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Get your free credit score, report card and monitoring with credit sesame. Our mission is to empower you to achieve your financial goals. With our credit score app we provide millions of people access to free credit scores and coach you to grow your financial potential. No credit card is required, and checking your score will not impact it. Start the journey today to improve your credit score. 
Here is what you can expect in addition to your monthly updated free credit score check: 
• Free Credit Report Card - We'll break down your score and show you what's impacting your credit. 
• Free Credit Strategy - Once you know where you stand, we'll give you a custom action plan to take control of your credit.
 • Free Credit Alerts and Monitoring - Free 24/7 credit monitoring with early identity theft warnings and fraud detection 
• My Borrowing Power - Get personalized recommendations for the best credit cards, mortgage rates, and refinance options. 
• Free ID Theft Protection - You're always protected with $50,000 in identity theft protection insurance. We help you answer questions such as: -What is my credit score? -How can I check my credit score? -How can I better manage my credit? 
1000's+ news mentions, including: 
• The Wall Street Journal
 • The New York Times
 • NBC’s TODAY Show
 • CNN Money 
• CNBC 
To learn more, visit CreditSesame.com Testimonials:
 "It gives me a detailed look at my finances and makes suggestions on what I can do to make it better." - Adriana "If you are trying to buy a new house, credit sesame is the place to start." - Daniel "It’s like having an assistant that keeps track of credit and debt." - David "I feel so much less stress, and more optimism about our future." - Jesse
Scam and Spam
by McNasty19 on 2019/05/23 07:18
I think this is a good app except for some discrepancies in it. First, the score is not exactly accurate but a snapshot. Second, I like how it is detailed on keeping me informed about my credit usage and outstanding debts, but it doesn’t have all the outstanding debts and when a debt has been taken care of, the app doesn’t automatically update it. I still have a debt showing which was forgiven. Third, they send out spam emails about credit cards with lower rates. I get better rates on the cards that I do have. I even have a credit card that they are trying to offer me and the rate they propose is almost double. Fourth, I think they are sponsored by certain credit card companies. Fifth, they send emails about getting low APR loans. When I looked into it, the loan was 80%-260% APR. That loan company was Rise. Do not! Do not! Do not open a loan with such a high interest rate. The loan will be doubled every 3 months to a year. Screw Rise loan company! Sixth, the emails I get for getting a loan to pay of credit card debt or consolidate my credit card debt is SPAM! I applied via a link from an email. The link asked me for all my information and sent it out to literally hundreds of cheap, predatory, and possibly fraudulent loan companies. I continue to get SPAM emails from these companies. At the time I entered my info, I spoke to one or two companies and they weren’t really able to help me out. This, this app claims to help you with your debt which it does by keeping track of your info. But, it does not suggestion good options for you to help get out of debt. Don’t believe their emails or suggestions. I am about ready to delete this app. There are other companies with apps that are actually willing to help you attack your debt without being predatory.
Still same score
by bamaboy34 on 2019/05/21 07:53
I check my score on the 19th than on the 21st it still at same score why thought y’all updated it
Annoying
by Consumer9999999996648 on 2019/05/20 09:59
I like to stay on top of my credit, figured why not give this app a shot. App works fine. But credit sesame just doesn’t get it. Email after email to apply for this card or that card. Every day I was waking up to emails to apply for a card. And then on top of it to refresh your score faster they want to charge you. App was deleted within 7 days. Never will i consider using this company again. I’ve been using the other credit monitoring app for years and sesame sent me more emails in the short waste of time I had the app for.
Fine 40
by Fine 40 on 2019/05/19 12:50
Easy to access, accurate, very helpful.
IMPORTANT!!
by LusciousLad on 2019/05/18 00:47
I never fully realized how important credit is in life; especially here in the US. When we’re younger of course, we don’t care for our credit and take it for granted but later in life; when it really matters... it’s a different story. I love these apps like CreditSesame, CreditKarma and the Experian app as well because the first two only show Transunion and Equifax, so it’s crucial that you download the Experian one too. This app tho is definitely the clearest and most thorough in its guidelines and suggestions for your particular score etc... GET IT!!!! It’s worth it...
Changes needed
by A person |( ̄3 ̄)| on 2019/05/17 13:45
Y’all need to git equifax on board
Can’t sign in
by tiffany1128 on 2019/05/17 06:54
Cannot even sign in to the app. What a joke
Slow Updates
by Ms. Amboise on 2019/05/17 03:38
Credit Sesame is pretty accurate with information regarding open accounts and they provide great tips about credit card usage, etc. However, they take a longer than other credit reporting programs to update your current credit status. I recently open a credit card last month and Credit Sesame has yet to notice and update my report, however my other program already did. Other than that, I love Credit Sesame. I do think it is more accurate and provides better advice.
Poor score updating
by misccrl on 2019/05/16 22:56
This would be a stronger review except that it updates your scores so infrequently that it’s not that helpful, unless you pay. Go with WalletHub for free daily updating.
😍
by VeraBeth33 on 2019/05/16 18:07
Me gusta todo, lo detallado y claro de la información y los consejos que dan para mejorar el crédito, lo he hasta Recomendado a amigos.
Terrible
by Spiderman4President on 2019/05/16 12:50
I paid for the 7 day instant score update and only received 4 days. I reached out to customer service and never received a response back. If you want to see your score for free just go to Credit Karma or pay for a monthly service.
Great application to have for your credit but hope it’s was free every week like a credit karma 🤚🏻
by Honestliarleo on 2019/05/15 16:18
Great application
Easy to use
by debkayedwards on 2019/05/15 16:16
I Love it using Credit Sesame. It is so easy to sign on and I love being able to track my score and my credit card spending.
Great system
by sdtho661 on 2019/05/15 02:13
Everything is great about this system
Credit score doesn’t update
by Yellachikshanda on 2019/05/14 11:03
All my other apps have updated my score other than this one
Awesome
by steve00000022 on 2019/05/13 22:06
This app is da bomb
Yahyakhafaji
by Yahyakhafaji1018 on 2019/05/13 03:36
I want to know about my credit more
Spam
by Shame on u on 2019/05/12 15:18
Holy hell with the constant emails about credit card offers. I’ve unsubscribed 6x already and they keep coming. The app is also useless. Thanks for nothing.
Late reporting
by Hottuna74 on 2019/05/12 03:17
Everytime i check my score on credit sesame my credit score is wrong and dosent update untill 10 to 12 days latter
Lo mejor para controlar mi crédito
by Cristobalino on 2019/05/11 10:34
Es muy excelente para estar controlar mi crédito gracias
Long time to do this credit check
by lois 49 on 2019/05/10 15:44
Need input on my credit update
It explains very good
by norma isela on 2019/05/10 04:38
I like how it explains on what you have to work on :)
The Best
by Miss Terran on 2019/05/09 17:55
Not only do I get my Credit Score - I get suggestions and ways to help maintain and increase my score.
Love the his app
by rafgar1983 on 2019/05/08 12:33
👍👍👍
Credit smiles
by 91066 on 2019/05/08 02:39
Credit Sesame has given me the motivation to make my credit score better Very informative and helpful
Better than Credit Karma
by 😘😝🥰 on 2019/05/07 20:16
I like that I don't have to jump through hoops just to check my score. And they also offer solutions to fix your credit. 😍😍
Great app. I love it
by DHunt58 on 2019/05/07 06:39
Great app. Always keep credit score updated and current.
Credit Sesame
by Is Milty home? on 2019/05/06 05:16
Informative....Helpful. Thank you!
Great idea!
by Love.Marie.PH on 2019/05/05 03:07
Very helpful for someone who wants to build their credit score and history, like me!
Credit Score Dropped
by chelsrox21 on 2019/05/04 15:30
All of their suggestions to improve my credit score are bad. They recommended that I should apply for one loan and one credit card that I had excellent chances of being approved for, in order to increase my credit score. I was denied for both and my score dropped 9 points. The only thing this app is good for is keeping track of your score. They are no good at helping out your credit, all they do is advertise for credit companies and lenders and do not care how their suggestions will affect your score.
Credit Sesame is the best!
by Ricole.21 on 2019/05/03 12:10
I would advise everyone to use credit sesame , it has helped my credit so much in the last 3 months . I love it!
Great
by jaymayes on 2019/05/03 02:45
I love that just click and log and I’m there. Very convenient credit monitor!
Good for rebuilders
by 'emShai5 on 2019/05/02 23:48
Good for rebuilding credit
Losing credit
by decnt credit on 2019/05/01 17:09
So far by doing what credit sesame has told me to do I’ve lost three point
Why isn’t the site working?
by Khinaya on 2019/05/01 05:49
Was forced to download app because site isn’t working. I’ll just stick to credit karma
Perfect
by Dickisha on 2019/04/30 02:31
I love that I can keep up with my credit score without lowering it. I also love that they give tips on how to fix my credit.
So far so good!
by MelaJohn888 on 2019/04/29 14:42
Love being able to access my score and great tips on how to improve my credit.
Mmmm idk about this one....
by lovelyminah on 2019/04/28 04:32
Paid 1.99 for the 7 day instant credit update and didn’t receive service
Love it
by BLESSED 83 on 2019/04/27 18:26
I’ve began to get my credit together and this app has help me understand how credit works and how to accomplish raising my score. It’s a great app that’s easy to understand and follow. Thank you
Great app for credit evaluation
by I'm a girl little stomper123 on 2019/04/27 12:22
Couldn’t get on the Credit Karma because somebody hacked me there and a friend told me about this site. it not only allowed me to create an account but it clearly displayed three fraudulent credit card uses that dropped me about 70 points This site is incredibly helpful and my eyes have been opened to have the need for identity security just as you would get an alarm system for your house or car it’s no joke and you’re really really get screwed up on your credit tanks I tell my kids your credit score is your adult report card
Love it
by jeanlarson on 2019/04/27 09:28
It’s a great app to encourage you to p your score. It enables you to track it daily and get a sense of accomplishment . And it’s free!!!!
Hal Roberts
by Benjamin1230 on 2019/04/26 19:39
Easy to use, accurate, fast, always available.
Incorrect information
by jcaples0205 on 2019/04/26 16:34
This app has the scores messed up. I got my report directly from TransUnion due to a Dispute and my score from them is 22 points higher than credit sesame shows my TransUnion report. How is that accurate credit monitoring?
****Didn’t deliver****
by jmar😜 on 2019/04/26 11:28
I paid for a 7 day refresh, was never able to use it, made several attempts to resolve....request to either utilize the 7 day refresh or a refund went answered. Just directed me to read FAQ. Great customer service 👎🏼
Pretty pheonaminal app!!!
by txrickstarnurse on 2019/04/25 13:36
This app is super great has help increase my credit score by almost 100 points ... thanks credit seaseme !!!!!!
