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Dave - Banking For Humans

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App name
Dave - Banking For Humans
Description
Advance up to $100 from your paycheck interest-free. No credit check. With Dave, you can budget your upcoming expenses and be protected from bank fees for only $1/month. ***Dave Banking is here!*** Sign up for Dave Banking and you’ll get up to a $100 advance from your next paycheck. MARK CUBAN "I invested in Dave because I got crushed by overdraft fees in my 20’s. For anyone who wants to be successful, I always advise to cut down on useless expenses and save money. Overdraft fees are the definition of useless." ***Winner of the prestigious JP Morgan 2017 Financial Solutions Lab*** Dave provides paycheck advances and budgeting assistance to anyone in need. Dave will help you avoid overdraft fees, plan for upcoming expenses and spot you up to $100 when you need cash fast. Worried about spending too much? Dave can help you budget your personal expenses and avoid overdrafts with friendly announcements. Automatic payments for things like Netflix and insurance can make budgeting tricky, but he can help there too! Dave can even help you find a “Side Hustle” to bring in extra money between paychecks. Want to be philanthropic but don’t have the budget for it? Dave even helps the environment. If you tip Dave, we plant a tree for every % that you tip. Whether you’re hit by sudden expenses or need a little extra to make it to the next paycheck, Dave is here to help. Download Dave now and to stay ahead of overdrafts and get a payday advance when you need it. DAVE FEATURES: ►NEVER OVERDRAFT AGAIN◄ • Instantly advance up to $100 from your next paycheck. • No interest. No credit checks. Just pay your advance back on payday. • Connect directly to your bank account to borrow money fast. • Dave saves the average American an average of $500 a year. ►BALANCE YOUR BUDGET◄ • Supercharge your checking account with budgeting tools and predictive alerts. •: Plan for upcoming expenses like your rent, phone bill or even places you go to often like McDonald’s. ►ALERT◄ If you spend more than you planned for, Dave can send you alerts. Budget and account for automatic recurring payments. ►SIDE HUSTLE◄ • Find ways to earn extra money on the side. • Apply for side gigs like Uber or Doordash right from the app. ►GIVING BACK◄ • For every % tip you leave, Dave plants a tree in partnership with Trees for the Future. • Thanks to Dave users, millions of trees have been planted so far. • Planting trees provides families with food, income, empowerment, unity, leadership, education and even saves lives. • Now you can give back by borrowing, no matter what your budget is. ►WHAT PEOPLE ARE SAYING◄ “This $1/mo subscription appears radically reasonable beside the cost of overdraft fees ($34).” Dave advances are 0% interest. The average overdraft has an interest rate of 17,000% and payday loans are crazy expensive at 600% interest or more.” MARK CUBAN "I invested in Dave because I got crushed by overdraft fees in my 20’s. For anyone who wants to be successful, I always advise to cut down on useless expenses and save money. Overdraft fees are the definition of useless." FORBES “For Workers In A Pinch, Dave.com Experiments With No-Interest Paycheck Advances” LIFEHACKER “This App Will Loan You $75 Interest Free to Avoid Overdraft Fees. Overdraft fees are the worst. A solid solution: Dave. Not your buddy from college, the app.” BLOOMBERG “Bank overdraft fees are here to stay. Thankfully, there's Dave.com.”
Love it love Dave I need to reset my password
by Shelley Overton on 2019/11/12 15:10
Love it
Awesome Download!
by Kween📍 on 2019/11/12 15:09
Dave App Has My Back ! All the time
Amazing
by Hazen25 on 2019/11/12 15:03
Amazing app!!
Dope
by Akeem Sudds on 2019/11/12 15:00
Money get to your account fast!!! App definitely comes in clutch when your low on funds.
I love it
by brooke 4 nier on 2019/11/12 14:41
I love it
Love it
by cxntkay on 2019/11/12 14:31
Good app
Awesome
by Ang n Kids on 2019/11/12 14:16
Dave is awesome and easy to set up
LizaBBarnes
by LizaBBarnes on 2019/11/12 14:13
Thumbs up
Great
by Snapp! on 2019/11/12 14:13
Great
Dope
by Tinderloveandcare on 2019/11/12 14:04
Gets me out of a bind
Dave is awesome to work with
by 1983RMB on 2019/11/12 14:02
He is awesome to work with and easy to get along. I had one little problem but after reaching out to customer service they it my problem fixed right away
Great
by Gary J FFs reg h on 2019/11/12 13:56
Great
Always There
by She_da_1 on 2019/11/12 13:51
This app always comes through when I need it most. And it deposits pretty quickly into my account. 🙌🏾🙌🏾🙌🏾
Great!
by lili427 on 2019/11/12 13:47
No complaints
Love the app!
by JRahe86 on 2019/11/12 13:28
Love the app and it really does work however when attempting to upload an id or license it keeps saying taking too long try again in 5 minutes 😔 this is the first time I’ve had this issue....other than that it’s a great app! Edit to my original review I have had nothing but problems I have sent 3 messages if reference to all of a sudden my eligible amount went from $75 to $20 without any notice I have always paid back on time and without any issue I have reached out to help support 3 times now and have yet to receive anything in return. I have always really liked the Dave App and it has helped me out a lot but now it’s becoming an inconvenience especially when help support does not follow thru.
Love it
by WrightEssence on 2019/11/12 13:25
Great app
Leon turner
by Fnkleon on 2019/11/12 13:17
Thank you so much for working with me this is one of the best app I have been. You keep everything in line and you do what you said you are going to . I will recommend this to all my friends an family so keep up the great work.
Amazing idea!
by AshTuckBoz on 2019/11/12 13:08
Comes through when I need it most! Also a great way to assist with budgeting! Thank you Bears!
Awesome
by Tavion24 on 2019/11/12 13:00
Great and really reliable
So easy
by TammyRReynolds on 2019/11/12 12:55
This app is so easy to use and comes in handy when money is needed. Thank you
Life saver
by cmo8822 on 2019/11/12 12:54
Whenever I need that extra cash for gas or some food Dave is there to save that day. 10/10
I fw it
by Darkofromthedark on 2019/11/12 12:53
It came clutch when I needed gas money for work
Love it
by Lelanilove on 2019/11/12 12:46
Dave definitely gets me through the in between stage of paychecks . Super easy to use , and set up . Takes you step by step and the overdraft alerts are a huge help . Advances never take a long time , helps when your in a crunch . I’ve already recommended it to friends and family for sure worth a try !
Dave’s a great app!
by saffold96 on 2019/11/12 12:45
It’s always there when I need it.
Review
by Qui101 on 2019/11/12 12:39
Everything was amazing and I help me under saving and everything . Everything was just so perfect everyone should join.
👍🏾👍🏾
by NeshaJAY on 2019/11/12 12:19
This app helps me out alot till my next check.. 👌🏾👌🏾
I like the Dave app!
by Chickenandwaffle on 2019/11/12 11:58
It is useful when I’m in need.
Money fast
by Quez1256 on 2019/11/12 11:55
East process and fast results!
Great app
by mikolsmom925 on 2019/11/12 11:55
I got my money instantly!!
Great
by happy❤️XO on 2019/11/12 11:45
Really helps
Holy Moly!!!
by Lani Kanu Kanu on 2019/11/12 11:04
I was a little skeptical at first. There’s always a catch when it comes to needing cash. Dave was really quick and helped me also track expenses. I love this app! I highly recommend it. It’s amazing, overly impressed!
Dave
by kaayking92 on 2019/11/12 10:26
Legit 🤞🏾💋
His world
by Mrs. Lunsford on 2019/11/12 10:24
Excellent best service when needed
Thanks!
by alvingloryalemania on 2019/11/12 10:21
Good job Dave!
Shine88
by Benifer88 on 2019/11/12 10:14
Nice app very helpful
Fast & Easy
by 12Disy12 on 2019/11/12 09:25
It was so easy to sign up and the money came so fast
Soending
by Anamae717 on 2019/11/12 09:09
Helps me save and stay on top of my expenses
Helps in a bind
by brent611 on 2019/11/12 08:03
So helpful for when in between pay periods
Best app
by yjngslump305 on 2019/11/12 07:47
I live this app
amazingly helpful!
by puddintaiter on 2019/11/12 07:37
Huge for helping me budget and not live paycheck to paycheck. Bummed about the waiting list for checking, hope to hear something from the list soon!
Thanks Dave
by KbFlame305 on 2019/11/12 07:04
This App Is So Clutch I’ve been referring everyone since I started. Plus, it’s shows how Much money you Earn as to Money Spent.
Nice great app love how it helps me out
by johnnyoner on 2019/11/12 06:27
Great app helps a lot
Best Help whenever you need it!
by Velarde54 on 2019/11/12 06:19
For me it was a huge help
Fast!
by Brattoncr on 2019/11/12 05:41
No big fees! Now big loans! I borrowed $20 and only $2 fee. In my bank in a few hours.
Great
by axleonardo9 on 2019/11/12 05:17
Great app for quick cash
The best out
by Angie from around the way on 2019/11/12 05:12
The best app to use and definitely true to what it says love it , super easy to use as well , thanks Dave .
Dave
by triviaboss669 on 2019/11/12 05:11
This App is legit THE BEST! So easy and helps keep my budget on track... thanks Dave!
Great service
by ejrivar023 on 2019/11/12 04:58
Thank you for helping me out until payday
life saver
by Follow Me: on 2019/11/12 04:54
this app is wonderful!
Melanin Gypsy
by Ljjsk on 2019/11/12 04:49
It’s actually legit! As long as you are on top of paying back the advancement your fine and it increases ☺️ almost like a digital credit card.
Diggysmom89
by mstaebrown89 on 2019/11/12 04:28
N/a
Simple
by KrystalJade on 2019/11/12 04:27
Love!!! So easy to use and very straightforward!
Very easy to use - LOVE IT!
by Wyyldcat33 on 2019/11/12 04:12
Quick to get money. Very helpful for keeping track of finances too.
It’s the real deal
by Aemos on 2019/11/12 03:45
Does exactly what it says
5 stars
by francisco1474 on 2019/11/12 03:42
Great app love it works best
Truck Driver
by Queenelizabethx on 2019/11/12 03:22
Can’t say enough about this company. I’m shocked at the ease and access of this app. I’ve needed to use it about 3 or 4 times now and they’ve never failed me. I usually request the $75 and pay it back on my next pay period and it’s just enough for me to get by!! Never has a borrowing app been this easy. For me to write the review, says a lot. I don’t do these kind of things!! Thanks Dave, you’ve saved the day again!!
Greatest
by packers green on 2019/11/12 03:18
This app is the best on a rainy day u can barrow $20 up to $75 check it out
A total life saver
by Platinumphotos on 2019/11/12 03:15
Had back to back emergencies this month saw Dave on Ig and thought why not. Like everyone i was reluctant to divulge so much info but it was worth it. Will prob save them for extreme emergencies but this game in handy and was quick and super easy.
First time
by Raymond4200 on 2019/11/12 03:12
LOVE IT
Handsome devil dabecca
by handsome devil dabecca on 2019/11/12 03:07
Great app
Love this app
by NolaMoon on 2019/11/12 03:03
So easy! So helpful and it will legitimately loan you a little money before payday! I love it.
Great Amazing
by CleoDéNile on 2019/11/12 03:01
Dave Is A Really Great App When You need A Little Cash 💰 And You Cant Wait Till Pay Day
Excellent Dave is awesome!
by edgaraf on 2019/11/12 03:00
Dave is the most reliable and must trusting app to get money deposited to your bank account fast! 😁 Dave is awesome excellent! And I get immediate results as soon as possible.😊🙂 Every time Dave keeps me even much more secure and with much better options to choose from?
Need money
by cecedagreat on 2019/11/12 02:55
Wen I get my money
thank u
by luluvons on 2019/11/12 02:51
appreciate everything this app done for me
Wow
by Tu cola wey on 2019/11/12 02:39
Tanks
Extra cash 🤑
by Snarky T. Ruthless on 2019/11/12 02:38
Money 💰 when having low income emergency.
Lifesaver!
by Mtvsince93 on 2019/11/12 02:22
Grateful for this app.
This app is a God send 🙏🏾
by P. Bamson on 2019/11/12 02:18
So grateful for this app. It has definitely helped me.
🙌🏽🙌🏽🙌🏽
by Subway surfer ok on 2019/11/12 02:07
It a lifesaver thank you 🙏🏽
Great app!
by ErinPilcher83 on 2019/11/12 01:53
Yay!
So helpful!
by xhsjdjfjd on 2019/11/12 01:42
So helpful and convenient! I love it!
Wow
by IzyBellaMare on 2019/11/12 01:32
Thanks so much Dave!!!!
Great App💯
by Yung niño..... on 2019/11/12 01:32
Amazing app. When I heard of it I had my doubts. But a friend put me on to it and I’m glad he did. Will definitely be using this again
S
by anal450 on 2019/11/12 01:30
Nice
Vggtgh
by gtjhffgk on 2019/11/12 01:29
Gyjhfbjtcnchhn us. Rug
Pinkq777
by belaaaaaaaa7777 on 2019/11/12 01:22
Thakyou 😇
It Works !
by Zl1Pac on 2019/11/12 01:20
Very cool
Dave is a lifesaver!!!
by RickJames007 on 2019/11/12 01:15
Really helped me out of a jam when I needed it most. Would highly recommend to anyone who needs a little help til next payday. Thanks Dave!!!
In love with Dave
by LauMicPr on 2019/11/12 01:12
Dave is the best! I’m so glad I found out about him. My fave thing is that I can only take at certain times and certain amounts. Sounds crazy I know! But you never bite off more than you can chew and Dave holds you accountable. My kind of guy 🤦🏻‍♀️🤣
Happy i got to touch my money but not so happy.
by Delzz7 on 2019/11/12 01:11
First time using Dave i would’ve liked it if they didn’t charge me a fee to get a hold of my own money .
Greatest invention!
by Chemphill8456 on 2019/11/12 01:11
Love this app!
Quick and Easy
by Starprincess5 on 2019/11/12 00:57
I signed up in 5 minutes and got my pay advance super fast too! Great app! I’ve been recommending it to everyone!
Bonnie075
by bonnie075 on 2019/11/12 00:56
Good
Good good not bad
by ADWright on 2019/11/12 00:53
Just like the band.
Dave
by Batmangurl on 2019/11/12 00:43
AMAZING!
Big help
by Mrs J Brunson on 2019/11/12 00:41
Helped me out when I had an emergency that depleted all my funds! Big thanks! Quick and fast!
Review
by bryantbestill1 on 2019/11/12 00:25
I have been using Dave for several weeks
Dave is great!
by merissa E on 2019/11/12 00:05
The Dave app helps me all the time and is great for anyone living paycheck to paycheck
Great app
by Masta Mynd on 2019/11/12 00:03
Never had any issues
Dave
by kalid kirby on 2019/11/12 00:02
Love the app help u out when u is in a jam
Great app
by john 2322 on 2019/11/11 23:57
Helps out doesn’t ask for muuh as long as you set everything up right
Dave App
by Japooh10 on 2019/11/11 23:56
It’s the greatest loan app ever 🙌🏾
Fake
by Cbrown0024 on 2019/11/11 23:55
This app hacked my account don't use
Cool app
by marwoods on 2019/11/11 23:51
I love this app !!!
Great cash advance app
by input needed not taken on 2019/11/11 23:49
If you need a cash advance this is the app to use
Awesome
by lillie❤️green on 2019/11/11 23:48
I keep seeing this on Facebook and on instagram and I got the app and this is honestly very convenient for me. Cause I have trouble saving money cause of school and work so when I’m out of it I can request it from DAVE. Highly recommend. Thank you.
Easy as 1.2.3...
by spideromain on 2019/11/11 23:47
Quick easy to fill out and use. 10% collection charge... but not bad.
