when you are setting up your bills for the month in that section you put the date and it reminds you it also could sync to a calendar so you could see and overall of what is going on. That way if you wanted you could be more aware of the bills and if you needed to call and ask to switch it to a different date to have better cash flow so you don’t over draft of something if rent came out the same week for example then you could avoid that. Really I just an overall visual of when things are due if possible in an update in the future:)
Great App
by MaryTonyKC on 2019/06/10 13:23
I love this app and the tech support is really helpful and stays with you until it works. I’ve been using it for two months. In the long run it’s worth it to pay for the app because of you are really tracking and trying to budget this app is as up to date as your bank account. I tried using my bank account budget tool and it was not nearly as user friendly for the family budget. It lets you look at planned/spent/remaining categories in each budget item within seconds. It’s helps keep track lump sum budget items that used to sneak up on us. We realized we needed to be setting back $2000 a month for a fund for lump sum spending. How many months and years of stress did that category alone cause! The only person who doesn’t need this app is someone who has no income. Thanks Dave!
App that is solid for Day to Day
by Willworldchamp04 on 2017/10/05 13:02
This (Free Version) app works well for everyday use. If you are looking to input data manually and track your expenses this works great. However I like to use my IPad for most of my mobile financing and this is where it is weak. The app doesn't have the ability to stretch to the full size of the screen and it doesn't rotate for portrait to landscape. Unfortunately when my wife and I sit down for the end of month budget review we have to log in online to look at all the features why? Also their are so many features that aren't available online not available on the app. The baby steps tracker is a screen that would be great to look at on the app my wife looks at that screen twice a week as a way to motivate and focus her on our long term goals. The fund categories are great for saving money up for special things however to set them up in the app is difficult. It would be great if the debt categories had a tab that showed our balance what we paid and what we are saving by putting extra payments in. As well as a time counter of the expected payoff date. Also if we have a fund and the need comes that we use some of that money it then is calculated in the spent total and the remaining budget total. Understand why it shows up in the spent total however at our end of the month meetings we have to go back hand calculate what our remaining monthly budget is so we can apply the savings to our debt. This is frustrating.
I tried to like it. I really did.
by MBM16 on 2018/10/24 17:05
I’m a huge DR fan. His advice helped me gain financial freedom many years ago. When my family and I started looking for a simple, shareable budgeting app we naturally thought of Everydollar. For a long time it worked fine. Although very pricey for the premium edition that downloads transactions it was worth it. We were able to keep a good budget for a long time Then the little annoyances started to creep in. The biggest of which was continually being logged out even AFTER putting in a transaction. I’d be halfway through putting in the details, hit save, and the app would kick me out. I’d have to login and start over. Sometimes I could go days between logging in and other times it would be each time I opened the app. The kicker was when I asked for support this last time. The response was that the issue must be my fault since their staff couldn’t reproduce the problem. I just can’t believe that. I’m not going to pay $10/month to be sassed by support staff when their product is failing me. Good bye, everydollar.
Free spirit but won’t let me budget
by Big Guns329 on 2018/01/09 05:58
I am the free spirit type, I would love to have the everydollar as someone that is into Dave Ramsey and wants to see my trend over past three months. However as someone that is paid hourly or easier for my brain to look at how much money I have in that envelope using a weekly budget system then monthly. Seeing as how I am paid every Friday literally. I feel when doing monthly I have more in there than what I already have and while some bills like utilities and rent I can pay weekly others like Netflix are so low that to pay that area is ridiculous because we aren’t allowed to do a bi weekly or weekly budget. Other than a couple variances like clothes needed for work or a emergency repair my spending is the same but my biggest issue with Dave requiring monthly has always been the tracking is not the same. I may have $400 in grocery according to the app but really only have $100 that extra $300 can get confusing when grocery shopping and simple is easier when budgeting
Better before the updates
by keljojokel on 2020/10/22 15:24
I used this app all the time a couple years ago, and I LOVED it back then specifically because it wasn’t actually connected to your bank account and didn’t pull transactions automatically. In my experience with other apps that DO pull that automatically (like Clarity), the transactions are always late and categorized incorrectly so there is a lot of manual effort to sort it through. I also prefer to not have it linked for security reasons. However, this app has since been updated with Ramsey, and although you don’t need to link an account for this app to work, it’s really annoying and cluttered because most of the functionality is built for that now. Also, for some reason it doesn’t allow me to edit any planned budget item after it’s made- it defaults back to zero if I try to edit, so I have to delete it and start again. The search for a plain and simple budget app to manually input my budget and expenses has to begin again, I think :(
Almost perfect.