My credit thanks to credit Sims
by jinnyadams12 on 2019/04/25 13:26
I really appreciate you guys helping me like you are I will be able to do a lot more life to better myself and my grandkids thank you very much I will recommend you to all my friends and family five stars to you keep the good work up thanks.
😔
by Yahwehlove86 on 2019/04/25 11:22
I like this app but I have a couple issues with it. First off it staff that they will help you restore your credit but I have yet to see how! Trying to get info on thing on my credit but you can’t! Not very user friendly at all!
Mr
by Sergio silva. 7777 on 2019/04/25 09:00
Awesome
Credit updates
by deneat19 on 2019/04/24 22:27
This app is awesome I heard about it while watching Steve Harvey I immediately downloaded it and it’s been great!
Buena app
by Guillermhotell on 2019/04/24 20:37
Siempre muestra un poco adelante acerca de mi credit score y me muestra los por qué de mi puntuación. Buena app.
Review
by Dig-on-me on 2019/04/24 02:18
Credit Sesame has really helped me improve my score. Went from a credit score of 488 to 652 in a matter of 4 months. Awesome!
Easy an accurate
by Sir Odinns Oma on 2019/04/24 00:49
Using this keeps me on a positive track to insure my credit score stays healthy! I am so grateful.
Great App
by lisrod4679 on 2019/04/22 18:18
Love this!
Wow
by Murko20 on 2019/04/22 13:25
Great website my credit changing drastically!!!
Amazing
by chinky231 on 2019/04/22 12:57
Credit Sesame is accurate and a good way to know your score
Awesome!
by Chabeli61 on 2019/04/21 20:48
I check every month to see if any changes that I have on my credit report. You guys rock!
Outstanding
by B mine on 2019/04/20 04:14
Thank you so much for keeping me up to date with my Credit. I look forward to checking in with CS every day. Keep up the good work.
Worst app ever
by Gunns4Reaper on 2019/04/19 17:01
It doesn’t even give you and accurate information about your credit score I just called the credit burea and they told me that my credit was different from what appears on the app if anything the app shows me that I have bad credit after making payments but when I call these people they told me my credit actually improved a lot these credit apps don’t really work I’m really disappointed this app really made. Believe that my credit score would really improve and show my correct information it’s all false !!!!
Couldn’t even get past sign up process
by Masq on 2019/04/18 19:27
App kept timing out entering SS info (which I quadruple checked I was inputting correctly).....byyyyyyyyeeee.
Can’t be trusted
by ToxophilyFreak on 2019/04/18 18:48
Love the app. But!!!! Do not trust the offers their and recommendations!! Been turned down twice due to these guys! That’s a credit hit!!! Twice on their part! Stick to Credit Karma!!!!
Very useful app for credit management
by Kyle___z on 2019/04/18 18:22
Excellent tool for credit card management and useful tips and information for credit score improvement
Good
by cap!1 on 2019/04/18 16:11
Good
Doesn’t update
by cykets on 2019/04/17 16:00
I paid for the one month up daily updates, however I find the free account on credit karma is more up to date then this app. This app is missing some newer accounts. I just hit the sync button and they are NOT up to date.
Advice
by elainvestments42 on 2019/04/16 14:31
You guys are amazing, I appreciate all the support and guidance that’s given. I recommend that anyone looking to rebuild their credit sign up NOW!
Emails
by 8107240949 on 2019/04/16 09:59
The barrage of emails is ridiculous
Nice GUI
by PeterPlu2 on 2019/04/15 18:40
Layout is intuitive and clear on iOS.
Great
by jojo 702 on 2019/04/15 08:34
Amazing I love it
Excellent Tool used properly
by zk3929 on 2019/04/15 04:59
Follow small tips!!
Absolutely great
by Rich assassin on 2019/04/14 21:26
I love this app , I’ve been using it for months and they helped me apply for 2 credit cards , I was approved for both
The accuracy
by mclove52 on 2019/04/14 17:58
The accuracy could be better I need it to be more up to date with balance owed
App scores
by user-1980 on 2019/04/13 11:09
Good app, but unlike credit karma it only gives you the transunion score and not the equidax score.
Charles
by ChuckBruce on 2019/04/13 01:28
It’s great to be able to check my credit when I want to.
Decreased score
by talgyla on 2019/04/13 01:07
I've had this for a while with no issues. They constantly send me emails about how I am pre-qualified for different cards or credit increases. I finally took the bait and based on my credit (almost 700) and the ads I was getting, I would be approved. Not so. Not only was I declined, my score went down 3 points for applying. I know that's a risk you take but the way this company hypes up the likelihood you'll be approved, makes it seems like a scam. Now, I'm rebuilding where I've already built. Aggravated to say the least.
Overall
by robbieleeking on 2019/04/12 23:16
I like this app it helps me keep up with my credit without charging free advice and gives you all the details on your credit. It also recommends cards that you should apply for if you’re thinking about getting one. I would recommend good/ to very good status though not poor.
Can’t even sign in
by casey12334456678990 on 2019/04/12 20:13
I’ve been using the app for a couple months but now I can’t even log into it. I keep getting an error that my information isn’t on file but I’m able to login through browser. Don’t waste your time on this app if you want to have access to financial help without logging in via web browser.
Don’t Bother
by PressedK on 2019/04/11 23:34
It’s solution to reducing your debt is to spam you with credit card offers so you have a higher credit card limit.
Great app!!
by johnnnyvape on 2019/04/10 01:46
If you want to know anything about your credit, you need to download this app!!
Initial pros+cons
by hands on critic on 2019/04/09 22:05
Out of the gate the app seems decent and provides good information, obviously the app makes money via adds, the adds need to be better placed to make building credit less distracting while using the app.
Great!
by Ed PR on 2019/04/09 19:47
Excellent tool to keep control of your credit.
Great card
by drew53073 on 2019/04/09 04:46
Very good easy to understand helps break down credit options
Useless
by Todd98023 on 2019/04/09 03:09
Useless app. Couldn’t even find me!
Keep up the good work
by Tafaoata on 2019/04/08 01:14
Satisfying in your Services.
Don’t use
by MaddieBrooke1998 on 2019/04/07 21:45
I’ve used this app for over a year and it always says my approval rates are Very good, but I never get approved.
Fast
by behixsnbsjx on 2019/04/07 17:24
Updates regularly and very fast.
Love it
by Ivonnee Guzman on 2019/04/06 03:13
I really like to have this tool to know how my credit is !!! Love it !! Thanks !!
Credit Sesame is amazing!
by Taaaaa Taa on 2019/04/05 03:29
It’s very helpful as far as tips and very accurate.
Credit Sesame
by Tex in SATx on 2019/04/05 00:54
First of all the app seems to have adequate security backing the program. A quick check can be done in a matter of moments plus there are built in enhancements credit sources etc. I find this approach more appealing than those tied to credit institutions, more useable etc .
Tido Thomas
by Tidothomas on 2019/04/05 00:06
This app has definitely helped me understand and build my credit the right way!
NO GOOD!
by 19581918 on 2019/04/04 19:53
I’ve used CREDIT KARMA for the last several years. Out of curiosity, I gave CREDIT SESAME a try. The difference is like night and day. I get the same information from CREDIT KARMA, without all of the daily email BOMBARDMENTS of SOLICITATIONS about credit card offers. I have directed all of these emails to my SPAM FOLDER, and I have DELETED the CREDIT SESAME APP! CREDIT KARMA is better!
Awesome
by chicagoman26 on 2019/04/04 05:47
I love this app
Fixed my credit.
by Nicksac32 on 2019/04/03 22:09
I was never any good at my credit until this ap. When I started using it about 18 months ago I had a 520 credit score. Now I have a 720 credit score! When I started I could only get a $300 no cash back card. And now I am proud to say I have $20,000 worth of credit and am earning 1-3% back on all my purchases! Before I had this ap it was hard for me to figure out how to make my credit better. Who to call to pay off things. To Know how much I owe and what was on my collections. What cards I should get to start building credit. But luckily with this ap on my cell phone and a good job. I was finally able to turned around my credit and understand what I needed to do. And best of all it was completely FREE! So thankful for technology. I’ve never been a paper and mail kind of person! Thank you Credit Sesame! Seriously! Thank you!
Great!
by Lexi2060 on 2019/04/03 18:30
I enjoy monitoring my credit.
Excellent Service
by CoachRuben on 2019/04/03 16:54
Credit Sesame is right on top of your scores. They keep you updated they are helpful in addition.
Credit Card constant Email Blast
by Fly2themoon on 2019/04/03 16:11
Thought this app would be similar to Credit Karma. Though slightly helpful to see my score in comparison to CK; the constant email blasts I receive encouraging to apply for credit cards is annoying. I’m trying to improve my credit! I took their suggestion since they said it would help and eventually applied to a highly recommended one to see I prequalify for; only because they said it wouldn’t hurt my credit score. I was denied and my credit score took a hard inquiry. I looked back to find the suggested credit card and found it no longer on their list. Not happy my score took a hit. I haven’t had one in about 2 years. I’m going to the credit bureaus to dispute due to the misrepresentation.
Helpful
by B2EZ2CY on 2019/04/03 13:29
Credit Sesame is very helpful with their first hand information that they provide for free to their prescribers
Chnage is for better
by waterboi95 on 2019/04/03 12:20
When I first got the app I really didn’t like it and that was maybe 1 year ago and now all these upadtes and stuff the app is really useful to me
The best out‼️
by Coogi1994 on 2019/04/03 06:03
Extremely detailed on why your credit is good or bad. Gives multiple ways achieve a better score as well
Best app
by Jaquii0915 on 2019/04/03 04:26
Love everything about this app I had super crappy credit score I didn’t even understand and didn’t know what to do Credit Sesame broke everything down it’s been so easy I’m slowly making progress one step at a time.
Thanks
by sno weh on 2019/04/03 01:51
Truly helped me repair my credit, great insight and better understanding of how credit works, have raised my cs 100 points in just a year
Great free option
by f0xm0m on 2018/05/31 14:12
This is a good free service if youre just starting to focus on your credit. Most of the information for my debts and accounts are fairly accurate. However, i also have access to my FICO score through my car note holder..and their score is 60points higher! Of course this may not reflect as much because i dont pay for the premium services, but basically if you have a good score here- you might have an even higher score in all actuality. Thats why i keep the app to have a reference point if i can get this score to reflect the FICO then my score should be substantially better! I will credit this app with helping me make a 457 into a 650 in under ONE YEAR! With help getting a secure card, and knowing whos holding my debts and what exactly i had to pay. They make this information very easy to understand. I had a lot of misconceptions about the reporting process, and this is a very clear concise way to help learn what makes a credit score.