Awesome app
by brandino121 on 2019/11/11 23:46
This is a very great app to help manage your expenses and even lend you up to 75 dollars until your next pay day comes in handy alot
Truly Awesome
by krzylkafox on 2018/08/23 17:53
I found Dave via Facebook and read a lot of comments from people making fun of the service, making it sound like people who need it don’t manage their money very well. I was curious to see what it was about and why others feel the need to make fun of people who use it, so I downloaded the app (not expecting to use it, but to just see what it was). As circumstances presented themselves, being a single mom with zero help from the other parent, and trying to provide for my kids (I work full time and go to school full time so I can put myself in a better place, but until then things are pretty tight) - I found myself facing an overdrawn check fee (I wrote a check to register my daughter for school and had something else clear my checking account that wasn’t supposed to go through, which means I didn’t have enough funds for the check I wrote). I remembered I’d installed the Dave app a couple of weeks ago and within a few minutes, I was approved for a small loan and because I paid the extra $4.99 expedite fee, the money was deposited into my bank account within the hour. Dave only charges a $1.00 fee to loan you the money plus any tip you’re willing to donate, but is not required. When your paycheck is due to deposit, Dave takes the loan and fee back out of your bank account and that’s all there is to it! It’s very easy and painless and definitely worth the $1.00 fee to not have to pay an overdraft/insufficient funds fee to your bank.
Real-world, real-time lifesaver!
by Damon_Williams on 2018/10/24 16:06
I am a natural skeptic when it comes to apps such as these, but just today I had a real-world experience that Dave helped me out with. The deets: This morning, I had an out-patient procedure at a hospital in downtown Philly. I was supposed to take my wife’s ATM card and use that for parking. I’m my haste, not only do I forget her card, but I also left my main ATM card at home, leaving me only with my phone, Apple Watch, backup ATM card and 20 bucks. After my procedure I return to the lot to discover that parking was $26 - $6 more than I had on me. Wife works 40 minutes away and no way she could text me the money through iMessage, since the lot is not ApplePay-ready. Stranded, I was, staring at my car in this lot. Then it dawned on me that on a whim, I previously downloaded this Dave app. I was very skeptical about providing my bank info, but since that is the only way to realistically obtain an advance, I submitted my banking info, verified my identity and email address, and miraculously Dave fronted me 20 bucks, on the spot. I was able to immediately withdraw it and pay for parking and drive off the lot. Without this service, instead of writing this review I would still be downtown, trying to figure out how to get my car off the lot!! I don’t foresee using this app much, but I wanted to share with you all a real-world example of this app being s lifesaver. I never knew I’d need it - until I needed it!
Holy Sh**
by Soyoulikemen on 2018/10/25 01:14
WOW. Like I seriously thought this was a scam. I first kept seeing videos on Facebook, and I just figured it was some gimmicky app that was trying to take peoples money, or just be so convoluted it wouldn’t be worth the hassle. But, holy hell will I tell you.. I was WRONG. A little bit of backstory, I am a current college senior, and I am awful at managing my money. I constantly have to fight overdraft fees from my bank, and as a i result I figured this app would not be able to help me. So, when I went ahead and downloaded the app I was very surprised by the clean style and interface it was designed in. It was extremely straightforward, and to my surprise it connected with my bank account in just a few seconds. To my additional surprise I learned that Dave is not just a Loan app but a finance app! It actually helps you track transactions, and warns you when your account is getting low. Once I got everything verified, I was worried I wouldn’t be able to get an advance, my check is this coming Friday, Yet when I went to check, I was able to get a small amount of money advanced to my account In literally minuets! I was so impressed I immediately came to write this review. Thanks Dave! I am excited to see what the future holds: now I don’t have to bug my parents! XD Disclaimer: I am a real person, and I was just as skeptical as you were! But it really works!
Bugs in the app
by SpoofingEncryption on 2019/09/16 05:12
Don’t get me wrong, this app is great! I’ve been using it for almost a couple weeks now and I love it, I downloaded it during work because my girlfriend recommended it because I got an unexpected overdraft fee and I was negative, so I had to dispute my charges from the snowball effect, but nonetheless I wanted it to help prevent and better manage my money, I’m 18 years old and I recently moved into my first apartment with bills to pay now with my girlfriend so the Dave app really helps both of us out, and this building credit feature-I can’t wait to try out, it sounds amazing! Build credit by paying rent, unbelievable. I had to pay a big deposit because of no rental history or credit. Dave is amazing, but recently, I’ve been experiencing minor technical difficulties. The app seems to be showing expenses that need to be payed before payday or I might “overdraft” but then I look below, and it appears there are no expenses to remove or edit; and it’s a pretty large sum to be notified about. I’ve tried a lot of troubleshooting, but nothing seems to help, and I don’t want to be notified of false alerts & notifications. Don’t know if there’s a way to fix this or not, but I still love the app. I just wish I could use it to its fullest potential-with the alert system & billing information. -Isaac L.
The best app ever!
by Ian0135 on 2019/06/29 02:24
So my wife had seen Dave on fb and she and I knew this last week was going to be tight. I work full-time but with two young children we can’t always make it to my next paycheck. I’ve found myself sometimes asking friends and family for small loans (that I always pay back) but I hate doing it! I always feel ashamed and even though they always tell me it’s ok because I’ve never missed paying them back on time, I still find it kind of depressing to do. Enter the Dave app. I was skeptical at first. A $75 payday loan with NO INTEREST?? Sounds kinda fishy right? Well I researched this app, downloaded it, and within a few minutes I had $75 in my account! I did pay the extra fee in order to expedite the process but that was the ONLY FEE I paid and that was optional! Then when I was paid this past Friday they automatically took the money back and that was it! I can’t express how satisfying it is to not have to go to my friends or parents with my tail between my legs for a few bucks anymore! Thank you so much to the developers! All of this is made possible by paying $1 a month! This app is a dream come true for hard working people who find themselves in a tight spot from time to time! P.S. I am real. I’m not some shill writing a positive review for a reward. Dave is 100% legit!
Great at First, But Eventually Experiences Issues
by kcaftxga on 2019/10/03 16:41
Initially I was skeptical to install and use an app requiring entry of my banking account info, but after reading dozens of mostly-positive reviews I decided to give it a try. Entering my bank account info and inputting my paycheck schedule was quick and easy, and not long after the verification was completed I requested and received a $75 cash advance. Over the course of a couple months I requested and received three $75 advances, each of which was paid from my checking account on the scheduled date. However, this week I attempted another advance but the app reflected it did not register my most recent paycheck, thereby limiting to $20 the amount I could advance. Upon trying to update the paycheck schedule (which has NOT changed, mind you), the app informed me it could not offer advances based on manual paycheck entry. This issue was something I read in many reviews, but I opted to continue with the installation and use of the app. Now, due to the frustrating glitch in the app’s ability to record my always-on-time paychecks and other, static monthly deposits, there really is no point in keeping the app on my phone. Currently I am evaluating the use of other, similar apps, as I see no need to maintain the Dave app because it no longer properly records my paycheck information. I’m glad I waited to write a review because it allowed me to experience both its pros and cons.
So upset
by Bayliekristine on 2018/08/31 21:33
I’ve had Dave for a long time and every time I’ve borrowed money I’ve always been perfect about paying it back. Even left them MULTIPLE good reviews! Due to my job now my paychecks are every other week. I changed it on the app, borrowed $75, mustve not paid attention to the payback day, and then the next day realized I messed it up and emailed the customer support team and told them I would not have money on Friday and that my paycheck would be the following Friday, they responded and said it can’t be extended but not to stress, Dave wouldn’t charge me late fees or anything, they would just take a partial pay or wait until the funds are available. I emailed again. Told them that a partial pay or anything is going to put me in negative because I do have money in my account but that it was just the money I was given for rent by my roomates, and that if it was taking out Friday I would not be able to pay rent because I haven’t gotten a paycheck yet. Again, they email me back and tell me not to stress about it. Dave won’t take the money if you can’t afford it. FRIDAY HITS AND IM NEGATIVE SIX DOLLARS IN MY BANK ACCOUNT. CANT GET IT BACK. CANT PAY RENT. DEFINITELY CANT AFFORD THE OVER DRAFT FEE. So happy I was told “don’t stress about it” just to be completely blind sided when my rent payment is declined!!! Crying because of Dave. 👌🏻😭😡🤬
Used to be great. Now, not so much...
by TipTopTaaffy on 2018/11/30 09:29
I have used this app pretty much every two weeks for a little help with gas money. For the first 2-3 months I had no problem. Then I started receiving error messages stating that my pay check hadn’t come in, but when I would go to edit my income it displayed my last check from 5 days prior. I deleted the app and reinstalled, which solved the problem. Two weeks later I had the exact same issue, but deleting/reinstalling didn’t help. I wrote into customer service and they responded within 6 hours apologizing and stating the issue had been resolved. I was able to go in and borrow right away. That was two weeks ago. Im not really in a position where I need extra funds right now, but I wanted to see if the problem would persist. Sure enough, I’m getting a message stating my last check hasn’t come in yet, but then it displays my last check from June 8th and shows my next pay date is June 22nd. There has been no change to my income or pay schedule, so I really have no idea why there have been problems in the last few weeks. This used to be a 5 star app, but with consistent issues I’m rating it as a 2. Update 11/30....issues were resolved and I’ve been able to use Dave a few more times to help out in a pinch.
Awesome, awesome, awesome!
by emaleenoelle on 2018/10/23 18:45
I don’t usually like leaving reviews but I felt that it was more than necessary for me to do a review of Dave. First of all, the setup process after I downloaded the app was SO fast and SO simple. They walked me through the setup very easily, and they even had some budgeted items already preset for me after they analyzed my bank account. That was a pretty cool feature. But the BEST PART OF ALL is that they let me borrow money from my upcoming paycheck on the SAME DAY that I downloaded the app. There was absolutely no waiting period or trial period before I was approved to borrow. I was honestly amazed by that. Most apps that offer payday type of loans will make you wait up to 30 days before you can borrow but not Dave! I had downloaded the app, set up my account, borrowed money, and had the money in my account all within less than 30 MINUTES!! That’s unheard of! And once I confirmed the amount I wanted to borrow, the money was literally in my account instantaneously. Literally. So if you’re on the fence about this app, just go ahead and take the leap and download Dave. You won’t regret it. ALSO- no fees. They do NOT make you tip them if you don’t want to. Side note- I am a completely real reviewer. I was not paid or compensated for this review. This is my honest opinion. No BS. Happy borrowing!
Quick & User Friendly
by angel_1992 on 2019/07/09 00:36
To be honest, I heard of them through Facebook and I always skipped the video ad. One day, I needed money for transit and I didn’t have enough in my account. I called a couple friends and no one had it so I was stuck at the airport trying to figure out a way home. My friend told me to download this app. I didn’t think much about it before because I use Earnin App. But I had just gotten off 2 weeks vacation so Earnin wouldn’t let me borrow until my next paycheck. With no other options, I download this app. It was very user friendly and didn’t take up too much time to set up. I didn’t have to wait 1-3 business days or anything. I literally signed up put my information in, told them when I’d pay it back, and within a few minutes (depending on ur bank it takes longer, but USAA Bank is instant) the money transferred and I got home safely. The tips you leave give a percentage to charity which is really great. Also Earnin app only lets u use true bank u get paid from and has a whole verification process which is annoying but understandable I guess. But this app lets u pick which bank u need the money to transfer to and I like this option much better. I don’t normally leave reviews but this deserved one for sure.
Dave is helpfull
by JacksNeu82 on 2019/03/16 09:43
When I heard about the Dave app I though yeah right a app that will lend you money if you are in a jam with 0% interest??? To good to be true, so I downloaded it and looked at the app, read everything I could read on the app. And IT WAS TRUE! The only thing you pay back is what you borrowed and a small tip which you can pick the amount if you wanted to tip .75 cents instead of the suggest amount you could, and all for $1.00 a month that’s it. But than I was never able to borrow money for some reason every time I would try it would give some message. So finally one day I was going to delete the app, when I was asked why I told them and they said give them some time to look at it and I got 2 months free. Next I know I received a email saying I was able to borrow from Dave. So the customer service is pretty good as far as I could tell. The only thing I don’t like about the app is once you borrow and they take it from your pay, you have to wait 11 days from your next pay to borrow again. Sometimes the money may be needed before that. All in all the app is pretty good I would definitely recommend it to anyone who is in a jam, needs help with there bank account. The Dave app has definitely saved me from accidentally over-drafting a few times. I’m glad I downloaded the app.
Dave is a lifesaver!
by fspu.scion on 2018/06/07 17:16
I often times live paycheck to paycheck and in need of borrowing a few bucks from friends or coworkers just to get by and have enough gas to get to/from work. After being bombarded with ads for this app while on other apps, I finally took it into consideration and did a little research to make sure I wasn’t getting myself into a big mess. After deciding to download it, I linked my bank account and asked to borrow $25 (you have the option of $25, 50 or 75). You can wait 1-2 business days or pay an extra $3.98 for it to be in your bank acct within 8 hrs. I chose to pay the few extra dollars to have it fast and once I opened up my banking app, it was already there. From the time I downloaded Dave, to the time I logged out, it was less than 10 mins and I had the $25 in my account. That fast!! I will definitely be keeping this app on hand so I can bypass the embarrassment of asking to borrow money again. And another awesome thing? No enormous interest rates like traditional loans, and can do it all from home...no need to speak to anyone and no need to physically go into a bank. I’m beyond satisfied and I hope that satisfaction continues. I highly recommend this to anyone who needs some additional help to get by until payday.
Life saver
by O'Malleyjd on 2018/07/24 01:33
Iv been going through a lot but a lot of people go through a lot so I can’t complain at where I am at in life and I know how to get where I’m needed. I haven’t grown up in an easy life and I wouldn’t change a thing about my life. Iv had 3 women who tried to be a mother. One passed away, one sent us across the street and took everything and the mother that has always been there is still with me. Iv had cancer 2 and been run over by my own car after a driver hit my truck going 90 and I was in front of it. I have both hips replace and a knee replacement and getting the other knee done (from being a cancer survivor). I wouldn’t change a moment because it made who I am. Sometimes we struggle and I was and still am there but this app has provided me with knowing I can get to work and make the money needed (Have no car have to lyft or Uber). Sometime it’s a struggle and makes you worry that you don’t have enough to make it to the next paycheck. No work no money even if I can’t get there. This app have been a comfort for me knowing I have someone to go to when I need the help. Thank you to those that created this app and I always recommended even if your not struggling use the app. You never know when something can come up.
Works better than earn in
by Loooorita on 2019/06/17 20:22
Only annoying thing is that it says you can get $75 but only let me get $20 at the most.. better than nothing I guess. (First time I used it) Now that I got my paycheck and paid Dave back, I now have the option to cash out up to $75. Super cool app. I always choose the fast cash out for a percentage of the money their giving me ( it was $2 for the $20, and it was $5 for the $75) it says it will arrive in your account within 8 hours, and I always get it instantly. Thanks Dave. I’m in between full time jobs so I only have a part time job and drive uber. It helps so much especially when I don’t feel like driving uber or if uber is slow. This is amazing. Better than Earn-in. They keep asking for a copy of my paystub even though I get direct deposit & I currently don’t have access to my online paystub. But there’s none of that bs with Dave. Dave is smart and can clearly see my check depositing every two weeks. I’m sure earn in is good once it’s all set up, just annoying that its doing that to me right now. So thanks Dave creators for making such a cool, smart app. They also plant a tree for every tip you give them. ( I gave .75 cents and they are planting 1 tree. Really cool)
This business lacks so much communication.
by ashv6675 on 2018/01/31 15:54
Edit: They’ve responded to my email within the same day and apologized for the inconvenience. Glad I️ was able to communicate with them, tried the express advance and it went in right away. I’m sure many can agree that if you’re trusting an app with all of your bank and payroll information that the least they should provide is a customer service number or a support email that is easily accessible. I don’t personally believe that i should have to dig through Q & A’s or 1 star ratings just to find an email to reach them at. And then on top of that it “may take 1-2 days” for them to respond. When it’s a matter of money, they should definitely be more on top of their customers with issues. I received my $75 with no issue the first time, now I have been waiting 4 business days and still have yet to receive anything. I’m afraid when payment day comes they’re going to charge me the $75 plus the tip. Simply because the lack of communication with this business, nobody can be sure. My account was overdrawn yesterday for a couple hours, today it’s in good standing and the app still has not updated that It’s positive. I’ve wrote in to them (after about an hour of searching for help) and hopefully they can resolve my issue.