by BassManNV on 2018/12/27 05:47
The thing about EveryDollar is that (if you have a bank that will import transactions for you) it tracks every purchase and it’s lovely on the surface. It let’s you make sure everything is tied to every budget with a drag and drop ease that is just brilliant. But there’s a pretty big problem that after 2+ years, I still struggle with: funds. They’re a mess and nobody knows how to figure it out. After over a year and several support tickets, they have no desire to help you with that. I feel like I’m part of a pre-release public beta program because they have no way to track how much fund money should be “sitting pretty and set aside” in your checking account. For example: let’s say I have a $300 dollar insurance payment due in 3 months, but I’ve decided to put aside $100/month. Makes sense so far? Good. Now compound that with, oh, literally 15+ other scenarios. Now how much money should be in your checking at the end of this month/right now to account for those 15 various funds? ¯\_(ツ)_/¯ The solution is to create a whole new spreadsheet or some other database to track these allocation of funds to answer this question of what “should” my balance be— but then why am I paying EveryDollar? Grrrr... One day they’ll care about people who save like this and need a precise accounting of their budget. Seriously, I don’t know how else to solve this problem.
Love the system, but the app just isn’t there yet.
by John in Wichita on 2018/06/22 21:58
I love the concept behind Every Dollar, especially when you pair it with Dave’s Baby Steps. The suggestions for how to use extra money to achieve your goals is great!! But the app falls short when you start using it day to day. Moving extra money from one budget item to another is cumbersome. The same is true for actually tracking how your debt is being paid off - accounting for interest and escrow is a big mess. It’s also messy to really see how much is in your accounts (bank balance minus uncleared transactions). Every Dollar is a great app and I plan to keep using the free version to set up my monthly budgets. But there aren’t enough features for me to use it day by day. It’s just not deep enough to warrant the $100+ price tag of the Plus version. There are other apps out there that do more for less money. Features I’d like to see in the future: 1. View transactions by account and display working balances for all accounts 2. Set up debts and payments including interest and escrow. 3. Easily move extra money from one budget item to another. 4. Set up multiple budgets 5. Upload files like .qfx to import transactions from institutions that don’t allow direct download. 6. Ability to change budget length (weekly, bi-weekly, or monthly). 7. Set up recurring transactions. The idea for this app is solid. The execution’s just not quite there yet - especially not for $100 per year.
Good app, terrible service
by Hot mama 3! on 2017/09/30 16:07
This app worked great for us for the few months that we used it. I’ve never been great at budgeting and we decided to do a trial version of the plus to see how we liked it. It was convenient but after getting billed the $100 for the plus version, we already started to question it. The app worked fine. We question our decision making for spending $100 on something that we were trying to use to help us save money.... oops. We decided to try and cancel, for the last few months I have been trying to cancel my subscription. Their website says it’s a subscription through Apple so you have to cancel it through them. My apple account shows nothing. Well this morning, without warning we got charged another $100. It’s sad that a company that is “out there to help out people with finances,” is doing such a big money grab with this. So now for the next few days, I get to waste my time trying to get them to give me my money back that I didn’t have to give them in the first place.
Great for some things
by nrgflo3 on 2021/03/11 03:52
I have only done the trial period thus far, so haven’t had a lot of time with the app. That being said, it was pretty simple and helpful in general. A few problems I noticed however were that if I created a fund for savings, it would still show as “available “ to spend money. I don’t want my savings to show as available, I only want to see what is left to spend that month instead of showing I have hundreds more! The fund money should not be shown on the top of the screen as available. Also, my paychecks are different every month, so I use a minimum amount I expect to make to create the budget. When I add a transaction stating how much I actually made, it does update as the new amount to budget. What’s the point? So I feel like I have to do transactions without this apps knowledge in order to see what I actually have to spend. Not sure yet if I will try the paid version.
Love it but needs improvement
by Dejanira12122211122 on 2020/05/01 12:59
When I started the Dave Ramsey plan, I wasn’t sure I was going to stick to it but this app is 100% the reason I’ve been able to stay on track. It’s a great tool and I recommend it to everyone. A few suggestions: - The bank accounts are constantly being removed, not loading, etc. it’s frustrating to have to keep re-adding them. - there should be a calculator of some sorts in the app. If there is money left over to budget, I have to leave the app to calculate the numbers. It would be great if there was a way to do that in the app - Setting up savings is extremely confusing and it took a long time for me to understand what to do. We have to “delete” the transaction of us putting it in savings. Which is completely different than the rest of the user experience. You wouldn’t know that unless you read up on it. UX could definitely be improved here.