Fixed my credit.
by Nicksac32 on 2019/04/03 22:09
I was never any good at my credit until this ap. When I started using it about 18 months ago I had a 520 credit score. Now I have a 720 credit score! When I started I could only get a $300 no cash back card. And now I am proud to say I have $20,000 worth of credit and am earning 1-3% back on all my purchases! Before I had this ap it was hard for me to figure out how to make my credit better. Who to call to pay off things. To Know how much I owe and what was on my collections. What cards I should get to start building credit. But luckily with this ap on my cell phone and a good job. I was finally able to turned around my credit and understand what I needed to do. And best of all it was completely FREE! So thankful for technology. I’ve never been a paper and mail kind of person! Thank you Credit Sesame! Seriously! Thank you!
Not Worth the Headache
by Snosal on 2018/03/31 11:46
I downloaded this app because I’m working on improving my credit score. Instead of getting helpful pointers it tells me to apply for more credit cards to increase my available credit — which i don’t need or want. A better suggestion would pay off more of my credit debt which would also increase my available credit. I don’t need another new credit card account tinging my credit score. I don’t think the developers of the app actually understand what to do and how to be credit worthy. Another feature is all the emails telling me my chances of being approved for various credit cards. If the developers had knowledge of things that affect my credit score they’d know that new accounts are a huge factor in determining credit score. I’m deleting the app now.
Not that helpful/accurate
by HuffyPuffyBlowFish on 2018/06/01 02:59
My credit is BAD so obviously I downloaded this app to keep track and work on it. My score is displayed as “532”. And has been for a month and a half. I went to the bank 2 weeks ago and got a real credit report that said my actual score was 565. I then purchased the “refresh whenever for a week $1.99” option and refreshed everyday and saw no changes. I also paid off a good 60% of my credit usage in the first days of May, and it still tells me I’m utilizing 90% of my credit which is incorrect (last update on May 30). If you’re truly worried about your credit, you should contact your bank. Also do not download if you’re expecting an accurate reading of your credit score. :-) Forgot to mention I paid off all of a car loan ($3000+) at the end of April and it still hasn’t changed on this app.
Don't waste your time
by Boyfriend #2 on 2019/02/27 00:32
I am trying to rebuild my credit and downloaded this to help track my progress. After making an account, the app couldn't locate my credit file and was instructed to wait 30 days and try again. After a few months, saw a commercial for these guys on TV and thought I'd give it another try. First, couldn't log in with the app and was sure I knew the password, but I reset it anyways and it let me login to their website. They still couldn't locate my credit file. Then it still won't let me sign in on the app. I emailed their support and let them know the situation and attached copies of my I'D and social security card to help them locate my file. I can't see why they can't find it. I do have a credit score and have loved at the same address my entire life but whatever. I waited and almost a week later, still NO RESPONSE. Totally unprofessional. Don't waste your time.
Credit Sesame
by NeilEyes on 2019/02/25 23:34
This app is all about (Credit Sesame) advertisers, that's how Credit Sesame makes their money. You don’t get a complete credit report as other apps like Credit Karma and Credit Wise. Credit Sesame gives nothing more than a ”summary” statement without any details. Credit Sesame (and all other apps) give you a FAKO (Vantage Score), which is always higher so you can take advantage of their ”offers.” The app is always trying to get you to obtain its vendor services to the detriment of your credit. What Credit Sesame doesn't tell you is that your data is not safe on Credit Sesame. They sell it to their vendors, where you will be solicited incessantly for credit cards, loans, and other financial instruments. I don’t recommend using this service when there are so many other free apps that don’t abuse like Credit Sesame. People whose second language is English should especially stay clear of this app.
Credit Card constant Email Blast
by Fly2themoon on 2019/04/03 16:11
Thought this app would be similar to Credit Karma. Though slightly helpful to see my score in comparison to CK; the constant email blasts I receive encouraging to apply for credit cards is annoying. I’m trying to improve my credit! I took their suggestion since they said it would help and eventually applied to a highly recommended one to see I prequalify for; only because they said it wouldn’t hurt my credit score. I was denied and my credit score took a hard inquiry. I looked back to find the suggested credit card and found it no longer on their list. Not happy my score took a hit. I haven’t had one in about 2 years. I’m going to the credit bureaus to dispute due to the misrepresentation.
Free Transunion Credit Score
by Israelax on 2018/12/01 08:10
According to something I read Credit Sesame shows your Transunion Credit Score. It's great that it is offered free and if your search around the app you can learn which components impact your score the most - like keeping current with your payments. Our credit scores are more important than we think. Employers can decide to hire you or not based on your score. Even our auto insurance rates can be impacted by your score. So it's important to know your score, how to bring it up or keep it up and with tools like Credit Sesame it's not only possible but free. 😊
Great app for credit evaluation
by I'm a girl little stomper123 on 2019/04/27 12:22
Couldn’t get on the Credit Karma because somebody hacked me there and a friend told me about this site. it not only allowed me to create an account but it clearly displayed three fraudulent credit card uses that dropped me about 70 points This site is incredibly helpful and my eyes have been opened to have the need for identity security just as you would get an alarm system for your house or car it’s no joke and you’re really really get screwed up on your credit tanks I tell my kids your credit score is your adult report card
IMPORTANT!!
by LusciousLad on 2019/05/18 00:47
I never fully realized how important credit is in life; especially here in the US. When we’re younger of course, we don’t care for our credit and take it for granted but later in life; when it really matters... it’s a different story. I love these apps like CreditSesame, CreditKarma and the Experian app as well because the first two only show Transunion and Equifax, so it’s crucial that you download the Experian one too. This app tho is definitely the clearest and most thorough in its guidelines and suggestions for your particular score etc... GET IT!!!! It’s worth it...
Scam alert!!!!
by primerime on 2017/11/02 05:17
After using their ap and applying for one of their recommended cards, I was asked for additional personal information I had not provided when applying. They would not activate my card until I provided them this additional personal information they claimed to need to verify my identity. I was calling from the number on file and got the card at the address on record. I provided my social, bed, etc... on the ap itself the card I received wasn't even showing. When I asked for a manger, she claimed to be the manager. Needless to say I have shut down the account. But I am VERY concerned my personal information has been compromised by this ap and would NOT recommend it to anyone after that ordeal!!
Changes to App
by lll1995 on 2017/11/01 23:01
I've used this app for the past couple of years and I often refer back to it. Not sure why you changed the design of the app but it is no longer user family. Used to provide more info. Example: who made the credit inquires. Now it just tells me how many but not by whom. It really helps to know that info. Plus you just can't click on overview and see a clear picture any longer. Think it time to remove this app and find another. Should of left it instead of changing it. I'm not afraid of change but when the upgrade makes it hard to find info then it's not worth my time.
New update won’t allow me to see premium paid for content
by Nicola316 on 2017/12/21 09:57
I updated the up and now the page for overview will not load. This is the page you click to update score daily if you paid for that feature. Nowhere else in the app can you update the score so now I can only see old information throughout the app from before I updated. I tried uninstalling and reinstalling but that didn’t work. Very unhappy right now. I want my money back unless they fix this.
More spam than Hawaii
by jjcmontana on 2018/05/13 19:34
Seriously, the other reviewers who talk about all the spam emails after you create an account, are NOT joking. I get at least 2-3 emails EVERY day telling me to open new cards or apply for a loan... obviously they get a kickback when you do this... and new inquiries can cause your credit to drop... also, a “New” account significantly impacts the average age of your accounts, which also drops your score. On just those alone, it becomes more obvious that Credit Sesame is more keen on making money off you applying for things than they actually are for the well being of your credit score. Classic baiting here, folks... avoid this app, Credit “K” is way better.
Slow Updates
by Ms. Amboise on 2019/05/17 03:38
Credit Sesame is pretty accurate with information regarding open accounts and they provide great tips about credit card usage, etc. However, they take a longer than other credit reporting programs to update your current credit status. I recently open a credit card last month and Credit Sesame has yet to notice and update my report, however my other program already did. Other than that, I love Credit Sesame. I do think it is more accurate and provides better advice.
Easy as pie
by Abomb7682 on 2018/06/07 21:12
I love the app. Some complain it advertises credit cards (it’s an advertiser driven free service!), but the cards they recommend are good cards, and they are accurate as to your chance of success. What’s much better is the easy ability to fight errors on your credit report, and easily coordinate between transunion and equifax. It’s solid, and I check the app often. Not glitchy or half assed. Does what the experian app wants you to subscribe a very high price for.
Nancy
by adelmino on 2019/03/26 11:54
I avoided enrolling into any credit assistance for thoughts that it would be a long hard dragged out deal , when in fact Credit Sesame has made it easy to help recover , and discover new and easy ways to return to a level of credit worthiness to be comfortable in life’s everyday necessities. Thank you and I highly recommend taking a look see into recovery of your credit with CREDIT SESAME 🍾
I can't decide, rigged, hoax, witch hunt or just plain fraud ?
by C Patrick C on 2018/08/08 16:23
This company is an incredible paradox. They keep track of your finances to report to others. They charge you to know the information they sell about you. If you buy, they refuse to stop charging you. You will work for hours in an attempt to terminate service. GOOD LUCK ! They hide behind obvious telephone, email, voicemail,and onsite dodges. This method is used by scum operators to force more monthly payments out of unsuspecting consumers. You have seen it before from others, don't fall into "Credit Sesame" 's pit. They WILL extract many extra monthly payments out of your card before you can get rid of them.
Fred V.
by Rightsaidfred914 on 2018/04/30 17:22
Credit Sesame helped me get my credit back on track. My credit score went from 598 to mid 700’s with their recommendations. Credit Sesame helped me understand how credit works and the suggestions enabled me to extend my available credit while shrinking percentage of credit used. I’m now in good standing with all my accounts. Highly recommend CS to anyone needing a simple, linear way to improving their credit
Like the app
by 123456789hdjdksjsiend on 2019/03/11 17:07
I really like the app it tells me my credit score. I just wish it was free like when it updates I don’t wanna have pay 1.99$ for a week and 4.99$ for a month. But this is only app that really shows my credit score. Unlike credit karma. Other wise I haven’t had any issues with this app. It’s nice to keep track but I also wish I knew I could see the marks against my easier.
What so hard about keeping your app updated?
by BrianEhr on 2019/03/12 19:17
This isn't the first app I've ever had that didn't update, and gave me fits. But a game is something I can easily live without. A credit monitoring app on the other hand seems a bit more important. After all, if I can't count on you to keep your app updated, how can I expect you to keep my credit updated. Maybe it's just Karma (hint).