Great App!
by Mindy9171 on 2019/05/29 12:41
I downloaded Dave several months ago but my bank wasn’t listed to use soI requested they add it. It took a few months but I kept checking back and soon my bank had been added. Due to unexpected family medical emergency I needed help so I did the cash advance with Dave. The process was very easy and my money was deposited into my account at the end of the day even though it said it would take eight hours. They don’t charge interest or a fee for the advance, except for the five dollars if you need the cash fast, but you can include a tip which I was happy to do. Unlike the Earnin app, which tracks the hours you work at a physical address before it will advance your money, Dave looks at your income history and then determines how much it’s able to allow you to request. The max available is $75 but if you’re approved for that amount it gives you the option to take $50 or $25 instead which I liked. I think this is a great app especially because the end of the month is hard for a lot of people and in times of emergency it comes in handy. The only issue I saw is that you can only borrow within 10 days of your next payday. But overall it’s a great app!
Can’t complain
by pAuLLwALL2252 on 2019/09/14 17:40
I use Dave quite often. Honestly have nothing and to say about it when you’re tight with money and can’t get through the week without gas money or even just to eat Dave was always there to help. If you’re job offers direct deposit then it’s easy to set up. Based on what you’re income is they will let you take out $100 or $75. When you get an advancement it usually takes 3 days but if you need it ASAP they will charge you $5 on top of what you’re taking out for the advancement. You can set up the day you can pay the advancement back the best thing is when they are ready to get paid back they automatically do it for you. If the money doesn’t hit yet they take a little bit out of you’re account so your bank balance does t go to a negative that right there is really awesome. They care about making sure your account doesn’t go negative even though you owe them money they will wait until you have money in your account before they take it out. Other than that it’s really convenient to have. I personally haven’t had any issues other than waiting for payments to process or loans to come through that’s the only thing that takes a while. I honestly recommend it if you just need extra cash to get by
Lifesaver!
by KpopG1 on 2018/07/24 18:29
I’ll admit I was skeptical at first about this app. But I found myself in a pinch and needed some gas money. My paycheck was two days away. I tried this app, and let me tell you it was super easy! One dollar fee a month. I’ll take it. I was able to input my info and link my bank account and within minutes I had a personal budget, which really made me review my spending habits. Verify your info and your deposit/ job earnings and your done! Then you can request an advance from your future check! You borrow from yourself, with absolutely no interest! You can express send your money for a $3 fee (which you do not have to pay; you pay it back with the amount your borrowed from your future paycheck) and you have it within a few hours (I got mine almost instantaneously!) Verify your repayment date or next job deposit and they will automatically take it out of your check. The best part is; it will not take it out of your check if it will make you go negative. You can make a payment your next check. This has been a lifesaver. Instead of trying to bum $20 for gas I can borrow against myself. It’s been a great easy process for me!
4 Stars for now...Updated to 5!
by TexasBaby_KC on 2018/09/20 15:29
I read about this app yesterday and decided to install today. I also installed Earnin, but that was going to take 1-3 business days JUST to verify my info. Dave verified my info almost instantly, and after inputting my paycheck info that is set to deposit tomorrow, I selected my advance amount. I went through all the applicable screens which includes selecting a tip and confirming the transaction. I checked my bank app literally one second later AND ALREADY HAD MY ADVANCE! I’m rating the app 4 stars for now because my check deposits into my account mid-morning and I’m wondering how quickly my advance (plus expedite fee and tip) will be deducted out. Even if it creates a negative balance for a couple hours, I won’t lower my rating, but if it waits until after my check deposits then I’ll update to 5 stars! Update: I’ve used Dave several times now and it appears that the service makes sure not to overdraft you! It will wait until it can take back the total amount you borrowed, or will use more than one withdrawal if you don’t yet have the complete amount due on the day of/before your direct deposit hits.
Ridiculous
by ash9837 on 2018/08/25 00:40
It took me 3 months of back and forth with their customer support to finally be able to get an advance of $15. The loan was paid back on my payday, plus fees. The next was dropped to $5 available loan. That was paid back, as well. The following was still at $5 availability. I spent 3 days back and forth, trying to find out why. They corrected it and allowed me to do up to $75, but I only needed $50. Again, that was paid back, plus fees, on time. I checked it again, and loan amount had dropped back down to $5. Once again, I have spent another 3 days back and forth with their customer support, to find out why. This time, I was told have only received 1 direct deposit check from my employer. Hmm...didn't make sense that I've received advances previously....one of them recently and paid back on time. I reinformed them I have received regular direct deposit from my employer and gotten advances before from this app. I was then told that, because I received a direct deposit from another source, (because I have bonuses and employee benefits hit my account every 6 months) in between my pay days, I would have to wait to show that their are more direct deposits coming from my employer. So, essentially, what they are telling me, is that, you are not allowed receive money from anyone other than your employer and by payroll only, if you want to use their app. What a crock!
Shout out
by Q,The tiltedhat on 2018/10/02 02:19
Shout out to Dave! Been dealing with bronchitis for over a week now, unknowingly for 8 days and just ran out of my inhaler meds. Currently waiting for my medical recertification for over a month and a half, everything they asked me to bring they have, and keep promising a phone interview. Im also a diabetic with asthma on my last of insulin, and just finished my last inhaler and scared. I also have to hold on to cash for food, so other expenses are a stretch, and meanwhile I have to work. I'm left now to do two half days in the middle of training to travel there, to solve this problem. Meanwhile I'm clinging to life trying my best to self heal to avoid being hospitalized, have to stop after walking so far. Hurtful embarrassing, and I'm too sick to even be upset about it, just needed help. Bear got me right, I purchased my pump and had a little left for something to eat. Just very tired so I went to Denny's and had a warm meal, on a plate, outside of a paper bag. I've had better but when you're trying to get your stuff together, and debt free is the goal, you prioritize. However, baby..,👏🏽...👏🏽👏🏽.. The struggle is real. Thank you❤️🙏🏾
Finally got and email back...
by jordana594 on 2019/07/18 17:11
I wrote a review on here on Monday, I’ve been using Dave for awhile now and never had a problem. I got an advance last week and paid it Friday. Come Monday Dave just takes out another $75, so I’m in the negative and with late notice and not being able to go put cash in the atm, as it was night. I have to take ANOTHER $75 with the express fee, $4.99. So that’s close to $80, next day I get charged the $35 insufficient fee because Dave took the $75 and made me negative and I didn’t make the cutoff time. So I’m out $118 this week because of Dave, I emailed them and they said on their part they see they only took $75 out once. I checked my Dave app and my bank statement for the two transactions and they are still there. I’m not sure if they are just checking one date as I said Friday and Monday, I sent them screenshots of both saying they took $75 out. Fingers cross they can actually investigate and not send me these short emails that do not even clear up or explain why they took out $75 twice. Also I emailed them Monday, they messaged me yesterday night. I would not download this app. It’s such a hassle trying to get your money back if they mess up on their part. All you can do is email them, it takes them days to email back. They have people that help you that don’t even see to really care about the problem or issue. I’m removing my app.
Good App, just a step behind the competition.
by Mike Singa P. on 2019/07/16 15:05
I’m fond of this app as it’s helped me in certain situations however as I write this review I can’t help but compare it to its competitors. The backend system cannot account for split direct deposits, If you receive a split direct deposit between checking and savings account in this $800 and $900. The system will only recognize your payroll as $800 thus potentially impacting your borrowing ability. Dave also is not capable of understanding update to date balances, so if your account WAS negative even for a day and now has a balance of $500. It would take days before allowing you to borrow funds, simply because “your account is too low to bring to positive”. Finally there’s is no real time support like Earnin App, where you can chat and get questions answered immediately. I’ve sent in a ticket to Dave 8 hours ago and haven’t heard back and while one may say they need more time and one must bear personal financial responsibility, times are tough, meaning time is crucial. Positive feedback I hope you can take away from this, I love the idea and the app, however like the title says in comparison to your competitors which I do not work or have any interest in are better in terms of convenience. Thanks Guys!
It’s alright
by WordFromTheWise on 2019/11/02 19:46
Okay so I am big on not borrowing because like the Word says, “the borrower is the slave to the lender.” Proverbs 22:7 but I needed this and also I will be giving it back in a couple of days. So for now this is something as a try out, not for future reference. But it is cool. Just a tip for all who come across and read. Keep working, get your money and stack up. Don’t spend like all the broke people you know that go out every weekend and celebrate being broke. You youngsters out there that have on jeans that cost more than what you have in your wallet, be humble and spend less. For right now you are young and stack up. Later you don’t want to be that 30 year old struggling to learn how to save when all you have been doing is being impulsive with your money. “Do not spend more than what you make, go out less, make a meal at home which is way cheaper, also healthier, and Always thank God for the opportunity to manage the money that was given to you to deal with.” And remember how much you get paid is up to you, not the economy. There is always something better.
My review of Dave..
by SaeDDee on 2018/08/09 17:08
When I first downloaded the app I was quite skeptical about it. After a couple of days I decided to go ahead and see what the fuss was about. Everything seemed like it was going smoothly and I want to head and requested a small amount of money to be deposited into my account. I opted to choose the express delivery because then I would receive the money in eight hours or less. Well it has been over eight hours and almost an entire 24 hours and I still have not received the money. I am very disappointed because I paid the extra $1.99 and I do believe that if I paid for that and then I should have received the money quicker. I tried to cancel but of course it won’t let me because it says that I have a loan out. I would love to know how I have a loan out if I never received the money in the first place. I have contacted support and they have not gotten back with me yet which is understandable because I’m sure this isn’t the first time this has happened. I would love to use the Dave app and I would love for it to work the way that it says it will but for now I will no longer be using it if I do not receive the money I requested. Also if I do not receive the money and it auto takes out of my bank account I will be highly frustrated.
I love the app
by Adoctor2005 on 2019/07/13 10:57
This was my first time using the app I was a little bit skeptical of putting my bank account information in the app once I finish putting in the information I had to wait two weeks for them to be able to advance me money they have to make sure that the company is legit which was fine with me now this is my third month using them and I love it they can advance you money really fast and it will be in your bank account the same day or three business days The only Con I have is that when you work for another business they will not advance you the whole money you have a choice of 10 15 $20 until you get your second paycheck from a new company which was fine with me but I also noticed that once they notice you’re getting the same check from the same business it takes them a minute to process on the app you can have your check on Friday has cleared but I noticed sometimes when I go to the app it still says it’s pending unfortunately you won’t be able to get Advance money but overall I like the app so far 😊😉
Been a little iffy lately
by hellokalee on 2018/08/07 18:05
I started Dave I wanna say around the time I got my car because my checks were tight with payments. It could never verify my income because I have 2 pay checks coming in bi weekly so every week I have a pay check coming in from a different place. I emailed them and they fixed it but I kept having the problem until I asked if I have to email them everytime and they said probably which is no problem because they are always nice and do it in a timely fashion. They last two time have taken them over 48 hours. And this time I paid the 4.99 for express and it’s still not in my bank account. I tripled check just to make sure and nothing. I’ve emailed them and haven’t heard anything. I know this is a new company and I’ve tried giving them time cause they’ve always been so sweet. But if you’d a company saying you’ll help stop over drafts 24 to 48 hours can be the difference between a over draft fee or not. would really like for them to pick up the email times or have a number to call instead considering I have to email every time to get a advance because of the way my checks are. But other then I really like the app and have told my friends to try it too.
Fine, you really want my review.
by Screw8ballpool on 2019/07/20 14:25
I count on you to give me an advance because sometimes we are really low until next paycheck. That’s what the service if for. I’ve successfully paid you back every single time I’ve gotten an advance. You’ve made plenty of money off of me. And now you’re telling me you can only give me 20 when I was expecting to get the normal 75 I always get. You’ve just screwed me and my family out of money for the rest of the week. We were expecting the advance and you just screwed us. I’ve paid you 80 dollars every single time you advance me so you’ve made quite a bit of money off of me and now you’re gonna tell me this? I don’t keep money in my account because you take 80 every single time I get paid. I have other bills I need to pay. Not to mention the fact that I’ve never been able to get more than 75 from you when you guys claim to be able to advance 100 right on your description. You guys have done this to me more than once and beg for a review, along with a tip on top of the 5 dollars extra you take from me. So here’s your review. Thanks for screwing my family and I for the next week. With only being able to give me a measly 20 dollars when I’ve paid on time every single time. Thanks.
Works great if you need a bit of extra cash before pay day
by GodInTheWired on 2019/05/13 23:41
You can only borrow up to $75 but there’s no interest and no fees; you can choose to pay a tip to support the app (and help plant some trees) but it’s not required. There are other apps that let you borrow more money but the ones I’ve seen have secondary costs that I’m not willing to pay. For example if you want to use Earnin you have to let them track your location 24/7 to “verify your employment” - this is after they’ve already verified your employment by looking through your bank account for direct deposits and they wait until after you’ve already signed up to spring this requirement on you but I’m sure they’re not doing anything shady with all that data 😒 The only negative point I can think of is you can only get approved if you get paid via direct deposit so a lot of the people that need these types of loans the most won’t qualify for them; that being said I don’t know how else they would be able to verify your income while still operating on optional tips and $1/month per user 🤷‍♂️
Switching Banks
by Eddie Ray Gibbons on 2019/06/20 18:02
I signed up to get info when they offered a bank and so far it seems legit, I have added the digital card to my Apple wallet and will soon set up direct deposit to it once I land another better paying job. I don’t carry cash on me often and shop online most of the time so switching from a bank that charges fees for just about everything and demand you keep a certain amount to avoid fees for not having a $500 balance. Working part time and going back to school for a better career, keeping a job hasn’t been the easiest for me when I need to focus on school. Thank you for creating the app, it’s easy to use and understand and I can’t wait to get my new bank card in the mail, excited for the new chapter that awaits me! Plus also getting cash advances when I need them is brilliant, the dollar fee and the advancement fee plus tip are not much of a bother when you really need the money and they don’t let you forget to pay them back plus they put a limit on how much you should borrow which makes paying back a breeze. Thank you!! 🙏
Legit and works like a charm!
by Nightownaide on 2019/04/25 02:10
I ran across many small loan apps like a payday loan without all the high interest rates and decided to go with Dave. I filled out all my information and linked my bank account which was a fast and simple process. After I got paid I decided to wait until I was 11 days from payday to tryout Dave since I was short on cash anyways. I chose the $75 wait a few days for deposit and it came into my account pretty quickly over a day I believe. After this one was paid back I took out another $75 with Dave and used the Option where you pay a fee like $4.95 or $5 to get it deposited into your account within 8 hours and guess what, it was in there almost instantaneously!! I haven’t had any glitches with this app and would like to start donating as well when I can as I am greatful for this app and his honest services offered to people who may live paycheck to paycheck or just short on cash and don’t need a lot and don’t want to be charged an arm and a leg. Thank you Dave I appreciate your service for us people in need! Will update review if needed.