Great but needs improvements
by Atask88 on 2018/10/24 19:33
I’ve used this app for about a year now. I paid for the “plus” version. I found it a little pricey but continued to pay it anyway because having all of my transactions downloaded for me was worth it. I’ve loved the app although there have always been a few smaller things I would have liked to improve. For example, there are certain aspects that can only be edited from the desktop version, not from inside the app itself. All of these things were minor and not enough to get me to stop using the app. However we recently got an American Express credit card and I found that I could not sync purchases from this card to the app as they do not support it. I emailed and was told they had no plans to support Amex in the near future. This was enough for me to end my subscription and I’m now on the hunt for another budget app. Overall this is a good app but for the price could use some improvements!
Paid EveryDollar is Great, but it has it limits
by Anynon on 2019/07/23 14:50
First, I totally recommend this budgeting app. I have explored and used everything including Mint and Personal Capital and others! This is the best one by far to help you actually stay on your budget. The paid version is a absolute must though, without imported transactions I would not use it! Second, it has some quirks I would love to see improved. I suggest linking savings accounts to the funds themselves so that it stays in sync with added interest and what you actually put in there! Right now it generates 2 transactions the negative from checking and the positive into savings, which you have to delete one transaction so they don’t “cancel each other out” on the budget. Other little weird work around for different things exist if you look at their forums. Other than that it’s by far the best app we have used for helping us stay on track!
Almost There...
by Drew from Hilliard on 2019/05/25 12:37
Love the app but it falls short of 5 stars only because the funds don’t account for the previously saved amount when charging against the fund in the budgeted month. For example, let’s say the fund budget for the month is $100 and the previous amount in the fund is $300 for a total of $400. Let’s also say the remaining overall budget for the month is $2000. Now a purchase is made using all of the $400 available in the fund. Instead of only charging the $100 budgeted for the month in the fund against the remaining overall budget for the month, the app deducts the entire $400 available in the fund from the remaining monthly budget. This makes the overall remaining budget $1600 when it actually should be $1900 if taking into account the previous deposits in the fund. This is my only complaint with the app but it’s significant as it basically makes the fund feature obsolete.
Lack of Intuitive Design Features
by PatriotCam on 2021/02/06 17:25
You import transactions from your bank. The transactions come in with a date assigned to them. This app doesn’t recognize that data point. You spend an hour on a Saturday morning categorizing each transaction for Jan and Feb, only to find they are all being dropped into Feb, so you are over budget on everything. You read the help on this issue, and find that the “fix” is to go into EACH. INDIVIDUAL. TRANSACTION to unassign the category. Then you choose the “right” month, and reassign EACH. INDIVIDUAL. TRANSACTION to the right category again. You go in to check how your January progress looks, and find that the transactions are all attributed to February. I’m done. It’s 2021, and there is no reason why the programmers couldn’t “auto assign” transactions to the right month, with a feature to let you move them to a different month on the odd-ball chance that you need to. Wow. I cherish every minute of my free time away from work and other obligations, and I’ve lost 2 hours. I canceled my subscription.
Mostly good, hard to reconcile at end of month
by FI for the win on 2019/03/01 22:00
This is a free app, and I very much appreciate it. Thanks to the Ramsey organizations for providing. The income and expenses parts of the app are pretty good and intuitive. It’s easy to account for income and spending. My problems with the app have to do with reconciling the budget at the end of the month. Let’s say that you earned a little more than you expected and spent a little less. That’s a good thing, right? Earn more, spend less, and apply the excess to debt or savings. Its challenging to account for added income in the Every Dollar app and that’s further complicated if you want to use added money to apply to a fund, particularly if you have more than one fund. The function is just not intuitive and the funds aren’t easily modified when you want to make minor changes based on what you actually end up with as a surplus at the end of the month. The instructions could be improved. But I think how the funds are structured is more the problem. You can solve the “extra earnings” issue at the end of the month fairly easily by just changing the budgeted amounts to what the actual amounts received are in your budget. However I’ll probably just treat amounts set aside in “funds” as expenses in in the future and account for those funds outside the app.
Just okay and basic
by K_Lo_Feeva on 2020/04/17 12:31
I found this app to be extremely useful. I have been on Dave’s plan for a while and this app does the job. The only annoying thing for me is that i believe this app should be intuitive enough to auto adjust your income based on the actual dollar amount inputed. It takes an extra step to change the budget amount to match what you actually received and it would be nice to have this auto changed for you. Another thing i found annoying was the fund feature. You cant turn it off once its activated. The help section says to delete it as a budget item for a workaround, but that doesn't even work. I cannot delete budget items under the savings category, fund or no fund. It doesn't work. I don't know, but it seems like such a simple thing to not have working properly and for that i give 4 stars.
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