My Review
by Ronnie N. on 2019/02/04 03:15
Very good Application lets you know how you fair as looking and straightening out your credit and a strategy to help you along the way. I’ve used other credit sites and by far this is one of the best in helping you to straighten and strengthening your credit so you know when your going to apply for a loan for either a car or house your not surprised. Thank you Credit Sesame.
Decently accurate score
by Ronthedon62 on 2018/12/23 23:51
The app is very helpful . While it is not 100% accurate it gives a very good indication of your overall credit health. The only downside is that you have to pay for up to date credit scores . It updates your score maybe once or twice a month if you want a more up to date credit score there is a fee. Other apps such as credit karma will update your score weekly free of charge.
Loving this app!!!
by pleon07 on 2019/02/07 18:48
I am trying to improve my scores and this helps keep me posted of all changes immediately and accurately. I’ve gone into the actual Trans Union website to even clarify the accuracy and its spot on! I also love the alerts, which tell me every time something gets updated. I’m excited for a better future, because of poor choices in my past!
Decent app but worse than a Stage 5 Clinger
by MasterPlan52 on 2017/11/29 21:25
The app itself is decent at best. It provides you with a once a month update of a specific credit score and will only update once per month unless you pay them. (Other apps will updated every week for free). Which brings me to another downfall, CS is a Stage 5 Clinger. I get at least one email per DAY, and occasionally two. They are the same emails over and over but they will not stop, slow down or pace themselves. They have forced me to send the emails spam like a jilted ex. Stop trying so hard CS.
Guys if you want to build your credit, get this app
by Johnathon J. Smith on 2019/03/23 00:31
I still can’t believe just how amazing this app is!! What company you know that would show you EXACLY what you need to do to build your score and grade you on the areas that impact your credit score without having to pay thousands of dollars?? I’ll answer for you.. NONE. Download this app now, I promise you won’t regret it.
Worthless
by user987433 on 2018/05/17 00:39
I will be uninstalling your App as it is not correct and timely, I also use Credit Karma and both apps said they updated my credit yesterday, I had a collection account removed from trans union and credit karma shows it removed while your app still shows the collection account after both apps said they updated yesterday, as a consumer the correct and timely reporting of my credit is as vital to me as the correctness and timely payments I make to keep my credit in the good. Credit Karma will be my choice of apps if y’all can’t report my credit in a timely manner
Couldn’t even sign up
by AWBate on 2018/10/18 21:52
After downloading this app, I proceeded with signup. I entered all of my information, and it kept telling me to go back and check my information. Every time I did, it changed my date of birth to an incorrect date. I would correct, proceed on to the next step, and get the same message. I’d go back, and it changed it again. Did the same thing with the “own or rent your home” question. Kept changing my selection to “neither.” That’s a pretty bad start, and doesn’t make somebody feel great about entering their information just for it too change.
It's not bad but not what I expected
by AngrySurveyor on 2017/09/20 00:30
I mistook the concept of 'credit score' to mean credit report. Credit Sesame gives you your credit score, a credit report card that shows you ways to improve your credit score. It is a helpful tool but very limited. You can pay them to get an actual credit report. Though my husbands credit score from Credit Sesame did not match his recent credit score from Equifax.
STAY AWAY
by SkippyJr39 on 2018/03/21 23:56
Unless you enjoy being spammed by multiple emails & notifications that mean nothing, avoid this app like the plague. The ONLY reason I downloaded this pathetic excuse for an app was because I believed the commercials that talk about how wonderful of a job it does helping to repair your credit. BULL!!!! The SOLE purpose of this app is to sucker you into either applying for payday loans & credit cards through their "partners", or funneling you to a business that apparently charges you to discuss how to repair/improve your credit. Oh yeah, and constantly spamming you if you're gullible enough to give them your info.
Worst app ever
by Gunns4Reaper on 2019/04/19 17:01
It doesn’t even give you and accurate information about your credit score I just called the credit burea and they told me that my credit was different from what appears on the app if anything the app shows me that I have bad credit after making payments but when I call these people they told me my credit actually improved a lot these credit apps don’t really work I’m really disappointed this app really made. Believe that my credit score would really improve and show my correct information it’s all false !!!!
Good Service but dont upgrade
by marvosmadness on 2019/02/21 06:28
This app helped me get an indepth look at my score. My only knock was a week after I paid off a card and got a new card I was curious how it would change so paid the 1.99 to update once a day instead of a month. After learning credit companies usually update once monthly this was a waste of money. Great app but dont pay for a premium feature.
Horrible customer service
by nestafan on 2018/11/04 12:14
I attempted to create a login several times only to get an unable to register error message. I used the email link they supplied and provided the three pieces of information they requested, but never received a response (even though they say contact will be provided within 24 hours). I waited 3 days with no response (not even an acknowledgement that they received my email or that they are working on it). Sent a second request and still no response going on over a week now. I will be deleting the app since it’s useless anyways.
Annoying
by Consumer9999999996648 on 2019/05/20 09:59
I like to stay on top of my credit, figured why not give this app a shot. App works fine. But credit sesame just doesn’t get it. Email after email to apply for this card or that card. Every day I was waking up to emails to apply for a card. And then on top of it to refresh your score faster they want to charge you. App was deleted within 7 days. Never will i consider using this company again. I’ve been using the other credit monitoring app for years and sesame sent me more emails in the short waste of time I had the app for.
Very Useful
by MoonRocksInc on 2019/03/09 18:32
I tried the other well advertised credit site/app and was extremely disappointed. This site uses a way to track your score that’s relevant to the real world. The “other guys” don’t. I have had great success increasing my credit score just using this app and making decisions based on their suggestions.
Overall
by robbieleeking on 2019/04/12 23:16
I like this app it helps me keep up with my credit without charging free advice and gives you all the details on your credit. It also recommends cards that you should apply for if you’re thinking about getting one. I would recommend good/ to very good status though not poor.
Good App
by MrsCowart on 2019/03/14 14:50
I like this app because it updates quicker than Credit Karma does. My score increased and it was reflected on this app a lot sooner than Credit Karma. I do enjoy the other features it has to offer, such as checking what is on your credit report, and the helpful tips that are there to improve your score.
Great site/app
by Hotfire429 on 2019/03/12 17:41
I started using the Credit Sesame app because Credit Karma was messing up and not letting me on. I continued using it because it’s simple and easy. When I found the app I immediately got it and I absolute love how easy it is to check my score whenever I want to. I would never think of going anywhere else.
Credit Score Dropped
by chelsrox21 on 2019/05/04 15:30
All of their suggestions to improve my credit score are bad. They recommended that I should apply for one loan and one credit card that I had excellent chances of being approved for, in order to increase my credit score. I was denied for both and my score dropped 9 points. The only thing this app is good for is keeping track of your score. They are no good at helping out your credit, all they do is advertise for credit companies and lenders and do not care how their suggestions will affect your score.
Great resource to have
by glittercamcorn on 2019/03/02 13:24
So far it’s been a great resource to have. I like that it helps you see where you are and helps you get to where you want to be. A d even gives you suggestions on credit card offers based on where you are and the progress you’ve made credit wise.
Not accurate at all!!
by ChristinaMae on 2018/02/27 10:30
I too would rate this zero stars if it let me! My husband and I were leasing a new car. I looked on the app and so did he, we planned our purchasing around the scores given. Mine was actually 65 points HIGHER than what CS said. My husbands was 50 points lower. It also said I owed less on our mortgage than we really did. I had a coworker try too (she had just paid for her real score) and CS showed 15 points lower. I’m deleting the app and I believe all the other reviews- this is about credit card signup and nothing more. Don’t trust it!!!
Scam
by Rllee07 on 2018/01/21 17:26
I ordered my 3 bureau credit report on 1/14. They charged me the money but the report would not run. There was an email address to send any questions or problems to. I sent THREE emails over the past week and not one response. Save your money there are much more reputable credit organizations out there.
My score is exact to my Equifax score
by Sexy Jai on 2018/12/04 15:25
This helps me stay on top on screening my credit. The tips are awesome and definitely helps me stay in the know of what’s needed to continue to improve my credit. Only thing I don’t like is it’s shows you offers daily for new credit and even say it will raise your score to get a new line. But overall I’m in love
Amazing
by Mrs.Liufau on 2018/05/18 15:27
I’ve tried credit karma before credit sesame and I can honestly say credit sesame is 1000 times better than credit karma. I strongly recommend it to anyone wanting to know there credit and work up there credit score. And it’s free!!!! It doesn’t get better than that 😁👍🏼👏🏼🙌🏼
My credit thanks to credit Sims
by jinnyadams12 on 2019/04/25 13:26
I really appreciate you guys helping me like you are I will be able to do a lot more life to better myself and my grandkids thank you very much I will recommend you to all my friends and family five stars to you keep the good work up thanks.
Not accurate and doesn’t update
by Bamboo_jae on 2018/07/18 00:31
This thing is inaccurate, it doesn’t update either. My credit changed few times and nothing reflects on this app. They show s much lower score than you really have, then flood you with credit card applications or recommendations. They want you to upgrade, but the report is very inaccurate. If you use it compare with your actual report from the credit bureaus. They must be getting paid by the companies they suggest you apply for loans, cards, etc.
Excellent app and service!
by profsmooth on 2018/03/28 07:37
The app is very user friendly and functional. The underlying product is an exceptionally powerful tool because it not only gives you your credit score, but it also provides point by point achievable steps of improving that score!
Decreased score
by talgyla on 2019/04/13 01:07
I've had this for a while with no issues. They constantly send me emails about how I am pre-qualified for different cards or credit increases. I finally took the bait and based on my credit (almost 700) and the ads I was getting, I would be approved. Not so. Not only was I declined, my score went down 3 points for applying. I know that's a risk you take but the way this company hypes up the likelihood you'll be approved, makes it seems like a scam. Now, I'm rebuilding where I've already built. Aggravated to say the least.
Loving it!
by Alexa1972 on 2018/07/07 16:49
I love this free App. I am able to manage my credit easily - for the first time! I was struggling with what I need to do before this free App even tho my bank was giving me my score. The simple tips from this App have already helped me improve my score by 37 points in less than 2 months. Loving it.
Rating Trends
0,659,227,293,0,602,0,915,573,0,1009,665,0,1049,429,508,0,342,176,192,281,230,227,251,305,166,495,381,0,639,117,0,235,0,346,0,402,215,267,337,307,452,365,221,150,160,169,112,0,0,870,280,272,254,334,394,352,328,274,341,416,0,893,0,686,191,134,0,329,0,438,0,251,0,285,0,353,168,121,0,211,0,325,0,525,205,0,274,112,0
All Versions
4.0
115,444 total
 5
93,089
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620
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Current Version (4.2.4)
5.0
100,993 total
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82,515
 4
13,734
 3
3,781
 2
440
 1
523
Version History
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App name
Description
Get your free credit score, report card and monitoring with credit sesame. Our mission is to empower you to achieve your financial goals. With our credit score app we provide millions of people access to free credit scores and coach you to grow your financial potential. No credit card is required, and checking your score will not impact it. Start the journey today to improve your credit score. 