Easy, peasy app BUT....
by Kellbell74 on 2019/04/06 11:00
I don’t quite understand why one time it will take the repayment from my paycheck and another, it takes it from my husbands?? His paycheck really has nothing to do with my account so I’m not sure how it got involved. Matter a fact, my husband tried to sign up as a client but it says only one person per bank account. Yet it uses BOTH paydays for paybacks?? I don’t understand why 2 different people with 2 entirely different jobs, pay, paychecks and paydays cannot both sign up. But if not, it does t seem fair, Dave to USE both our paydays to get paid back sooner. I hope what I’m saying makes sense. If I was single, the payback would only come out of MY paycheck. But depending on when I borrow, whoever’s payday is next, it makes me agree to that date in order to move forward. In all fairness, we should be able to have our OWN separate accounts considering we both make over $50,000 a year. Ok enough with that complaint , other than that, I HIGHLY recommend this app. Of all I’ve checked, they are by far the fastest, easiest and COOLEST...I mean they save trees! How awesome is that?! Lol 😍😍😍 Thanks Dave. But let my husband set up his own acct and this app will be a PERFECT 5 stars!! 😁
Hopefully an insightful review.
by A7-! on 2018/09/26 17:23
I think like everyone else once learning about this app, your first thought is of safety. I debated whether or not I could trust it or if it was truly a scam. However, after researching the company it is quite credible and is on the Forbes list of startup businesses. It’s pretty simple, you DO have to give all your information but keep in mind that even businesses like banks and online shopping websites have the ability to be hacked so this is no different. After verifying your information, without much else, you’re prompted to give employer pay information and asked what amount would you like to apply for $25,$50,$75 (Those are the only options) with the guarantee you’ll pay back on the next payday. The money is instantly deposited and that’s it. Pretty simple. If In need of a few dollars until pay day this is as good as it gets. You’re borrowing the money from yourself basically with a monthly $1 fee. —Be advised EVERY business has their faults ESPECIALLY with customer service however I haven’t picked up on any that are alarming.
This should of been out a long time ago :)
by ARealAnswer on 2018/09/29 11:29
When I first downloaded Dave I was looking for an instant payout. Once I seen that it was actually tracking my expenses so it didn’t allow for that because I wasn’t showing no income. That’s cuz I really didn’t have a job but I needed help. I loveeee love loveee the fact that it prevents you from digging your self in a bigger financial hole. I like that you have the option to get money within minutes at NO CHARGE to you. Couple technical difficulties the app had is how it tracks a paycheck. I get paid every Friday and it’s soo much evidence to show that but it says I don’t. So when I open my app I’m always in the negative because it says I have upcoming expenses and not enough money. What’s so cool tho is the fact they let you get money even tho DAVE thinks you will be in the weeds. Last bad thing is how long it takes b4 u actually can pull the maximum amount out. I feel DAVE should trust I will pay him back because dude your wired straight to my bank account. But other than that I’ve had the app for about 3 months and I’m able to get dadvances whenever I need them. And it really is a lifesaver.
A little slow, but works.
by FaeMagick on 2019/06/26 05:54
UPDATE: The first time I used Dave, it actually took a little longer than the 3 days it was supposed to, but it did work and they withdrew the payment on the due date without a problem. Dave does work for a small fee and you can decide the tip amount. The first time worked, so this time I put in for the option that is supposed to pay out an advance in less than 8 hours for an extra fee of $2.99. I don’t yet qualify for more than the $20 advance, but every little bit helps when money is tight. UPDATE: I requested an advance for $20 and have waited the 3 days it said I would have to wait before the advance went through. Now it is 5 days until I am supposed to pay back the advance and I haven’t received anything at all. I checked all my info and everything on my end is correct. What’s the deal? I am trying to rebuild my credit after my ex screwed it up with several fraudulent purchases. I just requested my first advance of $20. Planning to update after the whole process goes through.
Good concept
by waynester6811 on 2019/10/20 02:57
Great app great concept! I imagine very helpful! However rules are a little strict.. if your looking for a payday advance or such it’s likely your account will often dip to a low on negative balance between paydays, so this counts against you in the determining factors of how much advance Dave will give you. Negative side: free deposit is 3 business days, same day deposit is $1.99 to a $5 advance and it is pulled from your advance. Not sure what the cost is for a higher borrowed amount. If it’s $1,99 regardless of advance amount that’s pretty fair, but it should be added to the back end when the advance is repaid not reduced up front If you have time to build good history with Dave, and u have a “cushion” after each pay day and aren’t negative then you’ll love this app and will benefit greatly from it . Overall the concept is great and I’m sure it’ll come in handy, but only qualifying for a $5 advance when my account shows routine deposits exceeding $4,000 direct deposit, this was a little insulting... I think the minimum advance should be like $50-$75 since they require like minimum of $1500 per month in income...
Thieves
by Gigilenirra on 2018/08/30 13:33
You guys agreed to pull on the 14th which is payday. All well and good. I’m ashamed to say we only had $.39 in our account the day before payday. I log on my bank 2 am the 14th to see if the check was in yet and low and behold... a $1 withdrawal from DAVE that threw us into the negative and we got a fee because of it!!! I contacted customer service and they sent a link. A link that said the $1 was the membership fee. A link that also said THE FIRST PAYDAY OF THE MONTH. Now since we have to share banking info, it’s clear our payday is the 1st and the 15th every month for the last 7 years. So even if the $1 is a valid charge, it was pulled on a date unagreed upon and caused major huge issues. Apparently since the rep I was dealing with doesn’t have the capacity to understand, I’m going to make sure and blast loud and clear/far and near how much of a rip off this app is. *** after developer response let me add- When I contacted customer care, all they did was keep linking me the same article that said “will pull the FIRST paycheck of the month.” Again with us being paid on the 1st and 15th, and them pulling it the 13th is still against their terms. 🤷🏻‍♀️🤷🏻‍♀️🤷🏻‍♀️🤷🏻‍♀️ again 11/10 DO NOT USE. Run away and download a different app that actually does as promised and doesn’t make your situation worse
Came in handy
by Rizzlesfan21 on 2019/06/10 00:54
I’ve only had this app for a couple days now and I absolutely love it! I wish that reviews told a bit more about what to expect in using these apps for the first time so no one is signing up in high hopes. So, I’m gonna do that here: First, it takes about 2 or 3 days to verify your next pay date, so if you are just starting out on this app, don’t count on getting the full $75 the same day you sign up! I was only able to be advanced $5, due to the pay date verification thing. Which was okay; I literally had no money at the time and had just completed my first week at a new job, so $5 was better than nothing. And since I was advanced that $5, I can’t request more until I pay that back. That’s very fair. Dave will withdraw the $5 plus interest (I think that is what that fee is?) plus a 15% tip that I chose to add. So, in total, on my next pay day, Dave will take $7.74 as a repayment of my loan. I am just keeping Dave on hand should I really need it again, in the future. It’s a nice lil app to have, definitely try it out!
Months of overdraft fees and Non Communication
by Blvckrep on 2018/03/20 02:25
I am still in the process of canceling my Dave account. First reason being that since I have opened the account 3 months ago, the constant message of " I will let you know when you are approved". Seeing as it has been three months I would have believed that Dave would have been able to verify this information or have at least called or emailed me in regards to why. Second reason I canceled my Dave account is because this is a overdraft help app. I downloaded it just in case of emergency's, unfortunately since Dave has charged me for two months in a row of $1 dollar, I have received two months worth of account overdraft charges. Seeing as I removed all my money from that account the first month after the first overcharge not to get into another overdraft for the upcoming month, only to find out that indeed I had yet another overdraft charge from Dave. I find this frustrating as this is an app to help prevent overdrafts and not only have I not been verified after two months, but now have gotten two overdrafts from this company. Dave is designed to prevent overdraft fees, yet all I have gotten since being with Dave is overdraft fees. I am completely outraged and disappointed in this app and will encourage friends and family not to use this company.
Convenient as can be!
by Beckyboolah on 2019/03/14 16:32
Dave had popped up on my Snapchat as an ad. While watching it I was definitely thinking that this concept is a very smart one. However it looked like just another budgeting app. Which are useful but in today’s world I feel like you do need those notifications to remind you of events or things you need to do. So I downloaded Dave, signing up was much easier than I thought it’d be, very secure how they go about the registering process. Selected the $75 advance now option, which for the money to be immediately deposited there is a $4.99 express fee but that’s 100% reasonable. They say it can take up to 8 hours for the money to appear in your account, mine showed up in less than 5 minutes!! What a convenience! You can also make an optional donation for nature conservation which I think is a nice touch. The app also graphs what your spending will look like until your next check, link all your purchases from your card connected to the bank account you use, etc. this is a wonderful app! Give it a try!
Could not re-enter as a member
by eljefe3888 on 2018/09/02 17:05
Thanks when I try to sign in again it rejected my debit card saying that it was already in use in someone else’s account I tried I tried several times and finally I found a way to send you guys a text to let you know so the biggest problem was I couldn’t sign back in as a A member because it would not except my debit card and it was already in the system so I had to figure out how to contact you guys and that’s when I got it going again thank you and yes this really helps you guys out when he needs a little money before payday it would be nice if those you made enough money to be able to borrow about 100 but OK we will live with 75. Again I do not understand the way you calculate my budget I don’t really have a budget I get paid I pay my bills so I really don’t understand how you could tell me that I’m going to be going to have a negative balance I don’t understand I never have a negative balance I make enough to pay you the $75 If you get lonely to 75 when I need it then I don’t need you
Dave
by LMH829 on 2019/11/05 17:29
I was looking to borrow some money on my non-pay week and I don’t have family to help me when things get tight so I looked online. When I came across this app, at first I was a little skeptical, but after doing my own research I decided to give it a try. I requested the $75 loan but the $0.00 transfer option said it would take up to 10 business days to receive the money, well by then I would have my paycheck and I wouldn’t need to borrow it anymore. So I selected the $3.99, 0-3 day delivery option and I received the cash in my account within the hour. It was very helpful and it will continue to help me when I’m tight on cash. And $3.99 is a fair price to pay to have $75 within minutes. I look at is as interest, though you don’t have to select that option, it’s worth it. And when paying Dave back, you only pay back what you borrow (plus the delivery fee if you go that route). And you have the option to tip, but it is not required. It is a very helpful app and it’s good to know it’s there if I need it!
It’s good it whatever...
by lilmo2k12 on 2019/06/08 14:57
It good. It does what it say it does. Only reason I am giving a three star because it is suppose to take out your repayment when you get paid on that certain day. And I know it knows when you get paid and what time but for some reason this last Wednesday it did not do that and it put me in a bad bind. I just enough money to cover my car insurance that was suppose to come out Wednesday morning. I do not get paid until Wednesday afternoon so I had saved this money for this day. Dave took that money from me so quick!!! Knowing I haven’t had a deposit of any money. I know they see that 👀👀! With my car insurance if the auto payment is declined then you have to pay a 15$ fee when I really can’t afford. So my savior “Dave” became my heart ache 😖. I wrote them and all the did is send a screenshot of thing I signed stated Dave was gonna take it Wednesday. Like wow thanks for the help.... I had to advance one more time because of this but after I pay it next paycheck making sure no extra money in bank account first!!! I am not using Dave again. I started a second job so I shouldn’t need it anyway. Wish everyone else the best.
Life saver!!!
by DLSR18 on 2018/09/20 17:19
So I have quite a few auto-pay bills that come out of my account so you don’t have to worry about them. This month after all bills were paid (including rent) I had more than enough to not worry about anything. But our leasing office called us saying we didn’t make rent this month. We knew we paid never had an issue paying but they couldn’t find the money order. We were told we had to pay our rent again since there was no record!!! I was In such a panic because paying rent AGAIN WOULD TAKE ME OVER AND LEAVE ME WITH NOTHING FOR A WEEK!! I remembered seeing an add for this app. I downloaded Dave and In 5 minutes I had $75 in my account!! There is a fee for a direct cash transfer for same day but it is applied to your total and will be paid when you pay the loan back. I don’t know if I’ll ever need this app again but I have told EVERYONE I know about it. (P.s) leasing office finds money order for rent after we find and bring our receipt a few days later. Turns out they applied our payment to someone else’s account 😒
Dave is Awesome!!
by MuvaOfThree on 2019/03/08 21:02
My husband needed a little extra cash for an unexpected expense. He downloaded a similar app to Dave. The app was going to charge him a monthly fee of $10 and the earliest he could receive the money via direct deposit, was the next day. Half way through the next day, he still had not received the money in his account. So my husband was at work and trying to help him out, I figured I’d try other options. I had seen Ads for Dave and have also read good reviews about it. I downloaded Dave and set up an account for my husband and went through all the steps to receive a cash advance within about 10 minutes or less. Dave also only charges a monthly fee of $1 and I opted to pay the $3.99 fee to have the money deposited within 1 - 8 hours. To my surprise, the money I requested was in my husband’s account in less than 5 minutes!! So in total, from the minute I downloaded Dave to the minute the money was deposited in the account was less than 15 minutes! It’s a great choice if you need a little cash fast!
Scammy
by wannaberoadie on 2019/06/06 15:09
While this app does deliver (one of) it’s promised claims of providing payday advances, it also takes money when it shouldn’t. I’ve used it twice for cash advances twice, and it has delivered that money, but it took “tip” money when I specifically set the tip amount to zero. I’ve repeatedly set that parameter, and it ALWAYS resets itself to $10, no matter how many times I adjust it. This is pretty scammy as far as I’m concerned, there is no excuse for it, and there is absolutely NO customer service available to fix this problem. The “tip” supposedly goes towards planting trees somewhere, and this is something I refuse to contribute to, as I already allocate my own money towards charity causes, and I’m obviously using this cash advance function because I’m very low on money and I can’t afford to spend it on such things at the moment; plus, the amount of money I’m paying for the advance is plenty high enough (6.7%) without paying an additional “tip”. I’ve sent feedback through the app, and got no response whatsoever, thus I have no choice but to come here and give their app a bad review in order to get their attention this way. My advice: shop around for different apps before downloading this one.
I’m tired of begging
by Mindful26 on 2019/06/23 19:38
Well I’ve been with Dave over 2 years at first it was easy now they aren’t as good. I’ve been sending messages to their customer service department for months getting the exact same results... NOTHING I get a message that says my bank can’t be verified.... but yet they have all of my banking information. I was told to uninstall the app and download again. I did that got the same message again. I began to notice that they put several micro deposits in but yet I can’t get a loan and to my surprise they took out their monthly fee... now how are you gonna just take one dollar and I haven’t had a loan since May. These 2 months have been aggravating I’m so tired of contacting them and never receiving a response. I go bank on now they want me to deposit my check in their bank so that I can do banking with them. This is horrible because I don’t want to bank with Dave I just prefer to get the loan and now I can’t get them out of my bank so please close the account and stop taking the fee. Please
Peace of mind
by pammykay63 on 2019/05/23 07:29
I have a very hard time making ends meet each month due to being placed on a fixed income. I searched the internet to find the best banking choices and the cheapest options to make my money stretch from one check to the next. I read countless reviews and made pages of notes until I was satisfied that I had chosen the exact place my money should be and the money still runs out before my next check comes. When I found Dave I was skeptical. I figured that I’d pay a dollar to have an app watch over my account and alert me when my balance was low and when the money ran out, it would be told I didn’t qualify for an advance but I was pleasantly surprised. Today I woke up to a text from Dave telling me I qualified for an advance! I now have a little money in my account for the things I need and the usual worry of what I will do when something comes up before my check gets here is gone! I am thankful that I found Dave when I did. It’s the peace of mind that I have been looking for.
Loved the idea, but to many issues
by mommy4love on 2018/11/28 10:53
I thought I’d give this a try just to see if it would work in a pinch! I was able to connect to my bank and after a day or two I was advanced a small amount! It worked! I thought it was great for when I may need it in a pinch! But when came time to pay back the small amount it kept kicking me off my connection with my bank over n over ! Days of calling and trying to get resolved they withdrew the amount owed (nearly a week later) I was panicking of course cause it was nothing on my end! Spoke to my bank and was told it was the app itself that was the issue, but because of all this they lowered my borrow amount to $5 why would I borrow $5 and pay that fee??? Then got charged the $1 monthly fee, fine ! But two days later was charged $1 again! I can’t get any response to my inquiries! I want to cancel this app and NOT be charged $1 every other day! The $5 borrowing isn’t worth the fee , especially when my amount was lowered for something I had nothing to do with! I find it very sneaky that it kept disconnecting from my bank then finally connects after a week and makes more charges then should be! Wish customer service would help!
Rating Trends
377,135,559,430,449,540,492,405,364,397,0,981,436,421,139,304,0,781,437,510,456,393,204,354,381,425,537,0,749,322,319,394,402,500,482,352,342,401,469,533,659,476,472,450,411,422,482,576,425,401,358,241,521,576,629,571,419,453,461,542,491,606,508,453,383,415,439,542,445,853,480,432,465,549,540,620,514,438,390,372,431,497,625,539,433,378,447,455,540,568
All Versions
5.0
194,238 total
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169,583
 4
13,869
 3
4,393
 2
1,720
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4,673
Current Version (2.10.5)
5.0
193,997 total
 5
169,455
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13,858
 3
4,386
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1,700
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4,598
Version History
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App name
Dave - Banking For Humans
Description
Advance up to $100 from your paycheck interest-free. No credit check. With Dave, you can budget your upcoming expenses and be protected from bank fees for only $1/month. ***Dave Banking is here!*** Sign up for Dave Banking and you’ll get up to a $100 advance from your next paycheck. MARK CUBAN "I invested in Dave because I got crushed by overdraft fees in my 20’s. For anyone who wants to be successful, I always advise to cut down on useless expenses and save money. Overdraft fees are the definition of useless." ***Winner of the prestigious JP Morgan 2017 Financial Solutions Lab*** Dave provides paycheck advances and budgeting assistance to anyone in need. Dave will help you avoid overdraft fees, plan for upcoming expenses and spot you up to $100 when you need cash fast. Worried about spending too much? Dave can help you budget your personal expenses and avoid overdrafts with friendly announcements. Automatic payments for things like Netflix and insurance can make budgeting tricky, but he can help there too! Dave can even help you find a “Side Hustle” to bring in extra money between paychecks. Want to be philanthropic but don’t have the budget for it? Dave even helps the environment. If you tip Dave, we plant a tree for every % that you tip. Whether you’re hit by sudden expenses or need a little extra to make it to the next paycheck, Dave is here to help. Download Dave now and to stay ahead of overdrafts and get a payday advance when you need it. DAVE FEATURES: ►NEVER OVERDRAFT AGAIN◄ • Instantly advance up to $100 from your next paycheck. • No interest. No credit checks. Just pay your advance back on payday. • Connect directly to your bank account to borrow money fast. • Dave saves the average American an average of $500 a year. ►BALANCE YOUR BUDGET◄ • Supercharge your checking account with budgeting tools and predictive alerts. •: Plan for upcoming expenses like your rent, phone bill or even places you go to often like McDonald’s. ►ALERT◄ If you spend more than you planned for, Dave can send you alerts. Budget and account for automatic recurring payments. ►SIDE HUSTLE◄ • Find ways to earn extra money on the side. • Apply for side gigs like Uber or Doordash right from the app. ►GIVING BACK◄ • For every % tip you leave, Dave plants a tree in partnership with Trees for the Future. • Thanks to Dave users, millions of trees have been planted so far. • Planting trees provides families with food, income, empowerment, unity, leadership, education and even saves lives. • Now you can give back by borrowing, no matter what your budget is. ►WHAT PEOPLE ARE SAYING◄ “This $1/mo subscription appears radically reasonable beside the cost of overdraft fees ($34).” Dave advances are 0% interest. The average overdraft has an interest rate of 17,000% and payday loans are crazy expensive at 600% interest or more.” MARK CUBAN "I invested in Dave because I got crushed by overdraft fees in my 20’s. For anyone who wants to be successful, I always advise to cut down on useless expenses and save money. Overdraft fees are the definition of useless." FORBES “For Workers In A Pinch, Dave.com Experiments With No-Interest Paycheck Advances” LIFEHACKER “This App Will Loan You $75 Interest Free to Avoid Overdraft Fees. Overdraft fees are the worst. A solid solution: Dave. Not your buddy from college, the app.” BLOOMBERG “Bank overdraft fees are here to stay. Thankfully, there's Dave.com.”
Love it love Dave I need to reset my password
by Shelley Overton on 2019/11/12 15:10
Love it
Awesome Download!
by Kween📍 on 2019/11/12 15:09
Dave App Has My Back ! All the time
Amazing
by Hazen25 on 2019/11/12 15:03
Amazing app!!
Dope
by Akeem Sudds on 2019/11/12 15:00
Money get to your account fast!!! App definitely comes in clutch when your low on funds.
I love it
by brooke 4 nier on 2019/11/12 14:41
I love it
Love it
by cxntkay on 2019/11/12 14:31
Good app
Awesome
by Ang n Kids on 2019/11/12 14:16
Dave is awesome and easy to set up
LizaBBarnes
by LizaBBarnes on 2019/11/12 14:13
Thumbs up
Great
by Snapp! on 2019/11/12 14:13
Great
Dope
by Tinderloveandcare on 2019/11/12 14:04
Gets me out of a bind
Dave is awesome to work with
by 1983RMB on 2019/11/12 14:02
He is awesome to work with and easy to get along. I had one little problem but after reaching out to customer service they it my problem fixed right away
Great
by Gary J FFs reg h on 2019/11/12 13:56
Great
Always There
by She_da_1 on 2019/11/12 13:51
This app always comes through when I need it most. And it deposits pretty quickly into my account. 🙌🏾🙌🏾🙌🏾
Great!
by lili427 on 2019/11/12 13:47
No complaints
Love the app!
by JRahe86 on 2019/11/12 13:28
Love the app and it really does work however when attempting to upload an id or license it keeps saying taking too long try again in 5 minutes 😔 this is the first time I’ve had this issue....other than that it’s a great app! Edit to my original review I have had nothing but problems I have sent 3 messages if reference to all of a sudden my eligible amount went from $75 to $20 without any notice I have always paid back on time and without any issue I have reached out to help support 3 times now and have yet to receive anything in return. I have always really liked the Dave App and it has helped me out a lot but now it’s becoming an inconvenience especially when help support does not follow thru.
Love it
by WrightEssence on 2019/11/12 13:25
Great app
Leon turner
by Fnkleon on 2019/11/12 13:17
Thank you so much for working with me this is one of the best app I have been. You keep everything in line and you do what you said you are going to . I will recommend this to all my friends an family so keep up the great work.
Amazing idea!
by AshTuckBoz on 2019/11/12 13:08
Comes through when I need it most! Also a great way to assist with budgeting! Thank you Bears!
Awesome
by Tavion24 on 2019/11/12 13:00
Great and really reliable
So easy
by TammyRReynolds on 2019/11/12 12:55
This app is so easy to use and comes in handy when money is needed. Thank you
Life saver
by cmo8822 on 2019/11/12 12:54
Whenever I need that extra cash for gas or some food Dave is there to save that day. 10/10
I fw it
by Darkofromthedark on 2019/11/12 12:53
It came clutch when I needed gas money for work
Love it
by Lelanilove on 2019/11/12 12:46
Dave definitely gets me through the in between stage of paychecks . Super easy to use , and set up . Takes you step by step and the overdraft alerts are a huge help . Advances never take a long time , helps when your in a crunch . I’ve already recommended it to friends and family for sure worth a try !
Dave’s a great app!
by saffold96 on 2019/11/12 12:45
It’s always there when I need it.
Review
by Qui101 on 2019/11/12 12:39
Everything was amazing and I help me under saving and everything . Everything was just so perfect everyone should join.
👍🏾👍🏾
by NeshaJAY on 2019/11/12 12:19
This app helps me out alot till my next check.. 👌🏾👌🏾
I like the Dave app!
by Chickenandwaffle on 2019/11/12 11:58
It is useful when I’m in need.
Money fast
by Quez1256 on 2019/11/12 11:55
East process and fast results!
Great app
by mikolsmom925 on 2019/11/12 11:55
I got my money instantly!!
Great
by happy❤️XO on 2019/11/12 11:45
Really helps
Holy Moly!!!
by Lani Kanu Kanu on 2019/11/12 11:04
I was a little skeptical at first. There’s always a catch when it comes to needing cash. Dave was really quick and helped me also track expenses. I love this app! I highly recommend it. It’s amazing, overly impressed!
Dave
by kaayking92 on 2019/11/12 10:26
Legit 🤞🏾💋
His world
by Mrs. Lunsford on 2019/11/12 10:24
Excellent best service when needed
Thanks!
by alvingloryalemania on 2019/11/12 10:21
Good job Dave!
Shine88
by Benifer88 on 2019/11/12 10:14
Nice app very helpful
Fast & Easy
by 12Disy12 on 2019/11/12 09:25
It was so easy to sign up and the money came so fast
Soending
by Anamae717 on 2019/11/12 09:09
Helps me save and stay on top of my expenses
Helps in a bind
by brent611 on 2019/11/12 08:03
So helpful for when in between pay periods
Best app
by yjngslump305 on 2019/11/12 07:47
I live this app
amazingly helpful!
by puddintaiter on 2019/11/12 07:37
Huge for helping me budget and not live paycheck to paycheck. Bummed about the waiting list for checking, hope to hear something from the list soon!
Thanks Dave
by KbFlame305 on 2019/11/12 07:04
This App Is So Clutch I’ve been referring everyone since I started. Plus, it’s shows how Much money you Earn as to Money Spent.
Nice great app love how it helps me out
by johnnyoner on 2019/11/12 06:27
Great app helps a lot
Best Help whenever you need it!
by Velarde54 on 2019/11/12 06:19
For me it was a huge help
Fast!
by Brattoncr on 2019/11/12 05:41
No big fees! Now big loans! I borrowed $20 and only $2 fee. In my bank in a few hours.
Great
by axleonardo9 on 2019/11/12 05:17
Great app for quick cash
The best out
by Angie from around the way on 2019/11/12 05:12
The best app to use and definitely true to what it says love it , super easy to use as well , thanks Dave .
Dave
by triviaboss669 on 2019/11/12 05:11
This App is legit THE BEST! So easy and helps keep my budget on track... thanks Dave!
Great service
by ejrivar023 on 2019/11/12 04:58
Thank you for helping me out until payday
life saver
by Follow Me: on 2019/11/12 04:54
this app is wonderful!
Melanin Gypsy
by Ljjsk on 2019/11/12 04:49
It’s actually legit! As long as you are on top of paying back the advancement your fine and it increases ☺️ almost like a digital credit card.
Diggysmom89
by mstaebrown89 on 2019/11/12 04:28
N/a
Simple
by KrystalJade on 2019/11/12 04:27
Love!!! So easy to use and very straightforward!
Very easy to use - LOVE IT!
by Wyyldcat33 on 2019/11/12 04:12
Quick to get money. Very helpful for keeping track of finances too.
It’s the real deal
by Aemos on 2019/11/12 03:45
Does exactly what it says
5 stars
by francisco1474 on 2019/11/12 03:42
Great app love it works best
Truck Driver
by Queenelizabethx on 2019/11/12 03:22
Can’t say enough about this company. I’m shocked at the ease and access of this app. I’ve needed to use it about 3 or 4 times now and they’ve never failed me. I usually request the $75 and pay it back on my next pay period and it’s just enough for me to get by!! Never has a borrowing app been this easy. For me to write the review, says a lot. I don’t do these kind of things!! Thanks Dave, you’ve saved the day again!!
Greatest
by packers green on 2019/11/12 03:18
This app is the best on a rainy day u can barrow $20 up to $75 check it out
A total life saver
by Platinumphotos on 2019/11/12 03:15
Had back to back emergencies this month saw Dave on Ig and thought why not. Like everyone i was reluctant to divulge so much info but it was worth it. Will prob save them for extreme emergencies but this game in handy and was quick and super easy.
First time
by Raymond4200 on 2019/11/12 03:12
LOVE IT
Handsome devil dabecca
by handsome devil dabecca on 2019/11/12 03:07
Great app
Love this app
by NolaMoon on 2019/11/12 03:03
So easy! So helpful and it will legitimately loan you a little money before payday! I love it.
Great Amazing
by CleoDéNile on 2019/11/12 03:01
Dave Is A Really Great App When You need A Little Cash 💰 And You Cant Wait Till Pay Day
Excellent Dave is awesome!
by edgaraf on 2019/11/12 03:00
Dave is the most reliable and must trusting app to get money deposited to your bank account fast! 😁 Dave is awesome excellent! And I get immediate results as soon as possible.😊🙂 Every time Dave keeps me even much more secure and with much better options to choose from?
Need money
by cecedagreat on 2019/11/12 02:55
Wen I get my money
thank u
by luluvons on 2019/11/12 02:51
appreciate everything this app done for me
Wow
by Tu cola wey on 2019/11/12 02:39
Tanks
Extra cash 🤑
by Snarky T. Ruthless on 2019/11/12 02:38
Money 💰 when having low income emergency.
Lifesaver!
by Mtvsince93 on 2019/11/12 02:22
Grateful for this app.
This app is a God send 🙏🏾
by P. Bamson on 2019/11/12 02:18
So grateful for this app. It has definitely helped me.
🙌🏽🙌🏽🙌🏽
by Subway surfer ok on 2019/11/12 02:07
It a lifesaver thank you 🙏🏽
Great app!
by ErinPilcher83 on 2019/11/12 01:53
Yay!
So helpful!
by xhsjdjfjd on 2019/11/12 01:42
So helpful and convenient! I love it!
Wow
by IzyBellaMare on 2019/11/12 01:32
Thanks so much Dave!!!!
Great App💯
by Yung niño..... on 2019/11/12 01:32
Amazing app. When I heard of it I had my doubts. But a friend put me on to it and I’m glad he did. Will definitely be using this again
S
by anal450 on 2019/11/12 01:30
Nice
Vggtgh
by gtjhffgk on 2019/11/12 01:29
Gyjhfbjtcnchhn us. Rug
Pinkq777
by belaaaaaaaa7777 on 2019/11/12 01:22
Thakyou 😇
It Works !
by Zl1Pac on 2019/11/12 01:20
Very cool
Dave is a lifesaver!!!
by RickJames007 on 2019/11/12 01:15
Really helped me out of a jam when I needed it most. Would highly recommend to anyone who needs a little help til next payday. Thanks Dave!!!
In love with Dave
by LauMicPr on 2019/11/12 01:12
Dave is the best! I’m so glad I found out about him. My fave thing is that I can only take at certain times and certain amounts. Sounds crazy I know! But you never bite off more than you can chew and Dave holds you accountable. My kind of guy 🤦🏻‍♀️🤣
Happy i got to touch my money but not so happy.
by Delzz7 on 2019/11/12 01:11
First time using Dave i would’ve liked it if they didn’t charge me a fee to get a hold of my own money .
Greatest invention!
by Chemphill8456 on 2019/11/12 01:11
Love this app!
Quick and Easy
by Starprincess5 on 2019/11/12 00:57
I signed up in 5 minutes and got my pay advance super fast too! Great app! I’ve been recommending it to everyone!
Bonnie075
by bonnie075 on 2019/11/12 00:56
Good
Good good not bad
by ADWright on 2019/11/12 00:53
Just like the band.
Dave
by Batmangurl on 2019/11/12 00:43
AMAZING!
Big help
by Mrs J Brunson on 2019/11/12 00:41
Helped me out when I had an emergency that depleted all my funds! Big thanks! Quick and fast!
Review
by bryantbestill1 on 2019/11/12 00:25
I have been using Dave for several weeks
Dave is great!
by merissa E on 2019/11/12 00:05
The Dave app helps me all the time and is great for anyone living paycheck to paycheck
Great app
by Masta Mynd on 2019/11/12 00:03
Never had any issues
Dave
by kalid kirby on 2019/11/12 00:02
Love the app help u out when u is in a jam
Great app
by john 2322 on 2019/11/11 23:57
Helps out doesn’t ask for muuh as long as you set everything up right
Dave App
by Japooh10 on 2019/11/11 23:56
It’s the greatest loan app ever 🙌🏾
Fake
by Cbrown0024 on 2019/11/11 23:55
This app hacked my account don't use
Cool app
by marwoods on 2019/11/11 23:51
I love this app !!!
Great cash advance app
by input needed not taken on 2019/11/11 23:49
If you need a cash advance this is the app to use
Awesome
by lillie❤️green on 2019/11/11 23:48
I keep seeing this on Facebook and on instagram and I got the app and this is honestly very convenient for me. Cause I have trouble saving money cause of school and work so when I’m out of it I can request it from DAVE. Highly recommend. Thank you.
Easy as 1.2.3...
by spideromain on 2019/11/11 23:47
Quick easy to fill out and use. 10% collection charge... but not bad.