Here is what you can expect in addition to your monthly updated free credit score check: 
• Free Credit Report Card - We'll break down your score and show you what's impacting your credit. 
• Free Credit Strategy - Once you know where you stand, we'll give you a custom action plan to take control of your credit.
 • Free Credit Alerts and Monitoring - Free 24/7 credit monitoring with early identity theft warnings and fraud detection 
• My Borrowing Power - Get personalized recommendations for the best credit cards, mortgage rates, and refinance options. 
• Free ID Theft Protection - You're always protected with $50,000 in identity theft protection insurance. We help you answer questions such as: -What is my credit score? -How can I check my credit score? -How can I better manage my credit? 
1000's+ news mentions, including: 
• The Wall Street Journal
 • The New York Times
 • NBC’s TODAY Show
 • CNN Money 
• CNBC 
To learn more, visit CreditSesame.com Testimonials:
 "It gives me a detailed look at my finances and makes suggestions on what I can do to make it better." - Adriana "If you are trying to buy a new house, credit sesame is the place to start." - Daniel "It’s like having an assistant that keeps track of credit and debt." - David "I feel so much less stress, and more optimism about our future." - Jesse
Scam and Spam
by McNasty19 on 2019/05/23 07:18
I think this is a good app except for some discrepancies in it. First, the score is not exactly accurate but a snapshot. Second, I like how it is detailed on keeping me informed about my credit usage and outstanding debts, but it doesn’t have all the outstanding debts and when a debt has been taken care of, the app doesn’t automatically update it. I still have a debt showing which was forgiven. Third, they send out spam emails about credit cards with lower rates. I get better rates on the cards that I do have. I even have a credit card that they are trying to offer me and the rate they propose is almost double. Fourth, I think they are sponsored by certain credit card companies. Fifth, they send emails about getting low APR loans. When I looked into it, the loan was 80%-260% APR. That loan company was Rise. Do not! Do not! Do not open a loan with such a high interest rate. The loan will be doubled every 3 months to a year. Screw Rise loan company! Sixth, the emails I get for getting a loan to pay of credit card debt or consolidate my credit card debt is SPAM! I applied via a link from an email. The link asked me for all my information and sent it out to literally hundreds of cheap, predatory, and possibly fraudulent loan companies. I continue to get SPAM emails from these companies. At the time I entered my info, I spoke to one or two companies and they weren’t really able to help me out. This, this app claims to help you with your debt which it does by keeping track of your info. But, it does not suggestion good options for you to help get out of debt. Don’t believe their emails or suggestions. I am about ready to delete this app. There are other companies with apps that are actually willing to help you attack your debt without being predatory.
Still same score
by bamaboy34 on 2019/05/21 07:53
I check my score on the 19th than on the 21st it still at same score why thought y’all updated it
Annoying
by Consumer9999999996648 on 2019/05/20 09:59
I like to stay on top of my credit, figured why not give this app a shot. App works fine. But credit sesame just doesn’t get it. Email after email to apply for this card or that card. Every day I was waking up to emails to apply for a card. And then on top of it to refresh your score faster they want to charge you. App was deleted within 7 days. Never will i consider using this company again. I’ve been using the other credit monitoring app for years and sesame sent me more emails in the short waste of time I had the app for.
Fine 40
by Fine 40 on 2019/05/19 12:50
Easy to access, accurate, very helpful.
IMPORTANT!!
by LusciousLad on 2019/05/18 00:47
I never fully realized how important credit is in life; especially here in the US. When we’re younger of course, we don’t care for our credit and take it for granted but later in life; when it really matters... it’s a different story. I love these apps like CreditSesame, CreditKarma and the Experian app as well because the first two only show Transunion and Equifax, so it’s crucial that you download the Experian one too. This app tho is definitely the clearest and most thorough in its guidelines and suggestions for your particular score etc... GET IT!!!! It’s worth it...
Changes needed
by A person |( ̄3 ̄)| on 2019/05/17 13:45
Y’all need to git equifax on board
Can’t sign in
by tiffany1128 on 2019/05/17 06:54
Cannot even sign in to the app. What a joke
Slow Updates
by Ms. Amboise on 2019/05/17 03:38
Credit Sesame is pretty accurate with information regarding open accounts and they provide great tips about credit card usage, etc. However, they take a longer than other credit reporting programs to update your current credit status. I recently open a credit card last month and Credit Sesame has yet to notice and update my report, however my other program already did. Other than that, I love Credit Sesame. I do think it is more accurate and provides better advice.
Poor score updating
by misccrl on 2019/05/16 22:56
This would be a stronger review except that it updates your scores so infrequently that it’s not that helpful, unless you pay. Go with WalletHub for free daily updating.
😍
by VeraBeth33 on 2019/05/16 18:07
Me gusta todo, lo detallado y claro de la información y los consejos que dan para mejorar el crédito, lo he hasta Recomendado a amigos.
Terrible
by Spiderman4President on 2019/05/16 12:50
I paid for the 7 day instant score update and only received 4 days. I reached out to customer service and never received a response back. If you want to see your score for free just go to Credit Karma or pay for a monthly service.
Great application to have for your credit but hope it’s was free every week like a credit karma 🤚🏻
by Honestliarleo on 2019/05/15 16:18
Great application
Easy to use
by debkayedwards on 2019/05/15 16:16
I Love it using Credit Sesame. It is so easy to sign on and I love being able to track my score and my credit card spending.
Great system
by sdtho661 on 2019/05/15 02:13
Everything is great about this system
Credit score doesn’t update
by Yellachikshanda on 2019/05/14 11:03
All my other apps have updated my score other than this one
Awesome
by steve00000022 on 2019/05/13 22:06
This app is da bomb
Yahyakhafaji
by Yahyakhafaji1018 on 2019/05/13 03:36
I want to know about my credit more
Spam
by Shame on u on 2019/05/12 15:18
Holy hell with the constant emails about credit card offers. I’ve unsubscribed 6x already and they keep coming. The app is also useless. Thanks for nothing.
Late reporting
by Hottuna74 on 2019/05/12 03:17
Everytime i check my score on credit sesame my credit score is wrong and dosent update untill 10 to 12 days latter
Lo mejor para controlar mi crédito
by Cristobalino on 2019/05/11 10:34
Es muy excelente para estar controlar mi crédito gracias
Long time to do this credit check
by lois 49 on 2019/05/10 15:44
Need input on my credit update
It explains very good
by norma isela on 2019/05/10 04:38
I like how it explains on what you have to work on :)
The Best
by Miss Terran on 2019/05/09 17:55
Not only do I get my Credit Score - I get suggestions and ways to help maintain and increase my score.
Love the his app
by rafgar1983 on 2019/05/08 12:33
👍👍👍
Credit smiles
by 91066 on 2019/05/08 02:39
Credit Sesame has given me the motivation to make my credit score better Very informative and helpful
Better than Credit Karma
by 😘😝🥰 on 2019/05/07 20:16
I like that I don't have to jump through hoops just to check my score. And they also offer solutions to fix your credit. 😍😍
Great app. I love it
by DHunt58 on 2019/05/07 06:39
Great app. Always keep credit score updated and current.
Credit Sesame
by Is Milty home? on 2019/05/06 05:16
Informative....Helpful. Thank you!
Great idea!
by Love.Marie.PH on 2019/05/05 03:07
Very helpful for someone who wants to build their credit score and history, like me!
Credit Score Dropped
by chelsrox21 on 2019/05/04 15:30
All of their suggestions to improve my credit score are bad. They recommended that I should apply for one loan and one credit card that I had excellent chances of being approved for, in order to increase my credit score. I was denied for both and my score dropped 9 points. The only thing this app is good for is keeping track of your score. They are no good at helping out your credit, all they do is advertise for credit companies and lenders and do not care how their suggestions will affect your score.
Credit Sesame is the best!
by Ricole.21 on 2019/05/03 12:10
I would advise everyone to use credit sesame , it has helped my credit so much in the last 3 months . I love it!
Great
by jaymayes on 2019/05/03 02:45
I love that just click and log and I’m there. Very convenient credit monitor!
Good for rebuilders
by 'emShai5 on 2019/05/02 23:48
Good for rebuilding credit
Losing credit
by decnt credit on 2019/05/01 17:09
So far by doing what credit sesame has told me to do I’ve lost three point
Why isn’t the site working?
by Khinaya on 2019/05/01 05:49
Was forced to download app because site isn’t working. I’ll just stick to credit karma
Perfect
by Dickisha on 2019/04/30 02:31
I love that I can keep up with my credit score without lowering it. I also love that they give tips on how to fix my credit.
So far so good!
by MelaJohn888 on 2019/04/29 14:42
Love being able to access my score and great tips on how to improve my credit.
Mmmm idk about this one....
by lovelyminah on 2019/04/28 04:32
Paid 1.99 for the 7 day instant credit update and didn’t receive service
Love it
by BLESSED 83 on 2019/04/27 18:26
I’ve began to get my credit together and this app has help me understand how credit works and how to accomplish raising my score. It’s a great app that’s easy to understand and follow. Thank you
Great app for credit evaluation
by I'm a girl little stomper123 on 2019/04/27 12:22
Couldn’t get on the Credit Karma because somebody hacked me there and a friend told me about this site. it not only allowed me to create an account but it clearly displayed three fraudulent credit card uses that dropped me about 70 points This site is incredibly helpful and my eyes have been opened to have the need for identity security just as you would get an alarm system for your house or car it’s no joke and you’re really really get screwed up on your credit tanks I tell my kids your credit score is your adult report card
Love it
by jeanlarson on 2019/04/27 09:28
It’s a great app to encourage you to p your score. It enables you to track it daily and get a sense of accomplishment . And it’s free!!!!
Hal Roberts
by Benjamin1230 on 2019/04/26 19:39
Easy to use, accurate, fast, always available.
Incorrect information
by jcaples0205 on 2019/04/26 16:34
This app has the scores messed up. I got my report directly from TransUnion due to a Dispute and my score from them is 22 points higher than credit sesame shows my TransUnion report. How is that accurate credit monitoring?
****Didn’t deliver****
by jmar😜 on 2019/04/26 11:28
I paid for a 7 day refresh, was never able to use it, made several attempts to resolve....request to either utilize the 7 day refresh or a refund went answered. Just directed me to read FAQ. Great customer service 👎🏼
Pretty pheonaminal app!!!
by txrickstarnurse on 2019/04/25 13:36
This app is super great has help increase my credit score by almost 100 points ... thanks credit seaseme !!!!!!