Awesome app
by brandino121 on 2019/11/11 23:46
This is a very great app to help manage your expenses and even lend you up to 75 dollars until your next pay day comes in handy alot
Truly Awesome
by krzylkafox on 2018/08/23 17:53
I found Dave via Facebook and read a lot of comments from people making fun of the service, making it sound like people who need it don’t manage their money very well. I was curious to see what it was about and why others feel the need to make fun of people who use it, so I downloaded the app (not expecting to use it, but to just see what it was). As circumstances presented themselves, being a single mom with zero help from the other parent, and trying to provide for my kids (I work full time and go to school full time so I can put myself in a better place, but until then things are pretty tight) - I found myself facing an overdrawn check fee (I wrote a check to register my daughter for school and had something else clear my checking account that wasn’t supposed to go through, which means I didn’t have enough funds for the check I wrote). I remembered I’d installed the Dave app a couple of weeks ago and within a few minutes, I was approved for a small loan and because I paid the extra $4.99 expedite fee, the money was deposited into my bank account within the hour. Dave only charges a $1.00 fee to loan you the money plus any tip you’re willing to donate, but is not required. When your paycheck is due to deposit, Dave takes the loan and fee back out of your bank account and that’s all there is to it! It’s very easy and painless and definitely worth the $1.00 fee to not have to pay an overdraft/insufficient funds fee to your bank.
Real-world, real-time lifesaver!
by Damon_Williams on 2018/10/24 16:06
I am a natural skeptic when it comes to apps such as these, but just today I had a real-world experience that Dave helped me out with. The deets: This morning, I had an out-patient procedure at a hospital in downtown Philly. I was supposed to take my wife’s ATM card and use that for parking. I’m my haste, not only do I forget her card, but I also left my main ATM card at home, leaving me only with my phone, Apple Watch, backup ATM card and 20 bucks. After my procedure I return to the lot to discover that parking was $26 - $6 more than I had on me. Wife works 40 minutes away and no way she could text me the money through iMessage, since the lot is not ApplePay-ready. Stranded, I was, staring at my car in this lot. Then it dawned on me that on a whim, I previously downloaded this Dave app. I was very skeptical about providing my bank info, but since that is the only way to realistically obtain an advance, I submitted my banking info, verified my identity and email address, and miraculously Dave fronted me 20 bucks, on the spot. I was able to immediately withdraw it and pay for parking and drive off the lot. Without this service, instead of writing this review I would still be downtown, trying to figure out how to get my car off the lot!! I don’t foresee using this app much, but I wanted to share with you all a real-world example of this app being s lifesaver. I never knew I’d need it - until I needed it!
Holy Sh**
by Soyoulikemen on 2018/10/25 01:14
WOW. Like I seriously thought this was a scam. I first kept seeing videos on Facebook, and I just figured it was some gimmicky app that was trying to take peoples money, or just be so convoluted it wouldn’t be worth the hassle. But, holy hell will I tell you.. I was WRONG. A little bit of backstory, I am a current college senior, and I am awful at managing my money. I constantly have to fight overdraft fees from my bank, and as a i result I figured this app would not be able to help me. So, when I went ahead and downloaded the app I was very surprised by the clean style and interface it was designed in. It was extremely straightforward, and to my surprise it connected with my bank account in just a few seconds. To my additional surprise I learned that Dave is not just a Loan app but a finance app! It actually helps you track transactions, and warns you when your account is getting low. Once I got everything verified, I was worried I wouldn’t be able to get an advance, my check is this coming Friday, Yet when I went to check, I was able to get a small amount of money advanced to my account In literally minuets! I was so impressed I immediately came to write this review. Thanks Dave! I am excited to see what the future holds: now I don’t have to bug my parents! XD Disclaimer: I am a real person, and I was just as skeptical as you were! But it really works!
Bugs in the app
by SpoofingEncryption on 2019/09/16 05:12
Don’t get me wrong, this app is great! I’ve been using it for almost a couple weeks now and I love it, I downloaded it during work because my girlfriend recommended it because I got an unexpected overdraft fee and I was negative, so I had to dispute my charges from the snowball effect, but nonetheless I wanted it to help prevent and better manage my money, I’m 18 years old and I recently moved into my first apartment with bills to pay now with my girlfriend so the Dave app really helps both of us out, and this building credit feature-I can’t wait to try out, it sounds amazing! Build credit by paying rent, unbelievable. I had to pay a big deposit because of no rental history or credit. Dave is amazing, but recently, I’ve been experiencing minor technical difficulties. The app seems to be showing expenses that need to be payed before payday or I might “overdraft” but then I look below, and it appears there are no expenses to remove or edit; and it’s a pretty large sum to be notified about. I’ve tried a lot of troubleshooting, but nothing seems to help, and I don’t want to be notified of false alerts & notifications. Don’t know if there’s a way to fix this or not, but I still love the app. I just wish I could use it to its fullest potential-with the alert system & billing information. -Isaac L.
The best app ever!
by Ian0135 on 2019/06/29 02:24
So my wife had seen Dave on fb and she and I knew this last week was going to be tight. I work full-time but with two young children we can’t always make it to my next paycheck. I’ve found myself sometimes asking friends and family for small loans (that I always pay back) but I hate doing it! I always feel ashamed and even though they always tell me it’s ok because I’ve never missed paying them back on time, I still find it kind of depressing to do. Enter the Dave app. I was skeptical at first. A $75 payday loan with NO INTEREST?? Sounds kinda fishy right? Well I researched this app, downloaded it, and within a few minutes I had $75 in my account! I did pay the extra fee in order to expedite the process but that was the ONLY FEE I paid and that was optional! Then when I was paid this past Friday they automatically took the money back and that was it! I can’t express how satisfying it is to not have to go to my friends or parents with my tail between my legs for a few bucks anymore! Thank you so much to the developers! All of this is made possible by paying $1 a month! This app is a dream come true for hard working people who find themselves in a tight spot from time to time! P.S. I am real. I’m not some shill writing a positive review for a reward. Dave is 100% legit!
Great at First, But Eventually Experiences Issues
by kcaftxga on 2019/10/03 16:41
Initially I was skeptical to install and use an app requiring entry of my banking account info, but after reading dozens of mostly-positive reviews I decided to give it a try. Entering my bank account info and inputting my paycheck schedule was quick and easy, and not long after the verification was completed I requested and received a $75 cash advance. Over the course of a couple months I requested and received three $75 advances, each of which was paid from my checking account on the scheduled date. However, this week I attempted another advance but the app reflected it did not register my most recent paycheck, thereby limiting to $20 the amount I could advance. Upon trying to update the paycheck schedule (which has NOT changed, mind you), the app informed me it could not offer advances based on manual paycheck entry. This issue was something I read in many reviews, but I opted to continue with the installation and use of the app. Now, due to the frustrating glitch in the app’s ability to record my always-on-time paychecks and other, static monthly deposits, there really is no point in keeping the app on my phone. Currently I am evaluating the use of other, similar apps, as I see no need to maintain the Dave app because it no longer properly records my paycheck information. I’m glad I waited to write a review because it allowed me to experience both its pros and cons.
So upset
by Bayliekristine on 2018/08/31 21:33
I’ve had Dave for a long time and every time I’ve borrowed money I’ve always been perfect about paying it back. Even left them MULTIPLE good reviews! Due to my job now my paychecks are every other week. I changed it on the app, borrowed $75, mustve not paid attention to the payback day, and then the next day realized I messed it up and emailed the customer support team and told them I would not have money on Friday and that my paycheck would be the following Friday, they responded and said it can’t be extended but not to stress, Dave wouldn’t charge me late fees or anything, they would just take a partial pay or wait until the funds are available. I emailed again. Told them that a partial pay or anything is going to put me in negative because I do have money in my account but that it was just the money I was given for rent by my roomates, and that if it was taking out Friday I would not be able to pay rent because I haven’t gotten a paycheck yet. Again, they email me back and tell me not to stress about it. Dave won’t take the money if you can’t afford it. FRIDAY HITS AND IM NEGATIVE SIX DOLLARS IN MY BANK ACCOUNT. CANT GET IT BACK. CANT PAY RENT. DEFINITELY CANT AFFORD THE OVER DRAFT FEE. So happy I was told “don’t stress about it” just to be completely blind sided when my rent payment is declined!!! Crying because of Dave. 👌🏻😭😡🤬
Used to be great. Now, not so much...
by TipTopTaaffy on 2018/11/30 09:29
I have used this app pretty much every two weeks for a little help with gas money. For the first 2-3 months I had no problem. Then I started receiving error messages stating that my pay check hadn’t come in, but when I would go to edit my income it displayed my last check from 5 days prior. I deleted the app and reinstalled, which solved the problem. Two weeks later I had the exact same issue, but deleting/reinstalling didn’t help. I wrote into customer service and they responded within 6 hours apologizing and stating the issue had been resolved. I was able to go in and borrow right away. That was two weeks ago. Im not really in a position where I need extra funds right now, but I wanted to see if the problem would persist. Sure enough, I’m getting a message stating my last check hasn’t come in yet, but then it displays my last check from June 8th and shows my next pay date is June 22nd. There has been no change to my income or pay schedule, so I really have no idea why there have been problems in the last few weeks. This used to be a 5 star app, but with consistent issues I’m rating it as a 2. Update 11/30....issues were resolved and I’ve been able to use Dave a few more times to help out in a pinch.
Awesome, awesome, awesome!
by emaleenoelle on 2018/10/23 18:45
I don’t usually like leaving reviews but I felt that it was more than necessary for me to do a review of Dave. First of all, the setup process after I downloaded the app was SO fast and SO simple. They walked me through the setup very easily, and they even had some budgeted items already preset for me after they analyzed my bank account. That was a pretty cool feature. But the BEST PART OF ALL is that they let me borrow money from my upcoming paycheck on the SAME DAY that I downloaded the app. There was absolutely no waiting period or trial period before I was approved to borrow. I was honestly amazed by that. Most apps that offer payday type of loans will make you wait up to 30 days before you can borrow but not Dave! I had downloaded the app, set up my account, borrowed money, and had the money in my account all within less than 30 MINUTES!! That’s unheard of! And once I confirmed the amount I wanted to borrow, the money was literally in my account instantaneously. Literally. So if you’re on the fence about this app, just go ahead and take the leap and download Dave. You won’t regret it. ALSO- no fees. They do NOT make you tip them if you don’t want to. Side note- I am a completely real reviewer. I was not paid or compensated for this review. This is my honest opinion. No BS. Happy borrowing!
Quick & User Friendly
by angel_1992 on 2019/07/09 00:36
To be honest, I heard of them through Facebook and I always skipped the video ad. One day, I needed money for transit and I didn’t have enough in my account. I called a couple friends and no one had it so I was stuck at the airport trying to figure out a way home. My friend told me to download this app. I didn’t think much about it before because I use Earnin App. But I had just gotten off 2 weeks vacation so Earnin wouldn’t let me borrow until my next paycheck. With no other options, I download this app. It was very user friendly and didn’t take up too much time to set up. I didn’t have to wait 1-3 business days or anything. I literally signed up put my information in, told them when I’d pay it back, and within a few minutes (depending on ur bank it takes longer, but USAA Bank is instant) the money transferred and I got home safely. The tips you leave give a percentage to charity which is really great. Also Earnin app only lets u use true bank u get paid from and has a whole verification process which is annoying but understandable I guess. But this app lets u pick which bank u need the money to transfer to and I like this option much better. I don’t normally leave reviews but this deserved one for sure.
Dave is helpfull
by JacksNeu82 on 2019/03/16 09:43
When I heard about the Dave app I though yeah right a app that will lend you money if you are in a jam with 0% interest??? To good to be true, so I downloaded it and looked at the app, read everything I could read on the app. And IT WAS TRUE! The only thing you pay back is what you borrowed and a small tip which you can pick the amount if you wanted to tip .75 cents instead of the suggest amount you could, and all for $1.00 a month that’s it. But than I was never able to borrow money for some reason every time I would try it would give some message. So finally one day I was going to delete the app, when I was asked why I told them and they said give them some time to look at it and I got 2 months free. Next I know I received a email saying I was able to borrow from Dave. So the customer service is pretty good as far as I could tell. The only thing I don’t like about the app is once you borrow and they take it from your pay, you have to wait 11 days from your next pay to borrow again. Sometimes the money may be needed before that. All in all the app is pretty good I would definitely recommend it to anyone who is in a jam, needs help with there bank account. The Dave app has definitely saved me from accidentally over-drafting a few times. I’m glad I downloaded the app.
Dave is a lifesaver!
by fspu.scion on 2018/06/07 17:16
I often times live paycheck to paycheck and in need of borrowing a few bucks from friends or coworkers just to get by and have enough gas to get to/from work. After being bombarded with ads for this app while on other apps, I finally took it into consideration and did a little research to make sure I wasn’t getting myself into a big mess. After deciding to download it, I linked my bank account and asked to borrow $25 (you have the option of $25, 50 or 75). You can wait 1-2 business days or pay an extra $3.98 for it to be in your bank acct within 8 hrs. I chose to pay the few extra dollars to have it fast and once I opened up my banking app, it was already there. From the time I downloaded Dave, to the time I logged out, it was less than 10 mins and I had the $25 in my account. That fast!! I will definitely be keeping this app on hand so I can bypass the embarrassment of asking to borrow money again. And another awesome thing? No enormous interest rates like traditional loans, and can do it all from home...no need to speak to anyone and no need to physically go into a bank. I’m beyond satisfied and I hope that satisfaction continues. I highly recommend this to anyone who needs some additional help to get by until payday.
Life saver
by O'Malleyjd on 2018/07/24 01:33
Iv been going through a lot but a lot of people go through a lot so I can’t complain at where I am at in life and I know how to get where I’m needed. I haven’t grown up in an easy life and I wouldn’t change a thing about my life. Iv had 3 women who tried to be a mother. One passed away, one sent us across the street and took everything and the mother that has always been there is still with me. Iv had cancer 2 and been run over by my own car after a driver hit my truck going 90 and I was in front of it. I have both hips replace and a knee replacement and getting the other knee done (from being a cancer survivor). I wouldn’t change a moment because it made who I am. Sometimes we struggle and I was and still am there but this app has provided me with knowing I can get to work and make the money needed (Have no car have to lyft or Uber). Sometime it’s a struggle and makes you worry that you don’t have enough to make it to the next paycheck. No work no money even if I can’t get there. This app have been a comfort for me knowing I have someone to go to when I need the help. Thank you to those that created this app and I always recommended even if your not struggling use the app. You never know when something can come up.
Works better than earn in
by Loooorita on 2019/06/17 20:22
Only annoying thing is that it says you can get $75 but only let me get $20 at the most.. better than nothing I guess. (First time I used it) Now that I got my paycheck and paid Dave back, I now have the option to cash out up to $75. Super cool app. I always choose the fast cash out for a percentage of the money their giving me ( it was $2 for the $20, and it was $5 for the $75) it says it will arrive in your account within 8 hours, and I always get it instantly. Thanks Dave. I’m in between full time jobs so I only have a part time job and drive uber. It helps so much especially when I don’t feel like driving uber or if uber is slow. This is amazing. Better than Earn-in. They keep asking for a copy of my paystub even though I get direct deposit & I currently don’t have access to my online paystub. But there’s none of that bs with Dave. Dave is smart and can clearly see my check depositing every two weeks. I’m sure earn in is good once it’s all set up, just annoying that its doing that to me right now. So thanks Dave creators for making such a cool, smart app. They also plant a tree for every tip you give them. ( I gave .75 cents and they are planting 1 tree. Really cool)
This business lacks so much communication.
by ashv6675 on 2018/01/31 15:54
Edit: They’ve responded to my email within the same day and apologized for the inconvenience. Glad I️ was able to communicate with them, tried the express advance and it went in right away. I’m sure many can agree that if you’re trusting an app with all of your bank and payroll information that the least they should provide is a customer service number or a support email that is easily accessible. I don’t personally believe that i should have to dig through Q & A’s or 1 star ratings just to find an email to reach them at. And then on top of that it “may take 1-2 days” for them to respond. When it’s a matter of money, they should definitely be more on top of their customers with issues. I received my $75 with no issue the first time, now I have been waiting 4 business days and still have yet to receive anything. I’m afraid when payment day comes they’re going to charge me the $75 plus the tip. Simply because the lack of communication with this business, nobody can be sure. My account was overdrawn yesterday for a couple hours, today it’s in good standing and the app still has not updated that It’s positive. I’ve wrote in to them (after about an hour of searching for help) and hopefully they can resolve my issue.
Great App!
by Mindy9171 on 2019/05/29 12:41
I downloaded Dave several months ago but my bank wasn’t listed to use soI requested they add it. It took a few months but I kept checking back and soon my bank had been added. Due to unexpected family medical emergency I needed help so I did the cash advance with Dave. The process was very easy and my money was deposited into my account at the end of the day even though it said it would take eight hours. They don’t charge interest or a fee for the advance, except for the five dollars if you need the cash fast, but you can include a tip which I was happy to do. Unlike the Earnin app, which tracks the hours you work at a physical address before it will advance your money, Dave looks at your income history and then determines how much it’s able to allow you to request. The max available is $75 but if you’re approved for that amount it gives you the option to take $50 or $25 instead which I liked. I think this is a great app especially because the end of the month is hard for a lot of people and in times of emergency it comes in handy. The only issue I saw is that you can only borrow within 10 days of your next payday. But overall it’s a great app!
Can’t complain
by pAuLLwALL2252 on 2019/09/14 17:40
I use Dave quite often. Honestly have nothing and to say about it when you’re tight with money and can’t get through the week without gas money or even just to eat Dave was always there to help. If you’re job offers direct deposit then it’s easy to set up. Based on what you’re income is they will let you take out $100 or $75. When you get an advancement it usually takes 3 days but if you need it ASAP they will charge you $5 on top of what you’re taking out for the advancement. You can set up the day you can pay the advancement back the best thing is when they are ready to get paid back they automatically do it for you. If the money doesn’t hit yet they take a little bit out of you’re account so your bank balance does t go to a negative that right there is really awesome. They care about making sure your account doesn’t go negative even though you owe them money they will wait until you have money in your account before they take it out. Other than that it’s really convenient to have. I personally haven’t had any issues other than waiting for payments to process or loans to come through that’s the only thing that takes a while. I honestly recommend it if you just need extra cash to get by
Lifesaver!
by KpopG1 on 2018/07/24 18:29
I’ll admit I was skeptical at first about this app. But I found myself in a pinch and needed some gas money. My paycheck was two days away. I tried this app, and let me tell you it was super easy! One dollar fee a month. I’ll take it. I was able to input my info and link my bank account and within minutes I had a personal budget, which really made me review my spending habits. Verify your info and your deposit/ job earnings and your done! Then you can request an advance from your future check! You borrow from yourself, with absolutely no interest! You can express send your money for a $3 fee (which you do not have to pay; you pay it back with the amount your borrowed from your future paycheck) and you have it within a few hours (I got mine almost instantaneously!) Verify your repayment date or next job deposit and they will automatically take it out of your check. The best part is; it will not take it out of your check if it will make you go negative. You can make a payment your next check. This has been a lifesaver. Instead of trying to bum $20 for gas I can borrow against myself. It’s been a great easy process for me!
4 Stars for now...Updated to 5!
by TexasBaby_KC on 2018/09/20 15:29
I read about this app yesterday and decided to install today. I also installed Earnin, but that was going to take 1-3 business days JUST to verify my info. Dave verified my info almost instantly, and after inputting my paycheck info that is set to deposit tomorrow, I selected my advance amount. I went through all the applicable screens which includes selecting a tip and confirming the transaction. I checked my bank app literally one second later AND ALREADY HAD MY ADVANCE! I’m rating the app 4 stars for now because my check deposits into my account mid-morning and I’m wondering how quickly my advance (plus expedite fee and tip) will be deducted out. Even if it creates a negative balance for a couple hours, I won’t lower my rating, but if it waits until after my check deposits then I’ll update to 5 stars! Update: I’ve used Dave several times now and it appears that the service makes sure not to overdraft you! It will wait until it can take back the total amount you borrowed, or will use more than one withdrawal if you don’t yet have the complete amount due on the day of/before your direct deposit hits.
Ridiculous
by ash9837 on 2018/08/25 00:40
It took me 3 months of back and forth with their customer support to finally be able to get an advance of $15. The loan was paid back on my payday, plus fees. The next was dropped to $5 available loan. That was paid back, as well. The following was still at $5 availability. I spent 3 days back and forth, trying to find out why. They corrected it and allowed me to do up to $75, but I only needed $50. Again, that was paid back, plus fees, on time. I checked it again, and loan amount had dropped back down to $5. Once again, I have spent another 3 days back and forth with their customer support, to find out why. This time, I was told have only received 1 direct deposit check from my employer. Hmm...didn't make sense that I've received advances previously....one of them recently and paid back on time. I reinformed them I have received regular direct deposit from my employer and gotten advances before from this app. I was then told that, because I received a direct deposit from another source, (because I have bonuses and employee benefits hit my account every 6 months) in between my pay days, I would have to wait to show that their are more direct deposits coming from my employer. So, essentially, what they are telling me, is that, you are not allowed receive money from anyone other than your employer and by payroll only, if you want to use their app. What a crock!
Shout out
by Q,The tiltedhat on 2018/10/02 02:19
Shout out to Dave! Been dealing with bronchitis for over a week now, unknowingly for 8 days and just ran out of my inhaler meds. Currently waiting for my medical recertification for over a month and a half, everything they asked me to bring they have, and keep promising a phone interview. Im also a diabetic with asthma on my last of insulin, and just finished my last inhaler and scared. I also have to hold on to cash for food, so other expenses are a stretch, and meanwhile I have to work. I'm left now to do two half days in the middle of training to travel there, to solve this problem. Meanwhile I'm clinging to life trying my best to self heal to avoid being hospitalized, have to stop after walking so far. Hurtful embarrassing, and I'm too sick to even be upset about it, just needed help. Bear got me right, I purchased my pump and had a little left for something to eat. Just very tired so I went to Denny's and had a warm meal, on a plate, outside of a paper bag. I've had better but when you're trying to get your stuff together, and debt free is the goal, you prioritize. However, baby..,👏🏽...👏🏽👏🏽.. The struggle is real. Thank you❤️🙏🏾
Finally got and email back...
by jordana594 on 2019/07/18 17:11
I wrote a review on here on Monday, I’ve been using Dave for awhile now and never had a problem. I got an advance last week and paid it Friday. Come Monday Dave just takes out another $75, so I’m in the negative and with late notice and not being able to go put cash in the atm, as it was night. I have to take ANOTHER $75 with the express fee, $4.99. So that’s close to $80, next day I get charged the $35 insufficient fee because Dave took the $75 and made me negative and I didn’t make the cutoff time. So I’m out $118 this week because of Dave, I emailed them and they said on their part they see they only took $75 out once. I checked my Dave app and my bank statement for the two transactions and they are still there. I’m not sure if they are just checking one date as I said Friday and Monday, I sent them screenshots of both saying they took $75 out. Fingers cross they can actually investigate and not send me these short emails that do not even clear up or explain why they took out $75 twice. Also I emailed them Monday, they messaged me yesterday night. I would not download this app. It’s such a hassle trying to get your money back if they mess up on their part. All you can do is email them, it takes them days to email back. They have people that help you that don’t even see to really care about the problem or issue. I’m removing my app.
Good App, just a step behind the competition.
by Mike Singa P. on 2019/07/16 15:05
I’m fond of this app as it’s helped me in certain situations however as I write this review I can’t help but compare it to its competitors. The backend system cannot account for split direct deposits, If you receive a split direct deposit between checking and savings account in this $800 and $900. The system will only recognize your payroll as $800 thus potentially impacting your borrowing ability. Dave also is not capable of understanding update to date balances, so if your account WAS negative even for a day and now has a balance of $500. It would take days before allowing you to borrow funds, simply because “your account is too low to bring to positive”. Finally there’s is no real time support like Earnin App, where you can chat and get questions answered immediately. I’ve sent in a ticket to Dave 8 hours ago and haven’t heard back and while one may say they need more time and one must bear personal financial responsibility, times are tough, meaning time is crucial. Positive feedback I hope you can take away from this, I love the idea and the app, however like the title says in comparison to your competitors which I do not work or have any interest in are better in terms of convenience. Thanks Guys!
It’s alright
by WordFromTheWise on 2019/11/02 19:46
Okay so I am big on not borrowing because like the Word says, “the borrower is the slave to the lender.” Proverbs 22:7 but I needed this and also I will be giving it back in a couple of days. So for now this is something as a try out, not for future reference. But it is cool. Just a tip for all who come across and read. Keep working, get your money and stack up. Don’t spend like all the broke people you know that go out every weekend and celebrate being broke. You youngsters out there that have on jeans that cost more than what you have in your wallet, be humble and spend less. For right now you are young and stack up. Later you don’t want to be that 30 year old struggling to learn how to save when all you have been doing is being impulsive with your money. “Do not spend more than what you make, go out less, make a meal at home which is way cheaper, also healthier, and Always thank God for the opportunity to manage the money that was given to you to deal with.” And remember how much you get paid is up to you, not the economy. There is always something better.
My review of Dave..
by SaeDDee on 2018/08/09 17:08
When I first downloaded the app I was quite skeptical about it. After a couple of days I decided to go ahead and see what the fuss was about. Everything seemed like it was going smoothly and I want to head and requested a small amount of money to be deposited into my account. I opted to choose the express delivery because then I would receive the money in eight hours or less. Well it has been over eight hours and almost an entire 24 hours and I still have not received the money. I am very disappointed because I paid the extra $1.99 and I do believe that if I paid for that and then I should have received the money quicker. I tried to cancel but of course it won’t let me because it says that I have a loan out. I would love to know how I have a loan out if I never received the money in the first place. I have contacted support and they have not gotten back with me yet which is understandable because I’m sure this isn’t the first time this has happened. I would love to use the Dave app and I would love for it to work the way that it says it will but for now I will no longer be using it if I do not receive the money I requested. Also if I do not receive the money and it auto takes out of my bank account I will be highly frustrated.
I love the app
by Adoctor2005 on 2019/07/13 10:57
This was my first time using the app I was a little bit skeptical of putting my bank account information in the app once I finish putting in the information I had to wait two weeks for them to be able to advance me money they have to make sure that the company is legit which was fine with me now this is my third month using them and I love it they can advance you money really fast and it will be in your bank account the same day or three business days The only Con I have is that when you work for another business they will not advance you the whole money you have a choice of 10 15 $20 until you get your second paycheck from a new company which was fine with me but I also noticed that once they notice you’re getting the same check from the same business it takes them a minute to process on the app you can have your check on Friday has cleared but I noticed sometimes when I go to the app it still says it’s pending unfortunately you won’t be able to get Advance money but overall I like the app so far 😊😉
Been a little iffy lately
by hellokalee on 2018/08/07 18:05
I started Dave I wanna say around the time I got my car because my checks were tight with payments. It could never verify my income because I have 2 pay checks coming in bi weekly so every week I have a pay check coming in from a different place. I emailed them and they fixed it but I kept having the problem until I asked if I have to email them everytime and they said probably which is no problem because they are always nice and do it in a timely fashion. They last two time have taken them over 48 hours. And this time I paid the 4.99 for express and it’s still not in my bank account. I tripled check just to make sure and nothing. I’ve emailed them and haven’t heard anything. I know this is a new company and I’ve tried giving them time cause they’ve always been so sweet. But if you’d a company saying you’ll help stop over drafts 24 to 48 hours can be the difference between a over draft fee or not. would really like for them to pick up the email times or have a number to call instead considering I have to email every time to get a advance because of the way my checks are. But other then I really like the app and have told my friends to try it too.
Fine, you really want my review.
by Screw8ballpool on 2019/07/20 14:25
I count on you to give me an advance because sometimes we are really low until next paycheck. That’s what the service if for. I’ve successfully paid you back every single time I’ve gotten an advance. You’ve made plenty of money off of me. And now you’re telling me you can only give me 20 when I was expecting to get the normal 75 I always get. You’ve just screwed me and my family out of money for the rest of the week. We were expecting the advance and you just screwed us. I’ve paid you 80 dollars every single time you advance me so you’ve made quite a bit of money off of me and now you’re gonna tell me this? I don’t keep money in my account because you take 80 every single time I get paid. I have other bills I need to pay. Not to mention the fact that I’ve never been able to get more than 75 from you when you guys claim to be able to advance 100 right on your description. You guys have done this to me more than once and beg for a review, along with a tip on top of the 5 dollars extra you take from me. So here’s your review. Thanks for screwing my family and I for the next week. With only being able to give me a measly 20 dollars when I’ve paid on time every single time. Thanks.
Works great if you need a bit of extra cash before pay day
by GodInTheWired on 2019/05/13 23:41
You can only borrow up to $75 but there’s no interest and no fees; you can choose to pay a tip to support the app (and help plant some trees) but it’s not required. There are other apps that let you borrow more money but the ones I’ve seen have secondary costs that I’m not willing to pay. For example if you want to use Earnin you have to let them track your location 24/7 to “verify your employment” - this is after they’ve already verified your employment by looking through your bank account for direct deposits and they wait until after you’ve already signed up to spring this requirement on you but I’m sure they’re not doing anything shady with all that data 😒 The only negative point I can think of is you can only get approved if you get paid via direct deposit so a lot of the people that need these types of loans the most won’t qualify for them; that being said I don’t know how else they would be able to verify your income while still operating on optional tips and $1/month per user 🤷‍♂️
Switching Banks
by Eddie Ray Gibbons on 2019/06/20 18:02
I signed up to get info when they offered a bank and so far it seems legit, I have added the digital card to my Apple wallet and will soon set up direct deposit to it once I land another better paying job. I don’t carry cash on me often and shop online most of the time so switching from a bank that charges fees for just about everything and demand you keep a certain amount to avoid fees for not having a $500 balance. Working part time and going back to school for a better career, keeping a job hasn’t been the easiest for me when I need to focus on school. Thank you for creating the app, it’s easy to use and understand and I can’t wait to get my new bank card in the mail, excited for the new chapter that awaits me! Plus also getting cash advances when I need them is brilliant, the dollar fee and the advancement fee plus tip are not much of a bother when you really need the money and they don’t let you forget to pay them back plus they put a limit on how much you should borrow which makes paying back a breeze. Thank you!! 🙏
Legit and works like a charm!
by Nightownaide on 2019/04/25 02:10
I ran across many small loan apps like a payday loan without all the high interest rates and decided to go with Dave. I filled out all my information and linked my bank account which was a fast and simple process. After I got paid I decided to wait until I was 11 days from payday to tryout Dave since I was short on cash anyways. I chose the $75 wait a few days for deposit and it came into my account pretty quickly over a day I believe. After this one was paid back I took out another $75 with Dave and used the Option where you pay a fee like $4.95 or $5 to get it deposited into your account within 8 hours and guess what, it was in there almost instantaneously!! I haven’t had any glitches with this app and would like to start donating as well when I can as I am greatful for this app and his honest services offered to people who may live paycheck to paycheck or just short on cash and don’t need a lot and don’t want to be charged an arm and a leg. Thank you Dave I appreciate your service for us people in need! Will update review if needed.