My credit thanks to credit Sims
by jinnyadams12 on 2019/04/25 13:26
I really appreciate you guys helping me like you are I will be able to do a lot more life to better myself and my grandkids thank you very much I will recommend you to all my friends and family five stars to you keep the good work up thanks.
😔
by Yahwehlove86 on 2019/04/25 11:22
I like this app but I have a couple issues with it. First off it staff that they will help you restore your credit but I have yet to see how! Trying to get info on thing on my credit but you can’t! Not very user friendly at all!
Mr
by Sergio silva. 7777 on 2019/04/25 09:00
Awesome
Credit updates
by deneat19 on 2019/04/24 22:27
This app is awesome I heard about it while watching Steve Harvey I immediately downloaded it and it’s been great!
Buena app
by Guillermhotell on 2019/04/24 20:37
Siempre muestra un poco adelante acerca de mi credit score y me muestra los por qué de mi puntuación. Buena app.
Review
by Dig-on-me on 2019/04/24 02:18
Credit Sesame has really helped me improve my score. Went from a credit score of 488 to 652 in a matter of 4 months. Awesome!
Easy an accurate
by Sir Odinns Oma on 2019/04/24 00:49
Using this keeps me on a positive track to insure my credit score stays healthy! I am so grateful.
Great App
by lisrod4679 on 2019/04/22 18:18
Love this!
Wow
by Murko20 on 2019/04/22 13:25
Great website my credit changing drastically!!!
Amazing
by chinky231 on 2019/04/22 12:57
Credit Sesame is accurate and a good way to know your score
Awesome!
by Chabeli61 on 2019/04/21 20:48
I check every month to see if any changes that I have on my credit report. You guys rock!
Outstanding
by B mine on 2019/04/20 04:14
Thank you so much for keeping me up to date with my Credit. I look forward to checking in with CS every day. Keep up the good work.
Worst app ever
by Gunns4Reaper on 2019/04/19 17:01
It doesn’t even give you and accurate information about your credit score I just called the credit burea and they told me that my credit was different from what appears on the app if anything the app shows me that I have bad credit after making payments but when I call these people they told me my credit actually improved a lot these credit apps don’t really work I’m really disappointed this app really made. Believe that my credit score would really improve and show my correct information it’s all false !!!!
Couldn’t even get past sign up process
by Masq on 2019/04/18 19:27
App kept timing out entering SS info (which I quadruple checked I was inputting correctly).....byyyyyyyyeeee.
Can’t be trusted
by ToxophilyFreak on 2019/04/18 18:48
Love the app. But!!!! Do not trust the offers their and recommendations!! Been turned down twice due to these guys! That’s a credit hit!!! Twice on their part! Stick to Credit Karma!!!!
Very useful app for credit management
by Kyle___z on 2019/04/18 18:22
Excellent tool for credit card management and useful tips and information for credit score improvement
Good
by cap!1 on 2019/04/18 16:11
Good
Doesn’t update
by cykets on 2019/04/17 16:00
I paid for the one month up daily updates, however I find the free account on credit karma is more up to date then this app. This app is missing some newer accounts. I just hit the sync button and they are NOT up to date.
Advice
by elainvestments42 on 2019/04/16 14:31
You guys are amazing, I appreciate all the support and guidance that’s given. I recommend that anyone looking to rebuild their credit sign up NOW!
Emails
by 8107240949 on 2019/04/16 09:59
The barrage of emails is ridiculous
Nice GUI
by PeterPlu2 on 2019/04/15 18:40
Layout is intuitive and clear on iOS.
Great
by jojo 702 on 2019/04/15 08:34
Amazing I love it
Excellent Tool used properly
by zk3929 on 2019/04/15 04:59
Follow small tips!!
Absolutely great
by Rich assassin on 2019/04/14 21:26
I love this app , I’ve been using it for months and they helped me apply for 2 credit cards , I was approved for both
The accuracy
by mclove52 on 2019/04/14 17:58
The accuracy could be better I need it to be more up to date with balance owed
App scores
by user-1980 on 2019/04/13 11:09
Good app, but unlike credit karma it only gives you the transunion score and not the equidax score.
Charles
by ChuckBruce on 2019/04/13 01:28
It’s great to be able to check my credit when I want to.
Decreased score
by talgyla on 2019/04/13 01:07
I've had this for a while with no issues. They constantly send me emails about how I am pre-qualified for different cards or credit increases. I finally took the bait and based on my credit (almost 700) and the ads I was getting, I would be approved. Not so. Not only was I declined, my score went down 3 points for applying. I know that's a risk you take but the way this company hypes up the likelihood you'll be approved, makes it seems like a scam. Now, I'm rebuilding where I've already built. Aggravated to say the least.
Overall
by robbieleeking on 2019/04/12 23:16
I like this app it helps me keep up with my credit without charging free advice and gives you all the details on your credit. It also recommends cards that you should apply for if you’re thinking about getting one. I would recommend good/ to very good status though not poor.
Can’t even sign in
by casey12334456678990 on 2019/04/12 20:13
I’ve been using the app for a couple months but now I can’t even log into it. I keep getting an error that my information isn’t on file but I’m able to login through browser. Don’t waste your time on this app if you want to have access to financial help without logging in via web browser.
Don’t Bother
by PressedK on 2019/04/11 23:34
It’s solution to reducing your debt is to spam you with credit card offers so you have a higher credit card limit.
Great app!!
by johnnnyvape on 2019/04/10 01:46
If you want to know anything about your credit, you need to download this app!!
Initial pros+cons
by hands on critic on 2019/04/09 22:05
Out of the gate the app seems decent and provides good information, obviously the app makes money via adds, the adds need to be better placed to make building credit less distracting while using the app.
Great!
by Ed PR on 2019/04/09 19:47
Excellent tool to keep control of your credit.
Great card
by drew53073 on 2019/04/09 04:46
Very good easy to understand helps break down credit options
Useless
by Todd98023 on 2019/04/09 03:09
Useless app. Couldn’t even find me!
Keep up the good work
by Tafaoata on 2019/04/08 01:14
Satisfying in your Services.
Don’t use
by MaddieBrooke1998 on 2019/04/07 21:45
I’ve used this app for over a year and it always says my approval rates are Very good, but I never get approved.
Fast
by behixsnbsjx on 2019/04/07 17:24
Updates regularly and very fast.
Love it
by Ivonnee Guzman on 2019/04/06 03:13
I really like to have this tool to know how my credit is !!! Love it !! Thanks !!
Credit Sesame is amazing!
by Taaaaa Taa on 2019/04/05 03:29
It’s very helpful as far as tips and very accurate.
Credit Sesame
by Tex in SATx on 2019/04/05 00:54
First of all the app seems to have adequate security backing the program. A quick check can be done in a matter of moments plus there are built in enhancements credit sources etc. I find this approach more appealing than those tied to credit institutions, more useable etc .
Tido Thomas
by Tidothomas on 2019/04/05 00:06
This app has definitely helped me understand and build my credit the right way!
NO GOOD!
by 19581918 on 2019/04/04 19:53
I’ve used CREDIT KARMA for the last several years. Out of curiosity, I gave CREDIT SESAME a try. The difference is like night and day. I get the same information from CREDIT KARMA, without all of the daily email BOMBARDMENTS of SOLICITATIONS about credit card offers. I have directed all of these emails to my SPAM FOLDER, and I have DELETED the CREDIT SESAME APP! CREDIT KARMA is better!
Awesome
by chicagoman26 on 2019/04/04 05:47
I love this app
Fixed my credit.
by Nicksac32 on 2019/04/03 22:09
I was never any good at my credit until this ap. When I started using it about 18 months ago I had a 520 credit score. Now I have a 720 credit score! When I started I could only get a $300 no cash back card. And now I am proud to say I have $20,000 worth of credit and am earning 1-3% back on all my purchases! Before I had this ap it was hard for me to figure out how to make my credit better. Who to call to pay off things. To Know how much I owe and what was on my collections. What cards I should get to start building credit. But luckily with this ap on my cell phone and a good job. I was finally able to turned around my credit and understand what I needed to do. And best of all it was completely FREE! So thankful for technology. I’ve never been a paper and mail kind of person! Thank you Credit Sesame! Seriously! Thank you!
Great!
by Lexi2060 on 2019/04/03 18:30
I enjoy monitoring my credit.
Excellent Service
by CoachRuben on 2019/04/03 16:54
Credit Sesame is right on top of your scores. They keep you updated they are helpful in addition.
Credit Card constant Email Blast
by Fly2themoon on 2019/04/03 16:11
Thought this app would be similar to Credit Karma. Though slightly helpful to see my score in comparison to CK; the constant email blasts I receive encouraging to apply for credit cards is annoying. I’m trying to improve my credit! I took their suggestion since they said it would help and eventually applied to a highly recommended one to see I prequalify for; only because they said it wouldn’t hurt my credit score. I was denied and my credit score took a hard inquiry. I looked back to find the suggested credit card and found it no longer on their list. Not happy my score took a hit. I haven’t had one in about 2 years. I’m going to the credit bureaus to dispute due to the misrepresentation.
Helpful
by B2EZ2CY on 2019/04/03 13:29
Credit Sesame is very helpful with their first hand information that they provide for free to their prescribers
Chnage is for better
by waterboi95 on 2019/04/03 12:20
When I first got the app I really didn’t like it and that was maybe 1 year ago and now all these upadtes and stuff the app is really useful to me
The best out‼️
by Coogi1994 on 2019/04/03 06:03
Extremely detailed on why your credit is good or bad. Gives multiple ways achieve a better score as well
Best app
by Jaquii0915 on 2019/04/03 04:26
Love everything about this app I had super crappy credit score I didn’t even understand and didn’t know what to do Credit Sesame broke everything down it’s been so easy I’m slowly making progress one step at a time.
Thanks
by sno weh on 2019/04/03 01:51
Truly helped me repair my credit, great insight and better understanding of how credit works, have raised my cs 100 points in just a year
Great free option
by f0xm0m on 2018/05/31 14:12
This is a good free service if youre just starting to focus on your credit. Most of the information for my debts and accounts are fairly accurate. However, i also have access to my FICO score through my car note holder..and their score is 60points higher! Of course this may not reflect as much because i dont pay for the premium services, but basically if you have a good score here- you might have an even higher score in all actuality. Thats why i keep the app to have a reference point if i can get this score to reflect the FICO then my score should be substantially better! I will credit this app with helping me make a 457 into a 650 in under ONE YEAR! With help getting a secure card, and knowing whos holding my debts and what exactly i had to pay. They make this information very easy to understand. I had a lot of misconceptions about the reporting process, and this is a very clear concise way to help learn what makes a credit score.