Easy, peasy app BUT....
by Kellbell74 on 2019/04/06 11:00
I don’t quite understand why one time it will take the repayment from my paycheck and another, it takes it from my husbands?? His paycheck really has nothing to do with my account so I’m not sure how it got involved. Matter a fact, my husband tried to sign up as a client but it says only one person per bank account. Yet it uses BOTH paydays for paybacks?? I don’t understand why 2 different people with 2 entirely different jobs, pay, paychecks and paydays cannot both sign up. But if not, it does t seem fair, Dave to USE both our paydays to get paid back sooner. I hope what I’m saying makes sense. If I was single, the payback would only come out of MY paycheck. But depending on when I borrow, whoever’s payday is next, it makes me agree to that date in order to move forward. In all fairness, we should be able to have our OWN separate accounts considering we both make over $50,000 a year. Ok enough with that complaint , other than that, I HIGHLY recommend this app. Of all I’ve checked, they are by far the fastest, easiest and COOLEST...I mean they save trees! How awesome is that?! Lol 😍😍😍 Thanks Dave. But let my husband set up his own acct and this app will be a PERFECT 5 stars!! 😁
Hopefully an insightful review.
by A7-! on 2018/09/26 17:23
I think like everyone else once learning about this app, your first thought is of safety. I debated whether or not I could trust it or if it was truly a scam. However, after researching the company it is quite credible and is on the Forbes list of startup businesses. It’s pretty simple, you DO have to give all your information but keep in mind that even businesses like banks and online shopping websites have the ability to be hacked so this is no different. After verifying your information, without much else, you’re prompted to give employer pay information and asked what amount would you like to apply for $25,$50,$75 (Those are the only options) with the guarantee you’ll pay back on the next payday. The money is instantly deposited and that’s it. Pretty simple. If In need of a few dollars until pay day this is as good as it gets. You’re borrowing the money from yourself basically with a monthly $1 fee. —Be advised EVERY business has their faults ESPECIALLY with customer service however I haven’t picked up on any that are alarming.
This should of been out a long time ago :)
by ARealAnswer on 2018/09/29 11:29
When I first downloaded Dave I was looking for an instant payout. Once I seen that it was actually tracking my expenses so it didn’t allow for that because I wasn’t showing no income. That’s cuz I really didn’t have a job but I needed help. I loveeee love loveee the fact that it prevents you from digging your self in a bigger financial hole. I like that you have the option to get money within minutes at NO CHARGE to you. Couple technical difficulties the app had is how it tracks a paycheck. I get paid every Friday and it’s soo much evidence to show that but it says I don’t. So when I open my app I’m always in the negative because it says I have upcoming expenses and not enough money. What’s so cool tho is the fact they let you get money even tho DAVE thinks you will be in the weeds. Last bad thing is how long it takes b4 u actually can pull the maximum amount out. I feel DAVE should trust I will pay him back because dude your wired straight to my bank account. But other than that I’ve had the app for about 3 months and I’m able to get dadvances whenever I need them. And it really is a lifesaver.
A little slow, but works.
by FaeMagick on 2019/06/26 05:54
UPDATE: The first time I used Dave, it actually took a little longer than the 3 days it was supposed to, but it did work and they withdrew the payment on the due date without a problem. Dave does work for a small fee and you can decide the tip amount. The first time worked, so this time I put in for the option that is supposed to pay out an advance in less than 8 hours for an extra fee of $2.99. I don’t yet qualify for more than the $20 advance, but every little bit helps when money is tight. UPDATE: I requested an advance for $20 and have waited the 3 days it said I would have to wait before the advance went through. Now it is 5 days until I am supposed to pay back the advance and I haven’t received anything at all. I checked all my info and everything on my end is correct. What’s the deal? I am trying to rebuild my credit after my ex screwed it up with several fraudulent purchases. I just requested my first advance of $20. Planning to update after the whole process goes through.
Good concept
by waynester6811 on 2019/10/20 02:57
Great app great concept! I imagine very helpful! However rules are a little strict.. if your looking for a payday advance or such it’s likely your account will often dip to a low on negative balance between paydays, so this counts against you in the determining factors of how much advance Dave will give you. Negative side: free deposit is 3 business days, same day deposit is $1.99 to a $5 advance and it is pulled from your advance. Not sure what the cost is for a higher borrowed amount. If it’s $1,99 regardless of advance amount that’s pretty fair, but it should be added to the back end when the advance is repaid not reduced up front If you have time to build good history with Dave, and u have a “cushion” after each pay day and aren’t negative then you’ll love this app and will benefit greatly from it . Overall the concept is great and I’m sure it’ll come in handy, but only qualifying for a $5 advance when my account shows routine deposits exceeding $4,000 direct deposit, this was a little insulting... I think the minimum advance should be like $50-$75 since they require like minimum of $1500 per month in income...
Thieves
by Gigilenirra on 2018/08/30 13:33
You guys agreed to pull on the 14th which is payday. All well and good. I’m ashamed to say we only had $.39 in our account the day before payday. I log on my bank 2 am the 14th to see if the check was in yet and low and behold... a $1 withdrawal from DAVE that threw us into the negative and we got a fee because of it!!! I contacted customer service and they sent a link. A link that said the $1 was the membership fee. A link that also said THE FIRST PAYDAY OF THE MONTH. Now since we have to share banking info, it’s clear our payday is the 1st and the 15th every month for the last 7 years. So even if the $1 is a valid charge, it was pulled on a date unagreed upon and caused major huge issues. Apparently since the rep I was dealing with doesn’t have the capacity to understand, I’m going to make sure and blast loud and clear/far and near how much of a rip off this app is. *** after developer response let me add- When I contacted customer care, all they did was keep linking me the same article that said “will pull the FIRST paycheck of the month.” Again with us being paid on the 1st and 15th, and them pulling it the 13th is still against their terms. 🤷🏻‍♀️🤷🏻‍♀️🤷🏻‍♀️🤷🏻‍♀️ again 11/10 DO NOT USE. Run away and download a different app that actually does as promised and doesn’t make your situation worse
Came in handy
by Rizzlesfan21 on 2019/06/10 00:54
I’ve only had this app for a couple days now and I absolutely love it! I wish that reviews told a bit more about what to expect in using these apps for the first time so no one is signing up in high hopes. So, I’m gonna do that here: First, it takes about 2 or 3 days to verify your next pay date, so if you are just starting out on this app, don’t count on getting the full $75 the same day you sign up! I was only able to be advanced $5, due to the pay date verification thing. Which was okay; I literally had no money at the time and had just completed my first week at a new job, so $5 was better than nothing. And since I was advanced that $5, I can’t request more until I pay that back. That’s very fair. Dave will withdraw the $5 plus interest (I think that is what that fee is?) plus a 15% tip that I chose to add. So, in total, on my next pay day, Dave will take $7.74 as a repayment of my loan. I am just keeping Dave on hand should I really need it again, in the future. It’s a nice lil app to have, definitely try it out!
Months of overdraft fees and Non Communication
by Blvckrep on 2018/03/20 02:25
I am still in the process of canceling my Dave account. First reason being that since I have opened the account 3 months ago, the constant message of " I will let you know when you are approved". Seeing as it has been three months I would have believed that Dave would have been able to verify this information or have at least called or emailed me in regards to why. Second reason I canceled my Dave account is because this is a overdraft help app. I downloaded it just in case of emergency's, unfortunately since Dave has charged me for two months in a row of $1 dollar, I have received two months worth of account overdraft charges. Seeing as I removed all my money from that account the first month after the first overcharge not to get into another overdraft for the upcoming month, only to find out that indeed I had yet another overdraft charge from Dave. I find this frustrating as this is an app to help prevent overdrafts and not only have I not been verified after two months, but now have gotten two overdrafts from this company. Dave is designed to prevent overdraft fees, yet all I have gotten since being with Dave is overdraft fees. I am completely outraged and disappointed in this app and will encourage friends and family not to use this company.
Convenient as can be!
by Beckyboolah on 2019/03/14 16:32
Dave had popped up on my Snapchat as an ad. While watching it I was definitely thinking that this concept is a very smart one. However it looked like just another budgeting app. Which are useful but in today’s world I feel like you do need those notifications to remind you of events or things you need to do. So I downloaded Dave, signing up was much easier than I thought it’d be, very secure how they go about the registering process. Selected the $75 advance now option, which for the money to be immediately deposited there is a $4.99 express fee but that’s 100% reasonable. They say it can take up to 8 hours for the money to appear in your account, mine showed up in less than 5 minutes!! What a convenience! You can also make an optional donation for nature conservation which I think is a nice touch. The app also graphs what your spending will look like until your next check, link all your purchases from your card connected to the bank account you use, etc. this is a wonderful app! Give it a try!
Could not re-enter as a member
by eljefe3888 on 2018/09/02 17:05
Thanks when I try to sign in again it rejected my debit card saying that it was already in use in someone else’s account I tried I tried several times and finally I found a way to send you guys a text to let you know so the biggest problem was I couldn’t sign back in as a A member because it would not except my debit card and it was already in the system so I had to figure out how to contact you guys and that’s when I got it going again thank you and yes this really helps you guys out when he needs a little money before payday it would be nice if those you made enough money to be able to borrow about 100 but OK we will live with 75. Again I do not understand the way you calculate my budget I don’t really have a budget I get paid I pay my bills so I really don’t understand how you could tell me that I’m going to be going to have a negative balance I don’t understand I never have a negative balance I make enough to pay you the $75 If you get lonely to 75 when I need it then I don’t need you
Dave
by LMH829 on 2019/11/05 17:29
I was looking to borrow some money on my non-pay week and I don’t have family to help me when things get tight so I looked online. When I came across this app, at first I was a little skeptical, but after doing my own research I decided to give it a try. I requested the $75 loan but the $0.00 transfer option said it would take up to 10 business days to receive the money, well by then I would have my paycheck and I wouldn’t need to borrow it anymore. So I selected the $3.99, 0-3 day delivery option and I received the cash in my account within the hour. It was very helpful and it will continue to help me when I’m tight on cash. And $3.99 is a fair price to pay to have $75 within minutes. I look at is as interest, though you don’t have to select that option, it’s worth it. And when paying Dave back, you only pay back what you borrow (plus the delivery fee if you go that route). And you have the option to tip, but it is not required. It is a very helpful app and it’s good to know it’s there if I need it!
It’s good it whatever...
by lilmo2k12 on 2019/06/08 14:57
It good. It does what it say it does. Only reason I am giving a three star because it is suppose to take out your repayment when you get paid on that certain day. And I know it knows when you get paid and what time but for some reason this last Wednesday it did not do that and it put me in a bad bind. I just enough money to cover my car insurance that was suppose to come out Wednesday morning. I do not get paid until Wednesday afternoon so I had saved this money for this day. Dave took that money from me so quick!!! Knowing I haven’t had a deposit of any money. I know they see that 👀👀! With my car insurance if the auto payment is declined then you have to pay a 15$ fee when I really can’t afford. So my savior “Dave” became my heart ache 😖. I wrote them and all the did is send a screenshot of thing I signed stated Dave was gonna take it Wednesday. Like wow thanks for the help.... I had to advance one more time because of this but after I pay it next paycheck making sure no extra money in bank account first!!! I am not using Dave again. I started a second job so I shouldn’t need it anyway. Wish everyone else the best.
Life saver!!!
by DLSR18 on 2018/09/20 17:19
So I have quite a few auto-pay bills that come out of my account so you don’t have to worry about them. This month after all bills were paid (including rent) I had more than enough to not worry about anything. But our leasing office called us saying we didn’t make rent this month. We knew we paid never had an issue paying but they couldn’t find the money order. We were told we had to pay our rent again since there was no record!!! I was In such a panic because paying rent AGAIN WOULD TAKE ME OVER AND LEAVE ME WITH NOTHING FOR A WEEK!! I remembered seeing an add for this app. I downloaded Dave and In 5 minutes I had $75 in my account!! There is a fee for a direct cash transfer for same day but it is applied to your total and will be paid when you pay the loan back. I don’t know if I’ll ever need this app again but I have told EVERYONE I know about it. (P.s) leasing office finds money order for rent after we find and bring our receipt a few days later. Turns out they applied our payment to someone else’s account 😒
Dave is Awesome!!
by MuvaOfThree on 2019/03/08 21:02
My husband needed a little extra cash for an unexpected expense. He downloaded a similar app to Dave. The app was going to charge him a monthly fee of $10 and the earliest he could receive the money via direct deposit, was the next day. Half way through the next day, he still had not received the money in his account. So my husband was at work and trying to help him out, I figured I’d try other options. I had seen Ads for Dave and have also read good reviews about it. I downloaded Dave and set up an account for my husband and went through all the steps to receive a cash advance within about 10 minutes or less. Dave also only charges a monthly fee of $1 and I opted to pay the $3.99 fee to have the money deposited within 1 - 8 hours. To my surprise, the money I requested was in my husband’s account in less than 5 minutes!! So in total, from the minute I downloaded Dave to the minute the money was deposited in the account was less than 15 minutes! It’s a great choice if you need a little cash fast!
Scammy
by wannaberoadie on 2019/06/06 15:09
While this app does deliver (one of) it’s promised claims of providing payday advances, it also takes money when it shouldn’t. I’ve used it twice for cash advances twice, and it has delivered that money, but it took “tip” money when I specifically set the tip amount to zero. I’ve repeatedly set that parameter, and it ALWAYS resets itself to $10, no matter how many times I adjust it. This is pretty scammy as far as I’m concerned, there is no excuse for it, and there is absolutely NO customer service available to fix this problem. The “tip” supposedly goes towards planting trees somewhere, and this is something I refuse to contribute to, as I already allocate my own money towards charity causes, and I’m obviously using this cash advance function because I’m very low on money and I can’t afford to spend it on such things at the moment; plus, the amount of money I’m paying for the advance is plenty high enough (6.7%) without paying an additional “tip”. I’ve sent feedback through the app, and got no response whatsoever, thus I have no choice but to come here and give their app a bad review in order to get their attention this way. My advice: shop around for different apps before downloading this one.
I’m tired of begging
by Mindful26 on 2019/06/23 19:38
Well I’ve been with Dave over 2 years at first it was easy now they aren’t as good. I’ve been sending messages to their customer service department for months getting the exact same results... NOTHING I get a message that says my bank can’t be verified.... but yet they have all of my banking information. I was told to uninstall the app and download again. I did that got the same message again. I began to notice that they put several micro deposits in but yet I can’t get a loan and to my surprise they took out their monthly fee... now how are you gonna just take one dollar and I haven’t had a loan since May. These 2 months have been aggravating I’m so tired of contacting them and never receiving a response. I go bank on now they want me to deposit my check in their bank so that I can do banking with them. This is horrible because I don’t want to bank with Dave I just prefer to get the loan and now I can’t get them out of my bank so please close the account and stop taking the fee. Please
Peace of mind
by pammykay63 on 2019/05/23 07:29
I have a very hard time making ends meet each month due to being placed on a fixed income. I searched the internet to find the best banking choices and the cheapest options to make my money stretch from one check to the next. I read countless reviews and made pages of notes until I was satisfied that I had chosen the exact place my money should be and the money still runs out before my next check comes. When I found Dave I was skeptical. I figured that I’d pay a dollar to have an app watch over my account and alert me when my balance was low and when the money ran out, it would be told I didn’t qualify for an advance but I was pleasantly surprised. Today I woke up to a text from Dave telling me I qualified for an advance! I now have a little money in my account for the things I need and the usual worry of what I will do when something comes up before my check gets here is gone! I am thankful that I found Dave when I did. It’s the peace of mind that I have been looking for.
Loved the idea, but to many issues
by mommy4love on 2018/11/28 10:53
I thought I’d give this a try just to see if it would work in a pinch! I was able to connect to my bank and after a day or two I was advanced a small amount! It worked! I thought it was great for when I may need it in a pinch! But when came time to pay back the small amount it kept kicking me off my connection with my bank over n over ! Days of calling and trying to get resolved they withdrew the amount owed (nearly a week later) I was panicking of course cause it was nothing on my end! Spoke to my bank and was told it was the app itself that was the issue, but because of all this they lowered my borrow amount to $5 why would I borrow $5 and pay that fee??? Then got charged the $1 monthly fee, fine ! But two days later was charged $1 again! I can’t get any response to my inquiries! I want to cancel this app and NOT be charged $1 every other day! The $5 borrowing isn’t worth the fee , especially when my amount was lowered for something I had nothing to do with! I find it very sneaky that it kept disconnecting from my bank then finally connects after a week and makes more charges then should be! Wish customer service would help!
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 2
1,720
 1
4,673
Current Version (2.10.5)
5.0
193,997 total
 5
169,455
 4
13,858
 3
4,386
 2
1,700
 1
4,598
Version History
More...