Fixed my credit.
by Nicksac32 on 2019/04/03 22:09
I was never any good at my credit until this ap. When I started using it about 18 months ago I had a 520 credit score. Now I have a 720 credit score! When I started I could only get a $300 no cash back card. And now I am proud to say I have $20,000 worth of credit and am earning 1-3% back on all my purchases! Before I had this ap it was hard for me to figure out how to make my credit better. Who to call to pay off things. To Know how much I owe and what was on my collections. What cards I should get to start building credit. But luckily with this ap on my cell phone and a good job. I was finally able to turned around my credit and understand what I needed to do. And best of all it was completely FREE! So thankful for technology. I’ve never been a paper and mail kind of person! Thank you Credit Sesame! Seriously! Thank you!
Not Worth the Headache
by Snosal on 2018/03/31 11:46
I downloaded this app because I’m working on improving my credit score. Instead of getting helpful pointers it tells me to apply for more credit cards to increase my available credit — which i don’t need or want. A better suggestion would pay off more of my credit debt which would also increase my available credit. I don’t need another new credit card account tinging my credit score. I don’t think the developers of the app actually understand what to do and how to be credit worthy. Another feature is all the emails telling me my chances of being approved for various credit cards. If the developers had knowledge of things that affect my credit score they’d know that new accounts are a huge factor in determining credit score. I’m deleting the app now.
Not that helpful/accurate
by HuffyPuffyBlowFish on 2018/06/01 02:59
My credit is BAD so obviously I downloaded this app to keep track and work on it. My score is displayed as “532”. And has been for a month and a half. I went to the bank 2 weeks ago and got a real credit report that said my actual score was 565. I then purchased the “refresh whenever for a week $1.99” option and refreshed everyday and saw no changes. I also paid off a good 60% of my credit usage in the first days of May, and it still tells me I’m utilizing 90% of my credit which is incorrect (last update on May 30). If you’re truly worried about your credit, you should contact your bank. Also do not download if you’re expecting an accurate reading of your credit score. :-) Forgot to mention I paid off all of a car loan ($3000+) at the end of April and it still hasn’t changed on this app.
Don't waste your time
by Boyfriend #2 on 2019/02/27 00:32
I am trying to rebuild my credit and downloaded this to help track my progress. After making an account, the app couldn't locate my credit file and was instructed to wait 30 days and try again. After a few months, saw a commercial for these guys on TV and thought I'd give it another try. First, couldn't log in with the app and was sure I knew the password, but I reset it anyways and it let me login to their website. They still couldn't locate my credit file. Then it still won't let me sign in on the app. I emailed their support and let them know the situation and attached copies of my I'D and social security card to help them locate my file. I can't see why they can't find it. I do have a credit score and have loved at the same address my entire life but whatever. I waited and almost a week later, still NO RESPONSE. Totally unprofessional. Don't waste your time.
Credit Sesame
by NeilEyes on 2019/02/25 23:34
This app is all about (Credit Sesame) advertisers, that's how Credit Sesame makes their money. You don’t get a complete credit report as other apps like Credit Karma and Credit Wise. Credit Sesame gives nothing more than a ”summary” statement without any details. Credit Sesame (and all other apps) give you a FAKO (Vantage Score), which is always higher so you can take advantage of their ”offers.” The app is always trying to get you to obtain its vendor services to the detriment of your credit. What Credit Sesame doesn't tell you is that your data is not safe on Credit Sesame. They sell it to their vendors, where you will be solicited incessantly for credit cards, loans, and other financial instruments. I don’t recommend using this service when there are so many other free apps that don’t abuse like Credit Sesame. People whose second language is English should especially stay clear of this app.
Credit Card constant Email Blast
by Fly2themoon on 2019/04/03 16:11
Thought this app would be similar to Credit Karma. Though slightly helpful to see my score in comparison to CK; the constant email blasts I receive encouraging to apply for credit cards is annoying. I’m trying to improve my credit! I took their suggestion since they said it would help and eventually applied to a highly recommended one to see I prequalify for; only because they said it wouldn’t hurt my credit score. I was denied and my credit score took a hard inquiry. I looked back to find the suggested credit card and found it no longer on their list. Not happy my score took a hit. I haven’t had one in about 2 years. I’m going to the credit bureaus to dispute due to the misrepresentation.
Free Transunion Credit Score
by Israelax on 2018/12/01 08:10
According to something I read Credit Sesame shows your Transunion Credit Score. It's great that it is offered free and if your search around the app you can learn which components impact your score the most - like keeping current with your payments. Our credit scores are more important than we think. Employers can decide to hire you or not based on your score. Even our auto insurance rates can be impacted by your score. So it's important to know your score, how to bring it up or keep it up and with tools like Credit Sesame it's not only possible but free. 😊
Great app for credit evaluation
by I'm a girl little stomper123 on 2019/04/27 12:22
Couldn’t get on the Credit Karma because somebody hacked me there and a friend told me about this site. it not only allowed me to create an account but it clearly displayed three fraudulent credit card uses that dropped me about 70 points This site is incredibly helpful and my eyes have been opened to have the need for identity security just as you would get an alarm system for your house or car it’s no joke and you’re really really get screwed up on your credit tanks I tell my kids your credit score is your adult report card
IMPORTANT!!
by LusciousLad on 2019/05/18 00:47
I never fully realized how important credit is in life; especially here in the US. When we’re younger of course, we don’t care for our credit and take it for granted but later in life; when it really matters... it’s a different story. I love these apps like CreditSesame, CreditKarma and the Experian app as well because the first two only show Transunion and Equifax, so it’s crucial that you download the Experian one too. This app tho is definitely the clearest and most thorough in its guidelines and suggestions for your particular score etc... GET IT!!!! It’s worth it...
Scam alert!!!!
by primerime on 2017/11/02 05:17
After using their ap and applying for one of their recommended cards, I was asked for additional personal information I had not provided when applying. They would not activate my card until I provided them this additional personal information they claimed to need to verify my identity. I was calling from the number on file and got the card at the address on record. I provided my social, bed, etc... on the ap itself the card I received wasn't even showing. When I asked for a manger, she claimed to be the manager. Needless to say I have shut down the account. But I am VERY concerned my personal information has been compromised by this ap and would NOT recommend it to anyone after that ordeal!!
Changes to App
by lll1995 on 2017/11/01 23:01
I've used this app for the past couple of years and I often refer back to it. Not sure why you changed the design of the app but it is no longer user family. Used to provide more info. Example: who made the credit inquires. Now it just tells me how many but not by whom. It really helps to know that info. Plus you just can't click on overview and see a clear picture any longer. Think it time to remove this app and find another. Should of left it instead of changing it. I'm not afraid of change but when the upgrade makes it hard to find info then it's not worth my time.
New update won’t allow me to see premium paid for content
by Nicola316 on 2017/12/21 09:57
I updated the up and now the page for overview will not load. This is the page you click to update score daily if you paid for that feature. Nowhere else in the app can you update the score so now I can only see old information throughout the app from before I updated. I tried uninstalling and reinstalling but that didn’t work. Very unhappy right now. I want my money back unless they fix this.
More spam than Hawaii
by jjcmontana on 2018/05/13 19:34
Seriously, the other reviewers who talk about all the spam emails after you create an account, are NOT joking. I get at least 2-3 emails EVERY day telling me to open new cards or apply for a loan... obviously they get a kickback when you do this... and new inquiries can cause your credit to drop... also, a “New” account significantly impacts the average age of your accounts, which also drops your score. On just those alone, it becomes more obvious that Credit Sesame is more keen on making money off you applying for things than they actually are for the well being of your credit score. Classic baiting here, folks... avoid this app, Credit “K” is way better.
Slow Updates
by Ms. Amboise on 2019/05/17 03:38
Credit Sesame is pretty accurate with information regarding open accounts and they provide great tips about credit card usage, etc. However, they take a longer than other credit reporting programs to update your current credit status. I recently open a credit card last month and Credit Sesame has yet to notice and update my report, however my other program already did. Other than that, I love Credit Sesame. I do think it is more accurate and provides better advice.
Easy as pie
by Abomb7682 on 2018/06/07 21:12
I love the app. Some complain it advertises credit cards (it’s an advertiser driven free service!), but the cards they recommend are good cards, and they are accurate as to your chance of success. What’s much better is the easy ability to fight errors on your credit report, and easily coordinate between transunion and equifax. It’s solid, and I check the app often. Not glitchy or half assed. Does what the experian app wants you to subscribe a very high price for.
Nancy
by adelmino on 2019/03/26 11:54
I avoided enrolling into any credit assistance for thoughts that it would be a long hard dragged out deal , when in fact Credit Sesame has made it easy to help recover , and discover new and easy ways to return to a level of credit worthiness to be comfortable in life’s everyday necessities. Thank you and I highly recommend taking a look see into recovery of your credit with CREDIT SESAME 🍾
I can't decide, rigged, hoax, witch hunt or just plain fraud ?
by C Patrick C on 2018/08/08 16:23
This company is an incredible paradox. They keep track of your finances to report to others. They charge you to know the information they sell about you. If you buy, they refuse to stop charging you. You will work for hours in an attempt to terminate service. GOOD LUCK ! They hide behind obvious telephone, email, voicemail,and onsite dodges. This method is used by scum operators to force more monthly payments out of unsuspecting consumers. You have seen it before from others, don't fall into "Credit Sesame" 's pit. They WILL extract many extra monthly payments out of your card before you can get rid of them.
Fred V.
by Rightsaidfred914 on 2018/04/30 17:22
Credit Sesame helped me get my credit back on track. My credit score went from 598 to mid 700’s with their recommendations. Credit Sesame helped me understand how credit works and the suggestions enabled me to extend my available credit while shrinking percentage of credit used. I’m now in good standing with all my accounts. Highly recommend CS to anyone needing a simple, linear way to improving their credit
Like the app
by 123456789hdjdksjsiend on 2019/03/11 17:07
I really like the app it tells me my credit score. I just wish it was free like when it updates I don’t wanna have pay 1.99$ for a week and 4.99$ for a month. But this is only app that really shows my credit score. Unlike credit karma. Other wise I haven’t had any issues with this app. It’s nice to keep track but I also wish I knew I could see the marks against my easier.
What so hard about keeping your app updated?
by BrianEhr on 2019/03/12 19:17
This isn't the first app I've ever had that didn't update, and gave me fits. But a game is something I can easily live without. A credit monitoring app on the other hand seems a bit more important. After all, if I can't count on you to keep your app updated, how can I expect you to keep my credit updated. Maybe it's just Karma (hint).
My Review
by Ronnie N. on 2019/02/04 03:15
Very good Application lets you know how you fair as looking and straightening out your credit and a strategy to help you along the way. I’ve used other credit sites and by far this is one of the best in helping you to straighten and strengthening your credit so you know when your going to apply for a loan for either a car or house your not surprised. Thank you Credit Sesame.
Decently accurate score
by Ronthedon62 on 2018/12/23 23:51
The app is very helpful . While it is not 100% accurate it gives a very good indication of your overall credit health. The only downside is that you have to pay for up to date credit scores . It updates your score maybe once or twice a month if you want a more up to date credit score there is a fee. Other apps such as credit karma will update your score weekly free of charge.
Loving this app!!!
by pleon07 on 2019/02/07 18:48
I am trying to improve my scores and this helps keep me posted of all changes immediately and accurately. I’ve gone into the actual Trans Union website to even clarify the accuracy and its spot on! I also love the alerts, which tell me every time something gets updated. I’m excited for a better future, because of poor choices in my past!
Decent app but worse than a Stage 5 Clinger
by MasterPlan52 on 2017/11/29 21:25
The app itself is decent at best. It provides you with a once a month update of a specific credit score and will only update once per month unless you pay them. (Other apps will updated every week for free). Which brings me to another downfall, CS is a Stage 5 Clinger. I get at least one email per DAY, and occasionally two. They are the same emails over and over but they will not stop, slow down or pace themselves. They have forced me to send the emails spam like a jilted ex. Stop trying so hard CS.
Guys if you want to build your credit, get this app
by Johnathon J. Smith on 2019/03/23 00:31
I still can’t believe just how amazing this app is!! What company you know that would show you EXACLY what you need to do to build your score and grade you on the areas that impact your credit score without having to pay thousands of dollars?? I’ll answer for you.. NONE. Download this app now, I promise you won’t regret it.
Worthless
by user987433 on 2018/05/17 00:39
I will be uninstalling your App as it is not correct and timely, I also use Credit Karma and both apps said they updated my credit yesterday, I had a collection account removed from trans union and credit karma shows it removed while your app still shows the collection account after both apps said they updated yesterday, as a consumer the correct and timely reporting of my credit is as vital to me as the correctness and timely payments I make to keep my credit in the good. Credit Karma will be my choice of apps if y’all can’t report my credit in a timely manner
Couldn’t even sign up
by AWBate on 2018/10/18 21:52
After downloading this app, I proceeded with signup. I entered all of my information, and it kept telling me to go back and check my information. Every time I did, it changed my date of birth to an incorrect date. I would correct, proceed on to the next step, and get the same message. I’d go back, and it changed it again. Did the same thing with the “own or rent your home” question. Kept changing my selection to “neither.” That’s a pretty bad start, and doesn’t make somebody feel great about entering their information just for it too change.
It's not bad but not what I expected
by AngrySurveyor on 2017/09/20 00:30
I mistook the concept of 'credit score' to mean credit report. Credit Sesame gives you your credit score, a credit report card that shows you ways to improve your credit score. It is a helpful tool but very limited. You can pay them to get an actual credit report. Though my husbands credit score from Credit Sesame did not match his recent credit score from Equifax.
STAY AWAY
by SkippyJr39 on 2018/03/21 23:56
Unless you enjoy being spammed by multiple emails & notifications that mean nothing, avoid this app like the plague. The ONLY reason I downloaded this pathetic excuse for an app was because I believed the commercials that talk about how wonderful of a job it does helping to repair your credit. BULL!!!! The SOLE purpose of this app is to sucker you into either applying for payday loans & credit cards through their "partners", or funneling you to a business that apparently charges you to discuss how to repair/improve your credit. Oh yeah, and constantly spamming you if you're gullible enough to give them your info.
Worst app ever
by Gunns4Reaper on 2019/04/19 17:01
It doesn’t even give you and accurate information about your credit score I just called the credit burea and they told me that my credit was different from what appears on the app if anything the app shows me that I have bad credit after making payments but when I call these people they told me my credit actually improved a lot these credit apps don’t really work I’m really disappointed this app really made. Believe that my credit score would really improve and show my correct information it’s all false !!!!
Good Service but dont upgrade
by marvosmadness on 2019/02/21 06:28
This app helped me get an indepth look at my score. My only knock was a week after I paid off a card and got a new card I was curious how it would change so paid the 1.99 to update once a day instead of a month. After learning credit companies usually update once monthly this was a waste of money. Great app but dont pay for a premium feature.
Horrible customer service
by nestafan on 2018/11/04 12:14
I attempted to create a login several times only to get an unable to register error message. I used the email link they supplied and provided the three pieces of information they requested, but never received a response (even though they say contact will be provided within 24 hours). I waited 3 days with no response (not even an acknowledgement that they received my email or that they are working on it). Sent a second request and still no response going on over a week now. I will be deleting the app since it’s useless anyways.
Annoying
by Consumer9999999996648 on 2019/05/20 09:59
I like to stay on top of my credit, figured why not give this app a shot. App works fine. But credit sesame just doesn’t get it. Email after email to apply for this card or that card. Every day I was waking up to emails to apply for a card. And then on top of it to refresh your score faster they want to charge you. App was deleted within 7 days. Never will i consider using this company again. I’ve been using the other credit monitoring app for years and sesame sent me more emails in the short waste of time I had the app for.
Very Useful
by MoonRocksInc on 2019/03/09 18:32
I tried the other well advertised credit site/app and was extremely disappointed. This site uses a way to track your score that’s relevant to the real world. The “other guys” don’t. I have had great success increasing my credit score just using this app and making decisions based on their suggestions.
Overall
by robbieleeking on 2019/04/12 23:16
I like this app it helps me keep up with my credit without charging free advice and gives you all the details on your credit. It also recommends cards that you should apply for if you’re thinking about getting one. I would recommend good/ to very good status though not poor.
Good App
by MrsCowart on 2019/03/14 14:50
I like this app because it updates quicker than Credit Karma does. My score increased and it was reflected on this app a lot sooner than Credit Karma. I do enjoy the other features it has to offer, such as checking what is on your credit report, and the helpful tips that are there to improve your score.
Great site/app
by Hotfire429 on 2019/03/12 17:41
I started using the Credit Sesame app because Credit Karma was messing up and not letting me on. I continued using it because it’s simple and easy. When I found the app I immediately got it and I absolute love how easy it is to check my score whenever I want to. I would never think of going anywhere else.
Credit Score Dropped
by chelsrox21 on 2019/05/04 15:30
All of their suggestions to improve my credit score are bad. They recommended that I should apply for one loan and one credit card that I had excellent chances of being approved for, in order to increase my credit score. I was denied for both and my score dropped 9 points. The only thing this app is good for is keeping track of your score. They are no good at helping out your credit, all they do is advertise for credit companies and lenders and do not care how their suggestions will affect your score.
Great resource to have
by glittercamcorn on 2019/03/02 13:24
So far it’s been a great resource to have. I like that it helps you see where you are and helps you get to where you want to be. A d even gives you suggestions on credit card offers based on where you are and the progress you’ve made credit wise.
Not accurate at all!!
by ChristinaMae on 2018/02/27 10:30
I too would rate this zero stars if it let me! My husband and I were leasing a new car. I looked on the app and so did he, we planned our purchasing around the scores given. Mine was actually 65 points HIGHER than what CS said. My husbands was 50 points lower. It also said I owed less on our mortgage than we really did. I had a coworker try too (she had just paid for her real score) and CS showed 15 points lower. I’m deleting the app and I believe all the other reviews- this is about credit card signup and nothing more. Don’t trust it!!!
Scam
by Rllee07 on 2018/01/21 17:26
I ordered my 3 bureau credit report on 1/14. They charged me the money but the report would not run. There was an email address to send any questions or problems to. I sent THREE emails over the past week and not one response. Save your money there are much more reputable credit organizations out there.
My score is exact to my Equifax score
by Sexy Jai on 2018/12/04 15:25
This helps me stay on top on screening my credit. The tips are awesome and definitely helps me stay in the know of what’s needed to continue to improve my credit. Only thing I don’t like is it’s shows you offers daily for new credit and even say it will raise your score to get a new line. But overall I’m in love
Amazing
by Mrs.Liufau on 2018/05/18 15:27
I’ve tried credit karma before credit sesame and I can honestly say credit sesame is 1000 times better than credit karma. I strongly recommend it to anyone wanting to know there credit and work up there credit score. And it’s free!!!! It doesn’t get better than that 😁👍🏼👏🏼🙌🏼
My credit thanks to credit Sims
by jinnyadams12 on 2019/04/25 13:26
I really appreciate you guys helping me like you are I will be able to do a lot more life to better myself and my grandkids thank you very much I will recommend you to all my friends and family five stars to you keep the good work up thanks.
Not accurate and doesn’t update
by Bamboo_jae on 2018/07/18 00:31
This thing is inaccurate, it doesn’t update either. My credit changed few times and nothing reflects on this app. They show s much lower score than you really have, then flood you with credit card applications or recommendations. They want you to upgrade, but the report is very inaccurate. If you use it compare with your actual report from the credit bureaus. They must be getting paid by the companies they suggest you apply for loans, cards, etc.
Excellent app and service!
by profsmooth on 2018/03/28 07:37
The app is very user friendly and functional. The underlying product is an exceptionally powerful tool because it not only gives you your credit score, but it also provides point by point achievable steps of improving that score!
Decreased score
by talgyla on 2019/04/13 01:07
I've had this for a while with no issues. They constantly send me emails about how I am pre-qualified for different cards or credit increases. I finally took the bait and based on my credit (almost 700) and the ads I was getting, I would be approved. Not so. Not only was I declined, my score went down 3 points for applying. I know that's a risk you take but the way this company hypes up the likelihood you'll be approved, makes it seems like a scam. Now, I'm rebuilding where I've already built. Aggravated to say the least.
Loving it!
by Alexa1972 on 2018/07/07 16:49
I love this free App. I am able to manage my credit easily - for the first time! I was struggling with what I need to do before this free App even tho my bank was giving me my score. The simple tips from this App have already helped me improve my score by 37 points in less than 2 months. Loving it.
Rating Trends
0,659,227,293,0,602,0,915,573,0,1009,665,0,1049,429,508,0,342,176,192,281,230,227,251,305,166,495,381,0,639,117,0,235,0,346,0,402,215,267,337,307,452,365,221,150,160,169,112,0,0,870,280,272,254,334,394,352,328,274,341,416,0,893,0,686,191,134,0,329,0,438,0,251,0,285,0,353,168,121,0,211,0,325,0,525,205,0,274,112,0
All Versions
4.0
115,444 total
 5
93,089
 4
16,217
 3
4,442
 2
620
 1
1,076
Current Version (4.2.4)
5.0
100,993 total
 5
82,515
 4
13,734
 3
3,781
 2
440
 1
523
Version History
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